"As Victoria DeLuce, senior vice president of home equity lending at Rate and a speaker at HousingWire's Housing Economic Summit, states in a recent interview, the Trump administration is paying attention to the affordability crisis and the industry is also ready to step in to address it. DeLuce will join John Toohig, head of whole loan trading at Raymond James, on stage at the Housing Economic Summit to discuss housing opportunities and risks through the lens of capital markets."
"Housing and housing finance can be hot-button issues to discuss on the campaign trail, but no real change or solutions ever really arise once candidates are elected to office. Setting political views aside, this administration appears to want to make changes to help fight the affordability crisis we've been facing for years. Taking mortgage interest rates out of the Fed's hands by having the GSEs purchase MBS is one way to go about it. Talks of limiting institutional buyers of investment properties is another."
Government intervention will shape the 2026 housing market, with the administration pursuing policy changes to address long-standing affordability challenges. Potential measures include having government-sponsored enterprises buy mortgage-backed securities to influence mortgage rates and restricting institutional purchases of investment properties. The home equity market and consumer debt levels are central areas of focus for lenders and investors. Without effective action, the wealth gap between homeowners and renters will widen, deepening affordability pressures. Capital markets perspectives on opportunities and risks will inform strategic responses, and industry participants are preparing to engage with policymakers and deploy solutions.
Read at www.housingwire.com
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