#car-insurance

#car-insurance

Drivers should actively seek better car insurance deals, especially before policy renewal.

The average car insurance cost fell 16%, but complacency could lead to overspending.

Purchasing car insurance 26 days before renewal can save significantly on premiums.

Buying car insurance earlier can save money.

Monthly payments often incur more costs.

Planning ahead 21 days can reduce premiums.

Annual payments are generally cheaper than monthly.

Using personal vehicles for deliveries can invalidate car insurance policies if classified as 'trading.'

To maintain a no claims discount, avoid becoming a named driver instead of the main driver or having a gap in claims exceeding two years.

Lowering speed limits to 20 mph in Wales led to significant reductions in car insurance claims and crash casualties, sparking discussions about similar strategies in the U.S.

Northern Ireland offers the lowest car insurance premiums for young drivers in the UK despite increased accident rates.