I'm a professional couponer who shares tips with my millions of followers on social media. I have a long couponing history. Both of my parents got laid off during the recession and had two teenage daughters. They needed to figure out how to make ends meet quickly, so my mom took a community college class and learned the basics of couponing.
Abbie Beggs is a business owner and content creator. In 2020, during the first Covid-19 lockdown, when she was 20 and facing into her final year at university, she decided to launch Bound Apparel to fill a gap she identified in the market. There were plenty of leggings suitable for time spent at the gym, but what about the other hours of the day?
This tax year (2025/26), you can add up to £20,000 to one ISA or split the money between several of the various types; the most used being Cash ISAs and Stocks & Shares ISAs. Whichever type of ISA you invest in you pay no income or capital gains tax (CGT) on the returns - no matter how much they are.
Unless you're writing a check from your bank account, the logistics of gifting funds can get a bit complicated.If you want to gift from your IRA, your only option is to sell a chunk of it, then pay any taxes due, then write a check. That's not terrible, so long as you understand the tax implications. IRA withdrawals are typically subject to ordinary income tax, along with penalties if you're not yet 59½.
