The math is straightforward. At roughly 60.7 billion tokens in circulation, a $10 XRP price target implies a $607 billion market cap. That would vault XRP past Ethereum into second place behind Bitcoin. It's a moonshot scenario that would require massive institutional adoption, XRP ETF inflows, and utility growth on a scale the asset hasn't yet achieved-but in crypto, stranger things have happened.
"Younger investors just feel like the traditional playbook isn't working," said Gareth Kay, vice president of brand at Coinbase, about Gen Z and Millennials investing in crypto. Gen Z and Millennials, or younger investors, as the report calls them, say that 25% of their portfolio is in non-traditional assets, including crypto, derivatives, and NFTs. That is three times more than older investors, or Gen X and Baby Boomers, who say that just 8% of their portfolio is tied to such assets.