#debt-to-income-dti

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#housing-affordability #homeowners-insurance #automated-underwriting-aus #bnpl #fha-underwriting
Real estate
fromwww.housingwire.com
16 hours ago

Affordability for first-time homebuyers: Beyond rates and prices

Affordability now depends less on rates and prices and more on borrowers' balance sheets, cash flow, insurance costs, DTI, and underwriting rules.
Real estate
fromwww.housingwire.com
2 months ago

MBA outlines Buy Now, Pay Later underwriting concerns in FHA letter

BNPL growth risks FHA loan underwriting by obscuring borrowers' true debt and increasing DTI; standardized BNPL definition, reporting, and interim guidance are needed.
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