Estimated net proceeds for auction sales including foreclosure auctions and bank-owned (REO) auctions were 43% higher than traditional REO dispositions through the third quarter of 2025, the report explained. The time value of money principle that a dollar today is worth more than a dollar in the future is key to understanding why earlier dispositions perform better, coming into even sharper focus in a slowing market, said Jason Allnutt, CEO of Auction.com.