#housing-programs

#housing-programs

Down payment assistance averages about $18,000, lowers loan-to-value by roughly 8.8%, and expands affordability and loan quality nationwide.

First-time home buyers can access down payment and closing cost assistance, tax benefits, and lower interest loans based on their eligibility.

Multiple federal, state, local, and non-profit programs exist to support first-time buyers in their home purchase journey.