Dave Ramsey Says 35% of Americans Will 'Learn the Hard Way' About Social Security
Retirees may need less income from lower expenses, but Social Security replaces about 40% of pre-retirement pay, so relying on it risks income shortfalls.
Why It Pays to Consider an Annuity on Top of Social Security
Social Security typically replaces about 40% of pre-retirement earnings, so retirees generally need additional income sources to reach 70–80% needed for comfortable living.