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#401k #retirement-investing #investment-passivity #vanguard #automatic-enrollment #retirement-plan-design
Business
from24/7 Wall St.
3 days ago

The 95% Club: Why Nearly Every American Stopped Trading Their 401(k)

Only 5% of nonadvised 401(k) participants made portfolio exchanges in 2024, indicating a trend towards investment passivity.
Retirement
fromwww.housingwire.com
1 month ago

Retirement savings accounts grow steadily in 2025

Automatic enrollment adoption in Vanguard retirement plans reached 61% by end of 2025, with higher default contribution rates and escalation features driving increased participant savings rates to record levels.
Business
from24/7 Wall St.
2 months ago

Forget Target-Date Funds: Build This 3-ETF Retirement Portfolio Instead

Use a custom mix of ETFs (growth, total market, bonds) instead of one-size-fits-all target-date funds to manage risk and costs.
Business
fromwww.housingwire.com
4 months ago

Credit card debt linked to lower retirement readiness

Align retirement plan features with participants' real-world behaviors because flexible, personalized solutions and adequate contributions determine long-term retirement outcomes.
Business
from24/7 Wall St.
4 months ago

The Biggest Red Flags Lurking in Americans' 401(k) Plans

Many 401(k) plans offer limited investment choices and employer matches often come with vesting schedules, so supplemental accounts and periodic reallocation are important.
fromFast Company
5 months ago

The retirement lesson: Why you should start a 401(k) early

She still had room in her budget for weekends filled with activities.JR was more worried about now. Rather than putting money into a 401(k) he wouldn't touch for decades, he enjoyed his $75,000 salary. Five years later, JR began to build his nest egg. He opted for the minimum contribution rate to qualify for the company match, contributing 6% with a 3% match.
Venture
Retirement
from24/7 Wall St.
1 year ago

3 Investing Tips All 401(k) Savers Need to Know

Simply saving in a 401(k) is insufficient; strategic investment choices are crucial for retirement growth.
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