I'm 40 with a net worth of $8.5 million and want to retire early but my in-laws think it's immoral - what should I do?

"A Redditor has worked hard to amass an $8.5 million fortune at 40 years old . He also has a $4 million property with a $500,000 mortgage and a rental property as well . He is feeling burned out at work and wants to retire once he reaches a net worth of $10 million. He expects to earn $1.5-$2.0 million over the next two years."

"In the Christian New Testament, 2 Thessalonians 3 :10-12 states, "For even when we were with you, we gave you this rule: 'The one who is unwilling to work shall not eat.'" In Sikhism the principle of Kirat Karo (work honestly and diligently) is a core teaching: "earn an honest, pure and dedicated living ... and not be lazy and waste one's life.""

"Money Doesn't Seem to Be the Issue We don't have all of the details in this post, but it's safe to assume money isn't the issue. The Redditor has an $8.5 million net worth, and a 4% withdrawal results in $340,000 per year before taxes. While the Redditor's spouse has mentioned that it's possible that the market crashes, a 50% drop still leaves a $4.25 million portfolio. It's also possible for the portfolio to continue growing over time."

A 40-year-old individual has $8.5 million net worth, a $4 million property with a $500,000 mortgage, and a rental property. The individual feels burned out and plans to retire after reaching a $10 million net worth, expecting $1.5–$2.0 million in earnings over two years. A 4% withdrawal rate would produce about $340,000 annually before taxes, and a 50% market decline would still leave roughly $4.25 million in assets. The spouse earns $250k–$300k and the spouse's family opposes early retirement on moral or religious grounds. The father-in-law, who built substantial wealth, wants the spouse to join his business, creating tension.

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