In the current credit card landscape, cash-back cards are increasingly popular due to their straightforward cash rewards that feel like 'free' money. While travel rewards still have their enthusiasts, many consumers find cash-back options more beneficial as they fit everyday shopping habits. Moreover, some cash-back cards offer '0% Intro APR' periods, which can help individuals pay off debt more effectively. This has sparked a discussion, particularly in forums like Reddit, about the merits of cash-back over points, highlighting a debate reminiscent of the Mac versus PC rivalry.
For most people, travel credit cards are not nearly as valuable as cash-back rewards.
The math is straightforward and can save you hundreds, thousands, even tens of thousands of dollars if used correctly.
If you believe cash is king, as many people do, there is every reason to think that cash-back credit cards are far more helpful.
The idea that you can earn money for shopping as you usually would is hard to ignore.
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