#debt-management

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#credit-cards
Bootstrapping
from24/7 Wall St.
1 month ago

My Bank Called With A $70,000 'Free' Credit On A Card

Investigate money owed on old credit accounts to avoid scams.
Unusual large credits on accounts should be approached with caution.
Proper verification is essential in financial matters, especially with old accounts.
#personal-finance
fromMoneywise
1 month ago
Cryptocurrency

NYC man confesses to Dave Ramsey he put an $11,000 engagement ring on a 0% interest credit card

fromMoneywise
1 month ago
Cryptocurrency

NYC man confesses to Dave Ramsey he put an $11,000 engagement ring on a 0% interest credit card

#credit-card-debt
fromIndependent
1 month ago
E-Commerce

Thinking of switching to a 0pc interest-free credit card? Here's how to avoid the most common mistakes

fromIndependent
1 month ago
E-Commerce

Thinking of switching to a 0pc interest-free credit card? Here's how to avoid the most common mistakes

E-Commerce
fromBusiness Matters
1 week ago

Tips for Managing Short-Term Cash in a Crisis

Managing short-term cash flow is critical during financial uncertainty, requiring assessment of finances, prioritization of expenses, negotiation with creditors, and exploration of income sources.
from24/7 Wall St.
1 week ago

Rivian (NASDAQ: RIVN) Price Prediction and Forecast 2025-2030 for July 22

Shares of Rivian Automotive surged 9.83% over the past five trading sessions due to updates on its Georgia plant, expected to open in 2028.
Cars
#financial-advice
UK news
fromBusiness Matters
2 weeks ago

New 'buy now, pay later' affordability checks may cover even smallest loans under FCA proposals

FCA plans to regulate the £13 billion 'buy now, pay later' sector, requiring credit checks on loans under £50 to protect consumers.
Retirement
from24/7 Wall St.
2 weeks ago

Medical Debt and Beyond: Texas Judge Blocks Biden Rule, Negatively Affecting Baby Boomers

Many Baby Boomers are retiring with significant debt, primarily medical debt.
fromLondon Business News | Londonlovesbusiness.com
2 weeks ago

Thames Water remains in 'crisis mode' - London Business News | Londonlovesbusiness.com

Thames Water is heavily in debt with £1.27 billion owed to creditors and has incurred £122 million in fines from Ofwat, indicating severe financial distress.
UK news
fromSlate Magazine
2 weeks ago

I Have $50,000 in Stocks. Is Cashing It Out a Huge Mistake?

Keeping a low-interest mortgage while investing may yield better financial returns.
Food & drink
fromBusiness Insider
2 weeks ago

I went to Hooters in the UK. The beer was cold and the wings were crispy, but I was puzzled by the family-friendly vibe.

Hooters of America filed for bankruptcy while facing high debt and many closures.
#student-loans
fromFortune
3 weeks ago
Education

Student loan borrowers are facing down a grim summer: These are the benefits businesses can offer employees to help with debt payments

fromBusiness Insider
1 month ago
Bootstrapping

I pay $2,800 every month toward my student loans. Although I only have $200 left each week to spend, I'll be debt-free this year.

fromFortune
3 weeks ago
Education

Student loan borrowers are facing down a grim summer: These are the benefits businesses can offer employees to help with debt payments

fromBusiness Insider
1 month ago
Bootstrapping

I pay $2,800 every month toward my student loans. Although I only have $200 left each week to spend, I'll be debt-free this year.

Retirement
fromFast Company
2 months ago

'I'll never get out of this hole': Older Americans brace as DOE begins Social Security garnishments

Older Americans face serious financial issues due to renewed student loan collections, risking garnishment of Social Security benefits.
Retirement
fromwww.mercurynews.com
2 months ago

Older people in crosshairs as government restarts Social Security garnishment on student loans

Older Americans face student loan garnishments affecting their Social Security as collections resume after pandemic pauses.
fromwww.theguardian.com
4 weeks ago

Reeves's fearsome challenge: to balance backbenchers and bond markets

Bond markets wield significant power over political decisions and fiscal policy.
Marketing
fromBustle
1 month ago

The Viral "Snowball Method" Helped A TikToker Pay Off $15,000 Of Debt

The snowball method simplifies debt repayment by focusing on paying off the smallest debts first.
Mindfulness
fromBusiness Insider
1 month ago

A millennial paid off six figures in debt and built a $1 million net worth. She explains how she invests her money.

Rose Han overcame financial struggles and student debt through a mix of increasing income, mindful spending, and smart investing strategies.
fromBusiness Insider
1 month ago

I delayed retiring for years. My husband's heart attack taught me we could not take time for granted.

Retirement is a time for reevaluation and financial independence, as Kim Hunter-Borst discovers after years attached to her career.
#credit-score
fromwww.yourlocalguardian.co.uk
1 month ago

Commissioners could have to run Croydon three years after council's last bankruptcy

Croydon Council faces a financial intervention to stabilize its situation and address its 1.4 billion debt.
fromSocial Media Explorer
1 month ago

A Guide for Using Social Media to Pay Off Your Debt Faster - Social Media Explorer

Utilizing social media can help individuals find side gigs to earn extra income for paying off debt.
It's important to explore legitimate debt repayment options to improve financial situations.
Caution is necessary to avoid falling for scams that promise quick debt relief.
fromSFGATE
1 month ago

Buying a House Is the Second Most Important Financial Goal for Gen Z-the No. 1 Goal Is Why It's Out Of Reach

Gen Z struggles with homeownership due to high debt compared to their income, overshadowing their desire for homeownership.
#retirement-planning
Retirement
from24/7 Wall St.
1 month ago

Is 27 Too Late to Start Saving for Retirement? My Journey to Financial Freedom

It's never too late to start saving for retirement, even for young adults with modest nest eggs.
#cash-back
Travel
from24/7 Wall St.
2 months ago

Travel Points via Credit Card: Smart Strategy or Are We Being Deceived?

Travel rewards credit cards can save you money when traveling, provided they are used wisely and within budget.
fromHackernoon
7 years ago

Building Toffee: How I'm Tackling the Messy Truth About Debt, One Line of Code at a Time | HackerNoon

Debt isn't just numbers. It's shame, overwhelm, confusion, and often paralysis.
Bootstrapping
fromBitcoin Magazine
2 months ago

The Debt Train Has No Brakes: Lyn Alden Makes The Case For BTC At Bitcoin 2025

The U.S. fiscal system is unsustainable, making Bitcoin increasingly essential.
from24/7 Wall St.
2 months ago

Ramsey's "No Credit Score Needed for Success" Take: Partially Right, But Here's the Catch

Having a credit score is important for financing large purchases affordably.
from24/7 Wall St.
2 months ago

Achieving My Dream Car: The Story of My 132-Point Credit Score Transformation

Having a not-so-great credit score may not be something that bothers you on a regular basis. But when it stops you from being able to afford the things you want, that's when it can become a real issue.
Bootstrapping
from24/7 Wall St.
2 months ago

5 Crucial Credit Card Anti-Theft Measures You Shouldn't Overlook

Protecting your credit card information is vital to avoid the hassle of fraud and identity theft.
#retirement-savings
Retirement
from24/7 Wall St.
2 months ago

Having $3M in Investments-Why Doesn't It Feel Sufficient?

Reaching $3 million in retirement savings by age 50 is a significant accomplishment despite personal financial uncertainties.
from24/7 Wall St.
2 months ago

IRS-Approved Strategies the Wealthy Use to Obliterate Debt

Knowing the tax code can help you reduce your tax bill and get out of debt faster.
Non-profit organizations
from24/7 Wall St.
2 months ago

The US States With the Highest Gas Prices

Gas prices are significantly impacting road-trippers and commuters across the U.S. as Memorial Day approaches.
fromThe Mercury News
2 months ago

Californians are late paying 18% of their student loans

Californians have relatively low student loan delinquency rates compared to the national average despite financial pressures.
fromThe Motley Fool
2 months ago

iQIYI (IQ) Q1 2025 Earnings Call Transcript | The Motley Fool

Company revenues increased by 9% thanks to strong content performance, despite challenges in online advertising revenue and rising content costs.
from24/7 Wall St.
2 months ago

Is It Possible to Retire By 35 If You've Banked $1 Million?

When considering early retirement at 35, a $1 million nest egg can be feasible, especially by keeping costs low and minimizing debt.
Retirement
#inheritance
from24/7 Wall St.
2 months ago
Retirement

We live rent-free and just received $80,000 in inheritance - what's the best way to put this to work for our future?

from24/7 Wall St.
2 months ago
Retirement

We live rent-free and just received $80,000 in inheritance - what's the best way to put this to work for our future?

fromwww.mercurynews.com
2 months ago

Asking Eric: My brother wants to reconnect. I just want the $5,000.

You have to let it go. The $5,000 has grown so large in your mind, fueled by the compounding interest of outrage on your part.
Parenting
#dave-ramsey
from24/7 Wall St.
2 months ago
Bootstrapping

Dave Ramsey shares the secret formula on how to get out of debt as quickly as possible

Many Americans struggle with heavy debt, impacting emotional and financial well-being.
Dave Ramsey advocates a straightforward method for debt elimination through budgeting and sacrifice.
from24/7 Wall St.
2 months ago
Bootstrapping

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.
Bootstrapping
from24/7 Wall St.
2 months ago

Dave Ramsey shares the secret formula on how to get out of debt as quickly as possible

Many Americans struggle with heavy debt, impacting emotional and financial well-being.
Dave Ramsey advocates a straightforward method for debt elimination through budgeting and sacrifice.
Bootstrapping
from24/7 Wall St.
2 months ago

Reconsidering Dave Ramsey: A Closer Look at His Financial Philosophy

Dave Ramsey's teachings on debt management resonate with many, as illustrated through a couple's evolving financial perspective.
Tech industry
fromIT Pro
2 months ago

The UK's ICT sector struggling with technical debt

Technical debt in the ICT sector is significant, driven by AI demand and resulting in rapid growth.
Retirement
from24/7 Wall St.
2 months ago

Between a big house and bigger family expectations, should I say yes to my in-laws' hefty inheritance down payment?

The Reddit user should consider taking the $1 million gift from his in-laws to reduce mortgage debt.
fromIndependent
2 months ago

Mother fighting repossession of her home said getting 245k mortgage aged 22 'haunted the next two decades of my life'

Nicola Geraghty's struggle with her mortgage exemplifies how financial burdens can drastically affect personal well-being and future planning.
#financial-planning
from24/7 Wall St.
3 months ago
Mental health

Dave Ramsey says "cut up the credit cards and stop screwing around" to a guy who's making $200k but carrying $8k in debt

from24/7 Wall St.
3 months ago
Mental health

Dave Ramsey says "cut up the credit cards and stop screwing around" to a guy who's making $200k but carrying $8k in debt

fromBusiness Insider
2 months ago

Warren Buffett says US spending is 'unsustainable,' but doesn't envy DOGE and its efforts to fix it

Warren Buffett emphasized the necessity of addressing the country’s unsustainable debt levels, acknowledging the complexities of managing government revenue and expenses.
US politics
#finance
from24/7 Wall St.
3 months ago

Dave Ramsey says that 97% of people who say they will do this personal finance "hack" don't actually do it

"Most people don't make this money move even if they have good intentions, involving taking out a 30-year mortgage and paying it off in 15 years."
Retirement
from24/7 Wall St.
3 months ago

My Sister-in-Law Ran Up $12K on Our Credit Card - How Can We Recover the Money?

Family-related financial fraud can cause emotional turmoil and complicate relationships.
Authorized users can create legitimate but harmful financial obligations if misused.
Germany politics
fromwww.nytimes.com
3 months ago

Germany Is Falling Apart (Literally). Here's How the New Government Might Fix It.

Germany's new government plans to borrow 500 billion euros for infrastructure investment after lifting constitutional spending limits.
from24/7 Wall St.
3 months ago

At 26, I'm paying off 13,000 in debt while caring for my disabled mother-how can I break free from financial fear?

Managing debt as a caregiver is challenging, but forming a realistic budget is essential.
fromAll Singles And Married
3 months ago

FINANCIAL LITERACY QUESTIONS AND ANSWERS

Financial freedom is the state of having enough income to cover living expenses without relying on a traditional job, enabling you to make choices based on your desires rather than financial constraints.
Retirement
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