While it’s common to accumulate credit card debt, it’s rare to be contacted about a substantial credit balance due, as recounted in a Reddit post. A user noted their bank informed them of a $70,000 credit on a credit card issued by a business no longer in existence. The poster expressed concerns about the legitimacy of this claim and the ethical implications of claiming funds they might not rightfully own. Experts advise caution, emphasizing the need to verify such claims to avoid potential scams.
It's important to investigate situations where a bank claims you're owed money on an old account.
It's common for people to rack up large balances on a credit card. But it's a lot less common to get a phone call saying you have a huge credit due to you.
First, make sure you're not being scammed. It's very unusual for a $70,000 credit to accumulate on a credit card.
The poster has concerns about whether to take money that isn't theirs, especially since the business that opened the credit card no longer exists.
Collection
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