#financial-advice

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#retirement-planning
Retirement
from24/7 Wall St.
3 weeks ago

My Parents Have a $100K Mortgage and Are Struggling to Live on $2,400 a Month. What Can They Do?

Living on Social Security alone can create financial distress for seniors, but utilizing home equity might provide relief.
Retirement
from24/7 Wall St.
3 weeks ago

Still Working at 70-Should I Start My Social Security Benefits Now?

Deciding when to claim Social Security is a personal decision influenced by various factors.
Delaying benefits until age 70 maximizes monthly payments, with no additional increase after that.
Retirement
from24/7 Wall St.
2 weeks ago

Truths Boomers Need to Face About Their Finances Today

Baby Boomers face reduced spending power in retirement due to potential Social Security cuts and inflation.
The cost of living adjustments for Social Security are not reflective of retiree spending habits.
Retirement
from24/7 Wall St.
3 weeks ago

Skipping a $50K Advisor Fee After Losing a Spouse-Wise or Foolish?

Paying $50K for a financial advisor may be justified given the user's significant assets and need for expertise.
Understanding the value of financial advisory services is crucial for decision-making.
Retirement
from24/7 Wall St.
3 weeks ago

My Parents Have a $100K Mortgage and Are Struggling to Live on $2,400 a Month. What Can They Do?

Living on Social Security alone can create financial distress for seniors, but utilizing home equity might provide relief.
Retirement
from24/7 Wall St.
3 weeks ago

Still Working at 70-Should I Start My Social Security Benefits Now?

Deciding when to claim Social Security is a personal decision influenced by various factors.
Delaying benefits until age 70 maximizes monthly payments, with no additional increase after that.
Retirement
from24/7 Wall St.
2 weeks ago

Truths Boomers Need to Face About Their Finances Today

Baby Boomers face reduced spending power in retirement due to potential Social Security cuts and inflation.
The cost of living adjustments for Social Security are not reflective of retiree spending habits.
Retirement
from24/7 Wall St.
3 weeks ago

Skipping a $50K Advisor Fee After Losing a Spouse-Wise or Foolish?

Paying $50K for a financial advisor may be justified given the user's significant assets and need for expertise.
Understanding the value of financial advisory services is crucial for decision-making.
#etfs
fromBuzzFeed
5 hours ago

Older Women Are Revealing Their "Biggest Regrets" They See Younger People Make

Don't fall in love with potential. I think everyone should have a sign on their forehead that says 'as is,' so we remember to ask ourselves if we could be happy with this person just as they are now.
Relationships
#credit-card-debt
#mental-health
#inheritance
from24/7 Wall St.
2 days ago
Retirement

My Step Sibling Asked to Share My $4 Million Inheritance. What should I do?

Inheriting money can change relationships; feeling guilty about sharing is common, but not mandatory.
from24/7 Wall St.
3 weeks ago
Retirement

Managing a 401(k) Alone Without Sharing With Siblings

Inheriting a 401(k) requires difficult decisions, especially amidst family dysfunction.
Retirement
from24/7 Wall St.
2 days ago

My Step Sibling Asked to Share My $4 Million Inheritance. What should I do?

Inheriting money can change relationships; feeling guilty about sharing is common, but not mandatory.
#credit-cards
Bootstrapping
from24/7 Wall St.
2 days ago

My Bank Called With A $70,000 'Free' Credit On A Card

Investigate money owed on old credit accounts to avoid scams.
Unusual large credits on accounts should be approached with caution.
Proper verification is essential in financial matters, especially with old accounts.
Bootstrapping
from24/7 Wall St.
1 week ago

The 6-Year Itch: Do Americans Truly Spend That Long Paying Off One Credit Card Buy?

Many consumers can take years to pay off single purchases with store cards due to high interest rates and minimal payments.
#investing
Retirement
fromFast Company
1 week ago

Here's how to start investing in your 60s

It's never too late to start investing for retirement, even in your 60s.
Immediate action in setting aside retirement funds is crucial for financial security.
Retirement
fromFast Company
1 week ago

Here's how to start investing in your 60s

It's never too late to start investing for retirement, even in your 60s.
Immediate action in setting aside retirement funds is crucial for financial security.
#taxes
Real estate
fromSFGATE
5 days ago

Trapped in a Home You Can't Afford? Here's How To Sell With Negative Equity

Many homeowners are now underwater on their mortgages due to rising interest rates and declining home values.
Retirement
from24/7 Wall St.
6 days ago

My first Social Security check came early and now I'm so confused

The first Social Security check usually arrives one month after the application is approved.
Retirement
fromSFGATE
1 week ago

Am I Too Old To Buy a House?

The median age of homebuyers has risen to 56, and older buyers need careful financial planning.
fromwww.standard.co.uk
1 week ago

How much do you need to earn to live comfortably in London?

According to the Office for National Statistics' data and employment market insights from 2024, the average full-time employee in London makes approximately 47k a year.
London food
#debt-management
from24/7 Wall St.
1 month ago
SF real estate

I'm a Dave Ramsey follower but didn't do a 15-year mortgage - was choosing flexibility over speed a bad call?

from24/7 Wall St.
1 month ago
SF real estate

I'm a Dave Ramsey follower but didn't do a 15-year mortgage - was choosing flexibility over speed a bad call?

fromSlate Magazine
1 week ago

I Just Found My Ex's Prized Possession. I'm Not Sure He Deserves to Have It Back.

You should prioritize your needs and well-being over the moral obligation of returning the pocket watch.
Privacy professionals
fromForbes
1 week ago

How To Go From Zero To Client In Less Than 24 Hours

When facing a financial emergency, establishing a memorable brand and strong networking can enable you to land a client quickly despite the pressing need for funds.
Startup companies
Retirement
from24/7 Wall St.
1 week ago

With $400,000 Saved Does I Rent or Buy, It's Paralyzing

Buying is not always superior to renting, especially for early retirement-focused individuals.
fromSlate Magazine
1 week ago

My Sister-in-Law Had a Plan in Mind for My Husband. When He Refused, All Hell Broke Loose.

You need to step back. This isn't your fight. You didn't buy the house and, unless I'm missing something, you don't run your husband's business.
Parenting
fromBuzzFeed
2 weeks ago

16 "Money-Saving" Habits That Could End Up Costing You Big Time Instead

Buy now, pay later services encourage overspending and are a trap, as they profit from missed payments and incentivize buying unnecessary items through smaller checkout amounts.
Marketing tech
Retirement
from24/7 Wall St.
2 weeks ago

Should We Keep Working to Boost Our Son's Inheritance?

The couple must find a balance between their retirement plans and supporting their child's financial future.
from24/7 Wall St.
2 weeks ago

Frugal Failures: 19 Ways Being Cheap Can Backfire

Ignoring minor household issues such as leaky faucets or skipping car maintenance can lead to bigger bills and health risks down the line.
Retirement
from24/7 Wall St.
2 weeks ago

4 Stealth Passive Income Stocks Under $10 Pay Huge Ultra-High-Yield Dividends

Investors love dividend stocks, especially the ultra-high-yield varieties, because they offer a significant income stream and have substantial total return potential.
Startup companies
#dave-ramsey
#wealth-management
UK news
fromLondon Business News | Londonlovesbusiness.com
3 weeks ago

Finance experts offer tips on managing financial anxiety as UK inflation jumps to 3.5% - London Business News | Londonlovesbusiness.com

UK inflation rate rises to 3.5%, causing concerns over household bills.
Experts emphasize budgeting and saving strategies to manage financial anxiety.
from24/7 Wall St.
3 weeks ago

With $180,000 net worth, rental income, and a startup, I want to break free from paychecks - what's the best path to true wealth?

The Redditor aspires to elevate their income from the top 1% to the top 0.1%, revealing an ambition that extends beyond traditional financial success.
Startup companies
#wealth-building
Mindfulness
fromApartment Therapy
4 weeks ago

I Tried the "48" Rule to Curb My Spending - And Saved $550 in a Month

The 48-hour spending rule helps control impulsive purchases and promotes mindful spending.
Waiting before buying nonessential items can lead to better financial decisions.
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