#credit-score

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from24/7 Wall St.
4 days ago

Dave Ramsey's Take on Credit Scores: Separating Fact from Fiction

Most financial experts agree that earning good credit is very important to your financial success. Dave Ramsey is not most financial experts.
US politics
#credit-cards
Bootstrapping
from24/7 Wall St.
2 months ago

From 8 Cards to 3 with a 650 Score: A Strategy for Streamlining Your Wallet

Streamlining credit cards might not enhance your credit score, especially if it increases credit utilization.
more#credit-cards
#home-buying
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#financial-habits
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#mortgage
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fromBusiness Matters
2 weeks ago

How to get approved for Bad Credit Car Finance

Credit scores are just one factor among many for car finance approval, with lenders using their own assessment methods.
US politics
fromwww.housingwire.com
3 weeks ago

Pulte says GSEs will accept VantageScore 4.0 immediately

Fannie Mae and Freddie Mac will now allow lenders to use VantageScore 4.0 to enhance competition in the credit score ecosystem.
fromEntrepreneur
1 month ago

FICO Scores Will Soon Incorporate Buy Now, Pay Later Loans | Entrepreneur

"Buy Now, Pay Later loans are playing an increasingly important role in consumers' financial lives," stated Julie May, vice president and general manager of B2B Scores at FICO.
Marketing tech
fromABC7 Los Angeles
1 month ago

Credit scores decline for millions as US student loan collections restart

Missed student loan payments are severely impacting Americans' credit scores, complicating access to essential financial services.
#debt-management
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#financial-management
from24/7 Wall St.
4 months ago
Cryptocurrency

At 35 I Have a Near Perfect Credit Score. Here Is My Playbook.

A great credit score makes borrowing money more affordable.
Understanding what affects your credit score is vital for financial decisions.
from24/7 Wall St.
5 months ago
Cars

Last year I had a 535 credit score, today I'm at 667 and just got approved for my dream car

Building a good credit score is easy and offers significant benefits, like lower loan rates and fewer deposits.
Consistent habits, like paying bills on time, can greatly improve one's credit score.
Bootstrapping
from24/7 Wall St.
1 month ago

How To Achieve A Near-Perfect Credit Score by Age 35

A strong credit score improves borrowing options and savings on interest rates, though perfection is not required.
Cars
from24/7 Wall St.
5 months ago

Last year I had a 535 credit score, today I'm at 667 and just got approved for my dream car

Building a good credit score is easy and offers significant benefits, like lower loan rates and fewer deposits.
Consistent habits, like paying bills on time, can greatly improve one's credit score.
more#financial-management
from24/7 Wall St.
1 month ago

Can Adding Children to Your Credit Card Boost Their Future Credit Scores?

When you add your children as authorized users on your credit card accounts, they don’t have to undergo a credit check. They also don’t become responsible for making payments on your card.
NYC parents
from24/7 Wall St.
1 month ago

I'm 20 - My Credit Score is 587 and I Have Only $1,500 in Savings - What Should I Do?

Young individuals can recover from poor credit decisions if they take proactive steps toward financial literacy and responsibility.
#fico
Privacy professionals
fromNew York Post
3 months ago

Here's why the average US credit score is falling

The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
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from24/7 Wall St.
3 months ago

Paying my credit card minimum keeps hurting my score, and credit limits. What Are my options to fix?

Paying only minimum payments on credit cards can severely damage credit scores and prompt banks to reduce credit limits.
from24/7 Wall St.
3 months ago

Can I Pay Only Interest on My Closed Credit Card Due to Financial Changes?

Financial hardships may allow for options with credit card issuers.
Ignoring payments risks damaging your credit score.
Proactive communication with card issuers can provide relief.
OMG science
from24/7 Wall St.
3 months ago

What Factors Actually Matter When Picking A Cash Back Credit Card?

Cash back credit cards can save money but choosing the right one requires careful consideration of various factors.
fromThe Local Germany
3 months ago

Everything you need to know about Germany's 'Schufa' credit score

Schufa credit score is vital for newcomers in Germany, affecting housing and credit opportunities.
Cryptocurrency
from24/7 Wall St.
3 months ago

Are Cash Back Cards With One Time Bonuses Worth It, Or Just A Marketing Ploy?

Prioritize long-term card benefits over new member bonuses.
Evaluate cash back cards based on your spending habits and longevity.
fromEntrepreneur
3 months ago

What to Know Before Using a Personal Loan for Your Business | Entrepreneur

Using personal loans for business may seem convenient, but they intertwine personal and business finances, increasing risks for entrepreneurs.
Business
from24/7 Wall St.
4 months ago

A single missed payment dropped my credit score 100 points, ruining decades of hard work. What are my options to rebuild?

A missed payment can dramatically impact a good credit score.
from24/7 Wall St.
4 months ago

I have a terrific 800 credit score -- what are the best credit card hacks to start with?

Maintaining a strong credit score unlocks lucrative credit card offers.
Strategic applications can enhance cash back and bonuses without harming credit.
Credit scores of 800+ provide significant loan advantages.
Cars
fromSlate Magazine
4 months ago

My Favorite Airline Is Now Unrecognizable. I Want to Protest These Changes, but It Could Come at a Huge Personal Cost.

Long-time loyalty to Southwest Airlines has been diminished due to major policy changes, prompting a reconsideration of the associated credit card.
London startup
fromBusiness Matters
4 months ago

How Easy Is It To Get A Loan In Canada? Here's What To Know

Getting a loan in Canada depends on financial profile, type of loan, and lender.
Understanding different loan types and their criteria can enhance approval chances.
Real estate
fromSFGATE
5 months ago

What Is a Zombie Foreclosure?

Zombie foreclosures occur when homeowners vacate properties anticipating foreclosure, leading to severe responsibilities and community repercussions.
from24/7 Wall St.
6 months ago

Dave Ramsey Is Right: "You Don't Need a Credit Score to Thrive"

You can thrive financially without a credit score, but it requires careful financial management and comes with certain disadvantages.
from24/7 Wall St.
6 months ago

Dave Ramsey's Advice Is True Again: "Don't believe the LIE that you need a credit score. You'll be just fine without one."

You can live without a credit score, as building credit is not essential according to Dave Ramsey.
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