#personal-finance

[ follow ]
#financial-planning
Retirement
from24/7 Wall St.
1 month ago

I've heard the 4% rule is ideal for retirement but I'm starting to question it

The 4% rule's reliability is questioned due to uncertain future market conditions, advocating for personalized retirement strategies.
Retirement
from24/7 Wall St.
1 month ago

I've heard the 4% rule is ideal for retirement but I'm starting to question it

The 4% rule's reliability is questioned due to uncertain future market conditions, advocating for personalized retirement strategies.
#debt-management
Bootstrapping
from24/7 Wall St.
2 days ago

My Bank Called With A $70,000 'Free' Credit On A Card

Investigate money owed on old credit accounts to avoid scams.
Unusual large credits on accounts should be approached with caution.
Proper verification is essential in financial matters, especially with old accounts.
Bootstrapping
from24/7 Wall St.
2 days ago

My Bank Called With A $70,000 'Free' Credit On A Card

Investigate money owed on old credit accounts to avoid scams.
Unusual large credits on accounts should be approached with caution.
Proper verification is essential in financial matters, especially with old accounts.
fromFortune
2 hours ago

The heiress of $10 billion Perdue farms and the $12 billion Sheraton hotel empire wore hand-me-downs, still rides the subway, and flies economy

If you're always going on private jets, what inkling do you have about the real world?
Startup companies
#retirement-planning
Retirement
from24/7 Wall St.
3 weeks ago

The Biggest Mistakes People Make When Filing for Social Security - and How to Avoid Them

Many Americans lose significant Social Security benefits due to filing errors, emphasizing the need for proper preparation.
Retirement
from24/7 Wall St.
4 weeks ago

90% of my net worth is in S&P 500 index funds - is a rental property a good idea?

The FIRE journey is personalized; understanding one's financial goals and strategies is essential for early retirement.
from24/7 Wall St.
1 week ago
Retirement

How I Went from a $100K Goal to a $1.9 Million Net Worth by Age 36 - Is Early Retirement Realistic?

Retirement
from24/7 Wall St.
3 weeks ago

The Biggest Mistakes People Make When Filing for Social Security - and How to Avoid Them

Many Americans lose significant Social Security benefits due to filing errors, emphasizing the need for proper preparation.
Retirement
from24/7 Wall St.
4 weeks ago

90% of my net worth is in S&P 500 index funds - is a rental property a good idea?

The FIRE journey is personalized; understanding one's financial goals and strategies is essential for early retirement.
from24/7 Wall St.
1 week ago
Retirement

How I Went from a $100K Goal to a $1.9 Million Net Worth by Age 36 - Is Early Retirement Realistic?

Social media marketing
fromLifehacker
1 day ago

Those Investment Ads on Facebook Are Scams

Current investment scams utilize fraudulent Facebook ads impersonating well-known investors to exploit emotional vulnerabilities, leading to significant financial losses.
#credit-cards
from24/7 Wall St.
1 week ago
Cryptocurrency

One Missed Payment, a 100-Point Drop: Strategies to Recover Your Score After Decades of Diligence

from24/7 Wall St.
1 week ago
Cryptocurrency

One Missed Payment, a 100-Point Drop: Strategies to Recover Your Score After Decades of Diligence

#entrepreneurship
Bootstrapping
fromBusiness Insider
1 week ago

My husband and I lost everything in 2008. We created a debt settlement company and now we are worth $50 million.

Amber Duncan turned her bankruptcy experience into a successful debt settlement business, achieving millionaire status within two years.
Retirement
fromBusiness Insider
3 weeks ago

I left my JP Morgan job making over $250k to start my business, and thought I'd made a mistake

Hugh Morris transitioned from a stable job to entrepreneurship to gain freedom, control over client selection, and community involvement.
fromEntrepreneur
1 day ago
Bootstrapping

Building Wealth While Building a Business: 10 Financial Habits That Pay Off Long-Term | Entrepreneur

fromBusiness Insider
5 days ago
Retirement

I quit Amazon after almost 11 years - here are 5 things you should do before you leave a job so you don't leave money on the table

fromFortune
4 days ago
Startup companies

This Gen X CEO runs Eventbrite, the ticketing platform that has sold over two billion tickets-she loves Legos, hypnotherapy, and skin-care gadgets

Bootstrapping
fromBusiness Insider
1 week ago

My husband and I lost everything in 2008. We created a debt settlement company and now we are worth $50 million.

Amber Duncan turned her bankruptcy experience into a successful debt settlement business, achieving millionaire status within two years.
Retirement
fromBusiness Insider
3 weeks ago

I left my JP Morgan job making over $250k to start my business, and thought I'd made a mistake

Hugh Morris transitioned from a stable job to entrepreneurship to gain freedom, control over client selection, and community involvement.
fromEntrepreneur
1 day ago
Bootstrapping

Building Wealth While Building a Business: 10 Financial Habits That Pay Off Long-Term | Entrepreneur

fromBusiness Insider
5 days ago
Retirement

I quit Amazon after almost 11 years - here are 5 things you should do before you leave a job so you don't leave money on the table

fromFortune
4 days ago
Startup companies

This Gen X CEO runs Eventbrite, the ticketing platform that has sold over two billion tickets-she loves Legos, hypnotherapy, and skin-care gadgets

#financial-literacy
#dave-ramsey
fromAlleywatch
4 days ago

The AlleyWatch Startup Daily Funding Report: 6/10/2025

Polimorphic, a startup providing AI services for government engagement, has secured $18.6M in funding, raising its total equity to $28M since its inception in 2019.
NYC startup
#banking
#retirement
Retirement
fromBusiness Insider
3 weeks ago

I retired early and am financially comfortable despite divorce and market downturns. I want young people to know you can recover from misfortune.

Bernita Clark emphasizes the importance of careful saving and planning for a comfortable retirement.
Retirement
fromFast Company
1 week ago

Here's how to start investing in your 60s

It's never too late to start investing for retirement, even in your 60s.
Immediate action in setting aside retirement funds is crucial for financial security.
Retirement
from24/7 Wall St.
1 week ago

I'm Retiring at 57 with $2.3 Million - Here's How I Feel About Leaving My Job

The ability to retire early can greatly relieve stress and improve mental health, especially after years in a toxic work environment.
Retirement
fromBusiness Insider
3 weeks ago

I retired early and am financially comfortable despite divorce and market downturns. I want young people to know you can recover from misfortune.

Bernita Clark emphasizes the importance of careful saving and planning for a comfortable retirement.
Retirement
fromFast Company
1 week ago

Here's how to start investing in your 60s

It's never too late to start investing for retirement, even in your 60s.
Immediate action in setting aside retirement funds is crucial for financial security.
Retirement
from24/7 Wall St.
1 week ago

I'm Retiring at 57 with $2.3 Million - Here's How I Feel About Leaving My Job

The ability to retire early can greatly relieve stress and improve mental health, especially after years in a toxic work environment.
#financial-independence
from24/7 Wall St.
3 weeks ago
Retirement

Why I Refuse to Work Until 70 - A Call for Early Retirement and Financial Freedom

Retiring early is possible through frugality and aggressive investing, despite societal skepticism.
from24/7 Wall St.
2 weeks ago
Retirement

I'm in my 30s with $1.3 million - Should I quit my job now or keep grinding for a few more years?

Financial independence and early retirement hinge on achieving a personal target net worth, which varies widely among individuals.
Retirement
from24/7 Wall St.
1 week ago

I Retired Early at 35 with $1.2 Million - Is It Sustainable at $3,000 per Month?

Achieving financial independence requires a specific savings goal, especially for early retirement.
Individuals must assess their financial readiness and ongoing expenses before deciding to retire early.
Retirement
from24/7 Wall St.
3 weeks ago

Why I Refuse to Work Until 70 - A Call for Early Retirement and Financial Freedom

Retiring early is possible through frugality and aggressive investing, despite societal skepticism.
Retirement
from24/7 Wall St.
2 weeks ago

I'm in my 30s with $1.3 million - Should I quit my job now or keep grinding for a few more years?

Financial independence and early retirement hinge on achieving a personal target net worth, which varies widely among individuals.
Relationships
fromSlate Magazine
1 week ago

My Husband Makes Four Times What I Do. We're Still Splitting Expenses.

Separate tax filings may be necessary when income disparity causes unfair tax burdens within a marriage.
#investment
from24/7 Wall St.
1 week ago
Retirement

Navigating Divorce at 48 - How I Plan to Manage My $4.5 Million Assets and Secure My Future

Taking slow and simple steps in financial management is crucial for newly divorced individuals.
fromSlate Magazine
1 week ago
Parenting

Our European Vacation House is Already Bringing Major Drama. We Haven't Even Moved In!

The couple is considering how to announce their new property amidst concerns for friends facing financial struggles.
Retirement
from24/7 Wall St.
1 week ago

Navigating Divorce at 48 - How I Plan to Manage My $4.5 Million Assets and Secure My Future

Taking slow and simple steps in financial management is crucial for newly divorced individuals.
from24/7 Wall St.
1 week ago

Am I Really Getting Poorer Each Year With Raises Below Inflation?

Losing buying power makes it harder for you to make ends meet. You won't have as much money left over after your discretionary spending is done, so you may not have as much to save.
Retirement
#budgeting
fromBusiness Insider
2 weeks ago

I moved to New York City for a job that paid $33,000 a year. I was constantly worried about money until I found my side hustle.

I can confidently say market research has turned my side hustles into a reliable source of income, helping me earn an extra $300 to $600 each month.
Roam Research
fromPage Six
2 weeks ago

Meghan Markle admits she feels guilty for 'having a lot' of money - but still thinks she'll 'never have enough'

Markle expressed, 'There's lots of guilt mentality surrounding having a lot. And at the same time, there's a scarcity mindset. It's easy to attach to... like, 'I'll never have enough.'"
London startup
fromBustle
2 weeks ago

These Zodiac Signs Love To Talk About Money

Geminis often talk about money as part of a planning process, encouraging everyone to be honest about their budgets when organizing events like girls' trips.
Relationships
Retirement
from24/7 Wall St.
3 weeks ago

Three Years After Dad's Death, Why Can't I Access His 401(k)?

Navigating bureaucracy to claim a deceased parent's financial assets can be overwhelming, especially without proper estate planning.
fromSlate Magazine
3 weeks ago

My Cousin Told Me About a House He Wanted to Flip. I Accidentally Bought It.

I think house flippers are a scourge, a huge reason why prices are becoming so high and may have been a huge factor in the sub-prime mortgage crisis.
Renovation
fromLondon Business News | Londonlovesbusiness.com
3 weeks ago

HMRC could soon tax people's savings with 'fixed rate accounts' - London Business News | Londonlovesbusiness.com

You are taxed on the interest on your savings when it is accessible by you. So if you pick a fixed-rate savings account that pays out all the interest at maturity, for tax purposes all of that interest will be counted in one tax year.
UK politics
from24/7 Wall St.
3 weeks ago

2025's Most Searched Cash-Back Credit Cards Has Some Total Gems

The Chase Freedom Unlimited offers a robust cash-back structure with 5% on travel, 3% on dining, and a solid 1.5% on all other purchases, making it highly sought after.
Cryptocurrency
NYC real estate
fromSFGATE
4 weeks ago

Rachael Ray Sparks Concern After Posting Emotional Video About Living as a 'Very, Very Poor' Young Woman in New York

Rachael Ray recalls her struggles living on $40 a week while sharing her gratitude for her family's budgeting skills.
Retirement
from24/7 Wall St.
1 month ago

We're on track for $15 million net worth in a few years, but spend $700K annually - is that excessive?

The Reddit user's spending is high but justified based on his substantial income and net worth growth.
fromRelay FM
2 months ago

Clockwise #597: I Talk a Big Game, I Don't Spend a Big Money - Relay FM

"In a world where we are increasingly cluttered with devices, the conversation around our phones, smartwatches, and potential new tech like a cellular MacBook illustrates our desire for functionality over excess."
Podcast
Retirement
from24/7 Wall St.
1 month ago

I'm in my late 30s with a $14 million net worth and I'm struggling to figure out what comes next

A Redditor with $14 million is uncertain about work and investment management after leaving his job.
[ Load more ]