#retirement-planning

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#personal-finance
Retirement
from24/7 Wall St.
3 weeks ago

The Biggest Mistakes People Make When Filing for Social Security - and How to Avoid Them

Many Americans lose significant Social Security benefits due to filing errors, emphasizing the need for proper preparation.
from24/7 Wall St.
1 week ago
Retirement

How I Went from a $100K Goal to a $1.9 Million Net Worth by Age 36 - Is Early Retirement Realistic?

Retirement
from24/7 Wall St.
3 weeks ago

The Biggest Mistakes People Make When Filing for Social Security - and How to Avoid Them

Many Americans lose significant Social Security benefits due to filing errors, emphasizing the need for proper preparation.
from24/7 Wall St.
1 week ago
Retirement

How I Went from a $100K Goal to a $1.9 Million Net Worth by Age 36 - Is Early Retirement Realistic?

more#personal-finance
#financial-strategy
Retirement
from24/7 Wall St.
1 week ago

Can a person retire comfortably at 65 with 3 million saved?

Careful withdrawal strategies are crucial for retirees with $3 million, especially regarding taxes and healthcare costs.
Retirement
from24/7 Wall St.
3 weeks ago

401(k) Rollover vs. Roth IRA: Which Is the Smarter Move?

The Roth IRA offers tax-free growth but isn't a universal solution; alternatives may be better based on individual financial situations.
fromAbove the Law
1 day ago
Retirement

Tax-Smart Retirement Withdrawals: The Fine Art Of Not Giving Uncle Sam Your Lunch Money - Above the Law

from24/7 Wall St.
3 days ago
Retirement

With $850,000 saved and a $500,000 income, we want to retire in the near future - should we shift to dividend stocks?

Retirement
from24/7 Wall St.
1 week ago

Can a person retire comfortably at 65 with 3 million saved?

Careful withdrawal strategies are crucial for retirees with $3 million, especially regarding taxes and healthcare costs.
Retirement
from24/7 Wall St.
3 weeks ago

401(k) Rollover vs. Roth IRA: Which Is the Smarter Move?

The Roth IRA offers tax-free growth but isn't a universal solution; alternatives may be better based on individual financial situations.
fromAbove the Law
1 day ago
Retirement

Tax-Smart Retirement Withdrawals: The Fine Art Of Not Giving Uncle Sam Your Lunch Money - Above the Law

from24/7 Wall St.
3 days ago
Retirement

With $850,000 saved and a $500,000 income, we want to retire in the near future - should we shift to dividend stocks?

more#financial-strategy
#financial-literacy
Retirement
fromFast Company
6 days ago

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.
Retirement
fromFast Company
6 days ago

How to think about retirement if you don't have a traditional full-time job

Self-employed individuals face unique challenges in retirement planning due to irregular income and lack of traditional benefits.
more#financial-literacy
#financial-advisor
from24/7 Wall St.
2 days ago
Retirement

We're on track to spend our brokerage money until 59 - how do we minimize the tax hit on our equity funds?

Planning for retirement includes considering tax impacts on investment withdrawals.
from24/7 Wall St.
5 days ago
Retirement

If I withdraw from my IRA before age 75, will it affect my RMDs?

Withdrawing early from your IRA does not reduce your RMDs but impacts future balances.
Retirement
from24/7 Wall St.
2 days ago

We're on track to spend our brokerage money until 59 - how do we minimize the tax hit on our equity funds?

Planning for retirement includes considering tax impacts on investment withdrawals.
more#financial-advisor
#financial-advice
Retirement
from24/7 Wall St.
3 weeks ago

My Parents Have a $100K Mortgage and Are Struggling to Live on $2,400 a Month. What Can They Do?

Living on Social Security alone can create financial distress for seniors, but utilizing home equity might provide relief.
Retirement
from24/7 Wall St.
2 weeks ago

Truths Boomers Need to Face About Their Finances Today

Baby Boomers face reduced spending power in retirement due to potential Social Security cuts and inflation.
The cost of living adjustments for Social Security are not reflective of retiree spending habits.
Retirement
from24/7 Wall St.
1 week ago

Is 27 Too Late to Start Saving for Retirement? My Journey to Financial Freedom

It's never too late to start saving for retirement, even for young adults with modest nest eggs.
Retirement
from24/7 Wall St.
1 week ago

With $1.25 million tied up in company stock, am I taking too much risk if I want to quit in 5 years?

Diversification is crucial to reducing investment risk, especially for new investors holding excessive company stock.
Retirement
from24/7 Wall St.
3 weeks ago

My Parents Have a $100K Mortgage and Are Struggling to Live on $2,400 a Month. What Can They Do?

Living on Social Security alone can create financial distress for seniors, but utilizing home equity might provide relief.
Retirement
from24/7 Wall St.
2 weeks ago

Truths Boomers Need to Face About Their Finances Today

Baby Boomers face reduced spending power in retirement due to potential Social Security cuts and inflation.
The cost of living adjustments for Social Security are not reflective of retiree spending habits.
Retirement
from24/7 Wall St.
1 week ago

Is 27 Too Late to Start Saving for Retirement? My Journey to Financial Freedom

It's never too late to start saving for retirement, even for young adults with modest nest eggs.
Retirement
from24/7 Wall St.
1 week ago

With $1.25 million tied up in company stock, am I taking too much risk if I want to quit in 5 years?

Diversification is crucial to reducing investment risk, especially for new investors holding excessive company stock.
more#financial-advice
#financial-goals
from24/7 Wall St.
5 days ago
Retirement

I want to retire at age 62 in 5 years with $1.1 million in a 401(k) and a paid-off $475K home; is this possible?

from24/7 Wall St.
5 days ago
Retirement

I want to retire at age 62 in 5 years with $1.1 million in a 401(k) and a paid-off $475K home; is this possible?

more#financial-goals
#fire-movement
Retirement
from24/7 Wall St.
1 week ago

Is my $5 million net worth enough to actually retire?

Financial independence requires setting a target net worth, with $5 million being a common goal for the FIRE community.
from24/7 Wall St.
3 days ago
Retirement

I want to retire at 55, but my husband will be 67 - how do age-gap couples handle retirement planning?

from24/7 Wall St.
1 week ago
Retirement

I'm 65 with $2.5 million stashed in a 401(k) - is it time to stop contributing and avoid a tax nightmare down the road?

Retirement
from24/7 Wall St.
1 week ago

Is my $5 million net worth enough to actually retire?

Financial independence requires setting a target net worth, with $5 million being a common goal for the FIRE community.
from24/7 Wall St.
3 days ago
Retirement

I want to retire at 55, but my husband will be 67 - how do age-gap couples handle retirement planning?

from24/7 Wall St.
1 week ago
Retirement

I'm 65 with $2.5 million stashed in a 401(k) - is it time to stop contributing and avoid a tax nightmare down the road?

more#fire-movement
#financial-stability
fromIndependent
4 days ago
Retirement

Eoin McGee answers: 'Our adult daughter still lives at home and is causing so much disruption. We've just inherited 350,000. Should we buy her an apartment?'

fromIndependent
4 days ago
Retirement

Eoin McGee answers: 'Our adult daughter still lives at home and is causing so much disruption. We've just inherited 350,000. Should we buy her an apartment?'

more#financial-stability
Retirement
fromwww.housingwire.com
4 days ago

Longbridge goes beyond reverse with new HELOC for Seniors'

Longbridge introduces fixed rates for a senior-focused reusable line of credit to enhance accessibility and stability in home equity borrowing.
#investing
from24/7 Wall St.
6 days ago
Retirement

I'm planning to be '4% flexible' in retirement - will re-evaluating my safe withdrawal annually help me avoid running out of money?

from24/7 Wall St.
6 days ago
Retirement

I'm planning to be '4% flexible' in retirement - will re-evaluating my safe withdrawal annually help me avoid running out of money?

more#investing
#financial-planning
more#financial-planning
#fire
Retirement
from24/7 Wall St.
1 week ago

From $100k to $501k: How I Achieved My Net Worth Goal Before 30 - My Journey of Hard Work and Sacrifice

Achieving a net worth of $500,000 by age 30 is possible with strategic saving and increased earnings.
from24/7 Wall St.
5 days ago
Retirement

With $1.1 million in taxable accounts and a $700,000 mortgage, should I rebalance or pay down debt for a guaranteed 4.5% return?

Retirement
from24/7 Wall St.
1 week ago

From $100k to $501k: How I Achieved My Net Worth Goal Before 30 - My Journey of Hard Work and Sacrifice

Achieving a net worth of $500,000 by age 30 is possible with strategic saving and increased earnings.
from24/7 Wall St.
5 days ago
Retirement

With $1.1 million in taxable accounts and a $700,000 mortgage, should I rebalance or pay down debt for a guaranteed 4.5% return?

more#fire
#financial-security
Retirement
from24/7 Wall St.
1 week ago

This could be the easiest strategy to get more Social Security

Delaying Social Security claims can significantly enhance monthly retirement benefits.
Retirement
from24/7 Wall St.
2 weeks ago

Trust Fund at 38: Charting My Course to Financial Independence

Financial flexibility provided by a trust fund can enable early retirement, but fulfillment beyond money must be considered.
Retirement
from24/7 Wall St.
1 week ago

This could be the easiest strategy to get more Social Security

Delaying Social Security claims can significantly enhance monthly retirement benefits.
Retirement
from24/7 Wall St.
2 weeks ago

Trust Fund at 38: Charting My Course to Financial Independence

Financial flexibility provided by a trust fund can enable early retirement, but fulfillment beyond money must be considered.
more#financial-security
fromEarth911
5 days ago

How Climate Change Will Impact Your Retirement Plans-2025 Update

Retirement planning is increasingly complicated as climate change leads to more dangerous conditions for seniors, particularly with the rise in extreme weather events.
Retirement
Retirement
from24/7 Wall St.
1 week ago

My spouse died and I'm not sure what Social Security survivor benefit I'm eligible for

Survivor benefits can equal 100% of the deceased spouse's entitlement; timing is crucial for maximizing benefits.
#financial-independence
fromBusiness Insider
1 week ago
Retirement

I've run a financial independence podcast for 9 years. Here are 4 mistakes I see early retirees make all the time.

from24/7 Wall St.
1 week ago
Retirement

I Sold 8% of My Portfolio - Here's How I Secured My Retirement for Two More Years

Consider selling off a portion of your portfolio for security as you approach retirement.
fromBusiness Insider
1 week ago
Retirement

My father-in-law retired at 55 and is now 86. His successful early retirement taught me 4 lessons I plan to follow.

Investing wisely and securing a mortgage-free home can facilitate early retirement.
Retirement
from24/7 Wall St.
2 weeks ago

Boomers Can Generate Huge Passive Income With the 5 Highest-Yielding Nasdaq 100 Stocks

Relying on government support for retirement isn't advisable; dividends and capital appreciation are essential for financial independence.
Retirement
from24/7 Wall St.
1 week ago

I Plan to Retire in 5 Years with $500,000 and Dividend ETF Income

Planning for retirement requires a solid financial strategy, especially when relying on dividend income for living expenses.
Retirement
fromBusiness Insider
1 week ago

I've run a financial independence podcast for 9 years. Here are 4 mistakes I see early retirees make all the time.

Poor planning for post-retirement life can lead to dissatisfaction for early retirees.
fromBusiness Insider
1 week ago
Retirement

My father-in-law retired at 55 and is now 86. His successful early retirement taught me 4 lessons I plan to follow.

more#financial-independence
#financial-advisors
Retirement
from24/7 Wall St.
3 weeks ago

Relying on Old Apple Stock at 55: Too Risky for Early Retirement?

Diversifying your retirement portfolio is essential to manage risk.
Relying on a single stock for retirement can jeopardize financial stability.
from24/7 Wall St.
1 week ago
Retirement

Can I reinvest my required minimum distribution into stocks or property without paying taxes twice?

Retirement
from24/7 Wall St.
3 weeks ago

Relying on Old Apple Stock at 55: Too Risky for Early Retirement?

Diversifying your retirement portfolio is essential to manage risk.
Relying on a single stock for retirement can jeopardize financial stability.
from24/7 Wall St.
1 week ago
Retirement

Can I reinvest my required minimum distribution into stocks or property without paying taxes twice?

more#financial-advisors
#investment-strategies
from24/7 Wall St.
3 weeks ago
Retirement

If You Invested $15,000 In Vanguard's VIG 5 Years Ago, This Is How Much Cash From Dividends You Would Have Today

from24/7 Wall St.
3 weeks ago
Retirement

If You Invested $15,000 In Vanguard's VIG 5 Years Ago, This Is How Much Cash From Dividends You Would Have Today

more#investment-strategies
Retirement
fromUSA TODAY
1 week ago

$1.7 trillion sits in lost and forgotten 401(k) accounts. Is one of them yours?

At least $1.7 trillion is trapped in lost 401(k) accounts, representing 29 million idle accounts. Tracking them down is increasingly manageable.
from24/7 Wall St.
1 week ago

I Want to Retire at 50, But My Wife, 46, Wants to Keep Working - What Should I Do?

"There is an immediate need to talk it over with your spouse or partner. If you're a single individual, this decision is entirely yours to make, but no question, walking away from a solid income and retiring early is a family-based decision."
Retirement
#investment-strategy
Retirement
from24/7 Wall St.
3 weeks ago

Living on $600K a Year in Retirement-Are We Truly Prepared?

To sustain a $50,000 monthly retirement spend, one would need a substantial nest egg, likely around $15 million.
from24/7 Wall St.
2 weeks ago
Startup companies

These 2 Dividend Stocks Have Grown Dividends For 50 Consecutive Years. Can That Streak Continue?

Retirement
from24/7 Wall St.
3 weeks ago

Living on $600K a Year in Retirement-Are We Truly Prepared?

To sustain a $50,000 monthly retirement spend, one would need a substantial nest egg, likely around $15 million.
from24/7 Wall St.
2 weeks ago
Startup companies

These 2 Dividend Stocks Have Grown Dividends For 50 Consecutive Years. Can That Streak Continue?

more#investment-strategy
Retirement
fromBusiness Insider
1 week ago

We thought we'd planned for a successful early retirement - but we're picking up side hustles just a few years in

Early retirement can still pose financial challenges despite good planning and savings.
Unexpected expenses and lifestyle changes can impact retirement budgets significantly.
Retirement
from24/7 Wall St.
2 weeks ago

Why Do Dividend Investors Critique Dividends While Promoting ETFs? - A Dive into the Contradictions

ETFs provide a simple and cost-effective way for passive investors to approach market returns.
Combining passive and active ETFs allows for more personalization without the need for individual stock selection.
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