#home-buying

#home-buying

While a standard home inspection looks at the interior and outside of a home for wear and tear or items of concern, a home inspector may only note if something seems off with the structure. A structural inspection by an engineer answers the harder questions: Why is it happening, and is it serious? A structural engineer often has years of experience and understanding when it comes to the safe construction of homes and commercial properties. When they inspect a home, they're looking to see how the house is holding up: the foundation, beams, joists, roof trusses, and load bearing walls.

The UK government is planning to introduce a digital ID scheme to simplify how people prove their identity. While it could make the process of buying a house quicker, experts warn there are risks around security and accessibility. Industry leaders are also exploring the idea of a "property passport" linked to digital IDs, which could hold verified information about a property's history.

This makes Zillow the only real estate app available through the ChatGPT platform. When users now ask ChatGPT questions like, What can I afford nearby? or Show me homes with a big backyard, the Zillow app in ChatGPT will provide them with listings complete with photos, maps and pricing. Zillow noted that this information will be attributed to the listing agent and MLS.

The Next Gen NYC cast member kicked off her apartment search in early September with the goal of securing a new place before the end of the month. Although she has toured multiple properties over the past few weeks, Gia has yet to move out of her family's Montville mansion. But she expects that to change "very soon." "I am apartment hunting right now.

It is easy to be distracted by fresh paint or staged furniture, but the overall condition of the home is what matters most. Pay attention to: 1. Structural and maintenance issues Look for water stains on ceilings or walls, cracks in foundations or walls, uneven floors, and signs of mold. Check windows and doors for proper sealing and smooth operation. These details can signal potential repairs or long-term problems.

We wanted to set ourselves up for the future. It took a year, but we found our home. We searched for a home that could serve us for the long haul - a place to raise kids and, eventually, age in place.

Without intentional entryway storage for shoes, coats, keys, and bags, nearby surfaces quickly become clutter magnets. A home with no entryway storage is the biggest issue I see buyers miss during home tours.

Your primary residence qualifies for certain government-backed loans and has different tax implications compared to a second home or vacation home, making it important for homeowners to understand.

A cabin often looks rustic and is usually located in a remote, wooded area, often referred to as 'cottages' or 'log cabins.'

You can buy a house with a 600 credit score. Lenders consider your income, employment history, and debt-to-income ratio alongside your credit score.

HVAC systems are vital for heating, cooling, and ventilation in a home. Their age and condition can have a substantial financial impact, with replacements costing upward of $10,000.

An appraisal contingency protects the buyer financially and is often smart to include. It ensures you pay what the house is worth.

With a $200k salary and no current debts, buyers can afford homes valued at $820,000 and below, given a 20% down payment and a 36% debt-to-income ratio.

Clarkson has owned properties in Tennessee, Montana, California, and Texas, showcasing distinct styles and elegance that reflect her journey and lifestyle.

To afford a $250,000 home, most buyers will need an annual income between $62,000 and $80,000. This assumes average interest rates, a standard loan term, and a modest down payment.

Sellers need to work harder now, there's more competition in the market. Buyers may negotiate for price cuts, assistance with closing costs, or mortgage rate buydowns.

Owning a lakefront property blends lifestyle upgrade with significant financial investment, requiring thorough consideration of hidden costs and unique maintenance needs in relation to personal use.

Buying a home during a divorce adds complexity due to emotional and financial transitions, requiring careful consideration of legal, financial, and emotional factors.

Becker and Linn have centered their practice around a 'farm-to-shelter' approach to architecture, sourcing as many materials as they can from regional suppliers. No drywall from China or insulation that off-gasses, but instead black-locust lumber, which is fast-growing and rot-resistant, and has a storied history here: The Colonists used it to build their houses in Jamestown. It's an architecture, in other words, that's both eco-friendly and of its place.