#mortgage-rates

#mortgage-rates

Existing-home sales saw a 5.9% decline in March, indicating potential trouble for the spring housing market.

Median home prices reached a record high, despite decreased sales.

The DC metro area is experiencing a significant increase in homes for sale, outpacing national trends.

The housing market is healthier in 2024 and 2025, with stabilized pricing and improved inventory levels.

Home sale prices rose by 3.4% annually; higher mortgage rates affect pending sales, yet buyer interest and listings are increasing.

Tenant screening activity in the U.S. spikes 27% between May and July, as more potential buyers opt for renting due to high mortgage rates.

High mortgage rates continue to hamper housing starts, limiting construction and sales momentum in the housing market.

In 2025, the housing market is challenged by high mortgage rates and prices, albeit experts don't predict a major crash.

Home equity in the U.S. reached a significant milestone, offering homeowners leverage despite ongoing economic challenges.

U.S. households need an average of $118,530 to afford homes amidst rising mortgage rates and increasing prices.

Growing anxiety over housing market stability threatens homebuying amidst high mortgage rates and economic uncertainty.

Despite high mortgage rates, home sales and applications remain strong, driven by increased inventory in specific states.

The Federal Reserve is adjusting economic growth expectations and facing ongoing inflation, impacting households and mortgage rates.

Federal Reserve unlikely to cut interest rates, according to key industry insights.

Mortgage spreads are currently increased, impacting rates as bond yields stabilize.

Trade deals could positively influence mortgage rates if negotiations succeed.

The Fed adjusts strategies based on inflation and employment data influenced by tariffs.

Mortgage rates and the 10-year yield have experienced volatility, yet there are signs of a stabilizing trend in the market.

Key economic indicators remain steady despite trade war uncertainties.

Mortgage pricing is expected to drop by about 10 basis points, but uncertainty remains high due to tariffs.

Markets are reacting negatively to tariff news, creating fears about future economic conditions.

Jobs Friday approaches with a rise in unemployment, signaling potential market volatility and emphasizing labor data's significance over inflation concerns.

Home prices are rising but at a slower rate, with median prices influenced by economic factors.

New home sales show growth, diverging from the stagnation in existing home sales.

Despite economic uncertainty, mortgage brokers may see increased activity due to falling mortgage rates.

Quality journalism is vital, especially regarding key issues affecting American society.

Nationwide's mortgage rate reductions are creating more accessible homeownership options.

Homeowners should consider the loan duration when refinancing, not just interest rates.

The share of borrowers applying for adjustable-rate mortgages is at its highest level since November 2023.

ARMs offer lower initial interest rates, which may appeal to homebuyers seeking to reduce costs.

Florida's housing market faces challenges with high costs and buyer reluctance as aid programs emerge for first-time buyers.

Mortgage rates are inching towards 7% amid rising Treasury yields, influenced by global trade tensions, with a notable increase seen this month.

Buying down a mortgage rate can be beneficial, but typically only if you plan to stay in your home for a long time.

Down payment expectations are changing; the traditional 20% is not strictly required.

First-time homebuyers currently face lower median down payments compared to repeat buyers.