#fico

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#mortgage
#credit-scores
fromwww.housingwire.com
2 weeks ago

VantageScore 4.0 is coming for mortgages, but work must be done

FHFA clarifies lender options for credit scores: FICO Classic or VantageScore 4.0.
Real estate
fromSFGATE
3 weeks ago

Paying Rent on Time Could Now Help You Get a Mortgage After Key Change at Fannie and Freddie

New policy allows use of VantageScore for mortgage qualification, benefiting first-time borrowers with a history of timely rent payments.
fromwww.housingwire.com
3 weeks ago

Pulte's VantageScore bombshell sends the mortgage industry scrambling

Fannie Mae and Freddie Mac are unprepared to adopt VantageScore 4.0 due to FHFA's requirements.
The industry anticipates no decline in report costs with the current credit bureau requirements.
#credit-score
Privacy professionals
fromNew York Post
3 months ago

Here's why the average US credit score is falling

The increase in federal student loan delinquencies has pushed the average U.S. credit score down to 715, highlighting impacts from previous loan payment pauses.
#credit-scoring
fromFortune
1 month ago
Marketing tech

Gen Z's beloved Buy Now, Pay Later will soon impact credit scores, which could pose risks for vulnerable borrowers

fromFortune
1 month ago
Marketing tech

Gen Z's beloved Buy Now, Pay Later will soon impact credit scores, which could pose risks for vulnerable borrowers

Digital life
fromBusiness Insider
1 month ago

Buy now, pay later loans will soon hit credit scores - and experts think Gen Z could be at risk

FICO will incorporate buy now, pay later data into credit scores starting this fall, impacting mostly Gen Z users.
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