#financial-planning

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#retirement
Retirement
from24/7 Wall St.
1 week ago

Boomers' Hidden Financial Risks: What You Haven't Prepared For

The emotional toll of life events can severely impact financial preparedness for retirement.
Retirement
fromTravel + Leisure
4 days ago

This Is the No. 1 Retirement Destination in Asia for Affordability-and It Gets 2,222 Hours of Sun a Year

Retirement needs in the U.S. are rising, with Americans needing close to $1.5 million, while retirement abroad in Malaysia offers affordable options.
Retirement
from24/7 Wall St.
2 weeks ago

A Look at U.S. Workers Who've Accumulated $1M in Retirement Funds

Only 3% of Americans have at least $1 million saved for retirement, challenging the common retirement goal.
Retirement
from24/7 Wall St.
2 weeks ago

Why Higher Earners May See Smaller Social Security Checks

Social Security will deplete its funds by 2035, necessitating benefit cuts unless reforms are made.
Retirement
from24/7 Wall St.
6 days ago

Does Social Security Really Keep Up With Inflation? Here's the Truth

Social Security COLAs often fail to keep pace with inflation, diminishing retirees' purchasing power.
Retirement
from24/7 Wall St.
1 week ago

Boomers' Hidden Financial Risks: What You Haven't Prepared For

The emotional toll of life events can severely impact financial preparedness for retirement.
Retirement
fromTravel + Leisure
4 days ago

This Is the No. 1 Retirement Destination in Asia for Affordability-and It Gets 2,222 Hours of Sun a Year

Retirement needs in the U.S. are rising, with Americans needing close to $1.5 million, while retirement abroad in Malaysia offers affordable options.
Retirement
from24/7 Wall St.
2 weeks ago

A Look at U.S. Workers Who've Accumulated $1M in Retirement Funds

Only 3% of Americans have at least $1 million saved for retirement, challenging the common retirement goal.
Retirement
from24/7 Wall St.
2 weeks ago

Why Higher Earners May See Smaller Social Security Checks

Social Security will deplete its funds by 2035, necessitating benefit cuts unless reforms are made.
Retirement
from24/7 Wall St.
6 days ago

Does Social Security Really Keep Up With Inflation? Here's the Truth

Social Security COLAs often fail to keep pace with inflation, diminishing retirees' purchasing power.
fromBusiness Matters
3 days ago

Protecting Your Business and Family: How Slip and Fall Injuries and Probate Planning Intersect

Slip and fall injuries represent a significant risk to businesses, leading to costly legal issues and potential damage to reputation.
Business
fromSFGATE
2 days ago

First-Time Homebuyers Say This Is Their Biggest Regret After Closing on a House

First-time homebuyers regret not understanding the full costs of homeownership, indicating a critical gap in necessary information for effective budgeting.
LA real estate
#social-security
Retirement
from24/7 Wall St.
1 week ago

3 Hidden Social Security Loopholes Retirees Should Know About

Understanding Social Security can boost your benefits through strategic delays and loopholes.
Retirement
from24/7 Wall St.
2 weeks ago

$5 Million at 50-Something: Rich Enough to Retire, or Just Scared?"

Many Americans dream of early retirement, but its feasibility is declining; for those with sufficient savings, it is possible, yet comes with challenges.
Retirement
from24/7 Wall St.
2 weeks ago

The Typical 401(k)-Only Retirement: My Dad's Story at 67

Relying solely on a 401(k) for retirement savings is common but has both benefits and potential pitfalls.
Retirement
from24/7 Wall St.
1 week ago

Latest COLA Estimate vs. Medicare Part B Premiums: Net Gain or Loss?

Medicare Part B increases can significantly reduce Social Security COLAs, affecting seniors' financial stability.
Retirement
from24/7 Wall St.
1 week ago

3 Hidden Social Security Loopholes Retirees Should Know About

Understanding Social Security can boost your benefits through strategic delays and loopholes.
Retirement
from24/7 Wall St.
2 weeks ago

$5 Million at 50-Something: Rich Enough to Retire, or Just Scared?"

Many Americans dream of early retirement, but its feasibility is declining; for those with sufficient savings, it is possible, yet comes with challenges.
Retirement
from24/7 Wall St.
2 weeks ago

The Typical 401(k)-Only Retirement: My Dad's Story at 67

Relying solely on a 401(k) for retirement savings is common but has both benefits and potential pitfalls.
Retirement
from24/7 Wall St.
1 week ago

Latest COLA Estimate vs. Medicare Part B Premiums: Net Gain or Loss?

Medicare Part B increases can significantly reduce Social Security COLAs, affecting seniors' financial stability.
#passive-income
from24/7 Wall St.
1 week ago
Startup companies

Want $3,500 per Year in Passive Income Paid Monthly? Invest Just $2,500 in These Dividend Stocks

from24/7 Wall St.
1 week ago
Startup companies

Want $3,500 per Year in Passive Income Paid Monthly? Invest Just $2,500 in These Dividend Stocks

fromwww.mercurynews.com
3 days ago

Oakland leaders punt painful spending cuts, approve budget earlier than usual

"I haven't felt good about a lot of budgets over a two-decade career working in Oakland's government," she added.
NYC politics
#early-retirement
from24/7 Wall St.
3 weeks ago
Retirement

We spend $240k annually but plan to cut that in half - can we retire comfortably with most of our net worth in rental property?

The FIRE movement encourages early retirement, but practical budgeting and community advice are crucial for success.
from24/7 Wall St.
1 week ago
Retirement

Should I Borrow Against My $4 Million Stock Portfolio to Fund My Sons' College Expenses?

Borrowing against investments for college funding could jeopardize early retirement goal for the Reddit user.
Retirement
fromBusiness Insider
3 weeks ago

Meet the Americans secretly working multiple remote jobs to afford early retirement - and making up to $300K

Many Americans are secretly juggling multiple remote jobs to boost retirement savings and achieve early retirement.
Retirement
from24/7 Wall St.
3 days ago

How I'm Balancing My $5 Million Net Worth and Family Time Before My Wife's Retirement

The FIRE philosophy advocates for early retirement, balancing financial goals and family life presents challenges.
from24/7 Wall St.
3 weeks ago
Retirement

We spend $240k annually but plan to cut that in half - can we retire comfortably with most of our net worth in rental property?

#cost-of-living
fromwww.cnbc.com
1 week ago
NYC real estate

30-year-old supercommuted from Mexico City once a week to attend law school in NYC: 'Everything kind of fell into place'

fromwww.cnbc.com
1 week ago
NYC real estate

30-year-old supercommuted from Mexico City once a week to attend law school in NYC: 'Everything kind of fell into place'

Women
fromBusiness Insider
3 days ago

I had my first chat with a financial advisor over hushed tones at work. Now, I'm helping other women find the confidence I lacked.

Navigating adulthood can be challenging, especially when faced with new responsibilities like financial planning.
fromLondon Business News | Londonlovesbusiness.com
3 days ago

London's inheritance tax bill to hit 2.6bn by 2027 - London Business News | Londonlovesbusiness.com

"With the average bill in Inner London set to exceed £340,000, it's vital that individuals and families take proactive steps now."
London politics
#real-estate
from24/7 Wall St.
1 week ago
Silicon Valley real estate

Should I buy a $4 million home now or keep renting in the Bay Area? My financial situation explained.

from24/7 Wall St.
1 week ago
Silicon Valley real estate

Should I buy a $4 million home now or keep renting in the Bay Area? My financial situation explained.

#retirement-planning
#home-buying
Retirement
from24/7 Wall St.
1 week ago

Is Spending 40% of My Take Home on a Mortgage Too Much? Here's What I Learned

Housing costs should ideally be 30% or less of income.
Spending 40% may strain financial stability.
Frugality can help manage higher housing expenses.
Retirement
from24/7 Wall St.
1 week ago

Is Spending 40% of My Take Home on a Mortgage Too Much? Here's What I Learned

Housing costs should ideally be 30% or less of income.
Spending 40% may strain financial stability.
Frugality can help manage higher housing expenses.
#personal-finance
fromBustle
5 days ago
Growth hacking

The 100-Day "Sticky Note" Money Hack Could Help You Save Thousands Of Dollars

from24/7 Wall St.
1 week ago
Retirement

I am 60 years old and have 80% of my investments in stocks. Is it time to consider moving some into bonds?

fromBustle
5 days ago
Growth hacking

The 100-Day "Sticky Note" Money Hack Could Help You Save Thousands Of Dollars

from24/7 Wall St.
1 week ago
Retirement

I am 60 years old and have 80% of my investments in stocks. Is it time to consider moving some into bonds?

#wealth-building
fromBusiness Insider
6 days ago
Wellness

I've been a financial planner for over 10 years. Here are the 6 most useful lessons I've learned from my wealthiest clients.

Wellness
fromBusiness Insider
6 days ago

I've been a financial planner for over 10 years. Here are the 6 most useful lessons I've learned from my wealthiest clients.

Generosity, reliance on others, and healthy habits are key strategies for wealth-building.
Wealthy clients share common financial behaviors that anyone can adopt.
#investment-strategies
fromwww.mercurynews.com
1 week ago

Morgan Hill budget shows millions in shortfall for the city

We have to take this very, very seriously, said Councilmember Marilyn Librers, who recalled that in the late 90s, tight budgets forced the city to shut down several programs and services. This polarized the community and impacted public trust. Tackling this issue now is critical to ensure we don't repeat that history.
NYC politics
Retirement
from24/7 Wall St.
1 week ago

My business success has led to financial freedom, but I'm struggling with purpose - how do I set new goals?

Reflect on what brings joy after achieving financial success.
Transitioning from work to fulfillment is crucial post-business.
European startups
from24/7 Wall St.
1 week ago

Live Nasdaq Composite: Markets Seeing Green on Positive China-US Signs

Market optimism rises as US-China trade talks resume after a stall.
Amazon's stock increases, while Tesla experiences a significant drop today.
#dividend-stocks
from24/7 Wall St.
1 week ago

I have $400,000 in IRAs. Can a nursing home take my savings?

If you're counting on Medicaid to pay for long-term nursing home care, the funds in your IRA may impact eligibility for coverage.
Retirement
#billionaires
London startup
from24/7 Wall St.
1 week ago

From Mexico City To Moscow: The Global Cities With The Most Billionaires

The world's billionaires are concentrated in just a few countries but are spread across numerous cities, showing diverse sources of wealth.
from24/7 Wall St.
2 weeks ago

I Used to Only Trust Traditional Savings Accounts, But These 3 Higher-Yield Options Changed My Approach

The general rule of thumb provided by many financial experts is to keep three to six months of salary in a high-yield savings account.
Retirement
fromBusiness Insider
2 weeks ago

"Survivor" 48 winner Kyle Fraser finally got his prize money

Kyle Fraser described his winning moment on Survivor as life-changing, especially after a long wait. The excitement of the money hitting his account was surreal.
SF parents
fromSocial Media Explorer
2 weeks ago

The Anxiety Of Financial Uncertainty - Social Media Explorer

One of the best ways to reduce anxiety about money is to get clear on where you stand. Start by gathering all your financial information in one place.
Mental health
Retirement
from24/7 Wall St.
2 weeks ago

Lump Sum or Monthly Checks? Deciding on a $2.9M Pension Plan

Deciding on cashing out a pension involves careful analysis of long-term financial benefits versus immediate access to funds.
fromLondon Business News | Londonlovesbusiness.com
2 weeks ago

File your taxes early: Discover the benefits of filing your taxes - London Business News | Londonlovesbusiness.com

Filing your taxes early can be a game-changer, allowing for faster refunds and more time to address any complex situations with your return.
Retirement
NYC parents
fromFast Company
2 weeks ago

People are commiserating over 'Maycember': Why this month has families feeling financially strapped

The term "Maycember" reflects rising expenses for families in May, similar to holiday pressures, due to various events and increased costs.
Startup companies
fromAol
2 weeks ago

Mark Cuban Would Start This Side Gig If He Were a Teenager

Start planning your financial future early, as advised by Mark Cuban, who emphasizes the potential of AI side hustles today.
Parenting
fromSlate Magazine
2 weeks ago

My Husband Is Facing a Frightening Prognosis. But I'm More Scared of His Greedy Kids.

Preparation for Alzheimer's care is crucial, including financial discussions with family.
Real estate
fromSFGATE
3 weeks ago

HELOC Balances Have Risen 27%-So Why Do Financial Advisers Agree It's Still the Best Option for Certain Homeowners?

U.S. consumer debt reached an all-time high of $18.2 trillion, with rising popularity of HELOCs amid inflation.
#retirement-savings
Retirement
from24/7 Wall St.
3 weeks ago

Should I give up my low 2.3% mortgage rate to buy my dream $650k home?

Homeowners must weigh financial benefits of low mortgage rates against lifestyle needs, especially with future family considerations.
Retirement
from24/7 Wall St.
3 weeks ago

Should I give up my low 2.3% mortgage rate to buy my dream $650k home?

Homeowners must weigh financial benefits of low mortgage rates against lifestyle needs, especially with future family considerations.
fromNew York Post
3 weeks ago

NJ couple finds long forgotten lottery ticket worth $1M in junk drawer

"I just opened the drawer and I saw the tickets. I decided to get them checked. I scanned them. One said 'not a winner,' and then another 'not a winner,' and then I scanned a ticket that said 'winner.'"
NYC parents
from24/7 Wall St.
3 weeks ago

How Millionaires Use Legal Loopholes to Erase Debt-And You Can Too

Legal loopholes are not just for the rich and powerful, they are available for everyone to legally exploit and save money and repay their debts.
Non-profit organizations
fromClickUp
3 weeks ago

How to Create an Operating Budget: Examples and Templates

An accurate operating budget is a key building block for small business success. It keeps operational costs in check and helps track actual performance.
Business intelligence
NYC real estate
fromApartment Therapy
3 weeks ago

This 120-Year-Old NYC Home's Design Was Inspired by Gertrude Stein's Paris Apartment

Chelsea Fagan expertly combines financial planning with hosting, showcasing her lifestyle in a unique Manhattan apartment.
from24/7 Wall St.
3 weeks ago

Can I afford to pay for my kids' college on my $140,000 salary?

While it's possible to pay for college on a $140K salary, starting savings early is crucial to avoid financial strain later on.
NYC parents
fromLondon Business News | Londonlovesbusiness.com
3 weeks ago

Households are 'already feeling stretched' and inflation is making it difficult to save - London Business News | Londonlovesbusiness.com

This jolt in inflation underscores the significant challenges remaining to achieve economic stability, affecting household finances as tax hikes raise costs.
Retirement
fromCity AM
3 weeks ago

Working from home could boost pension pot by 236,000

Since the pandemic, flexible working options have given workers a number of opportunities, including the ability to save on their commuting costs.
Retirement
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