#financial-planning

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from24/7 Wall St.
3 days ago

My tech job pays great but immigration uncertainty and layoffs have me nervous - is it smart to sell my properties at a loss and leave the U.S.?

This Redditor highlights their feelings of unease amidst a tough time in the United States due to the current political climate and job insecurity.
Canada news
#inheritance
#social-security
Real estate
fromSFGATE
3 weeks ago

Would You Lose Social Security Benefits If You Sell Your Home After Retirement?

Social Security is essential for retirees to manage housing costs and maintain financial stability.
fromSFGATE
3 weeks ago
Real estate

Would You Lose Social Security Benefits If You Sell Your Home After Retirement?

#passive-income
#divorce
#home-buying
from24/7 Wall St.
5 days ago

At 50 with $5 million in cash, I'm unsure where to invest short-term - can I safely earn 5-10% without risking my nest egg?

Taking on excessive investment risk is unwise for those with significant wealth and short-term goals.
#dividend-stocks
US politics
fromBusiness Matters
1 week ago

The 100k Tax Trap: Why More Professionals Are Questioning the Value of Earning More

The UK tax system discourages earnings beyond £100,000 due to high marginal tax rates.
#real-estate
fromClickUp
1 month ago
Real estate

10 Free Real Estate Investment Templates to Plan Smarter in 2025

Real estate investment templates streamline the process of managing property deals, making investment management simpler and more efficient.
E-Commerce
fromBusiness Matters
1 week ago

Tips for Managing Short-Term Cash in a Crisis

Managing short-term cash flow is critical during financial uncertainty, requiring assessment of finances, prioritization of expenses, negotiation with creditors, and exploration of income sources.
fromFortune
1 week ago

Multimillionaire 'The Office' star still worked part-time at a theatre box office and drove a Honda while filming season two of the sitcom

Angela Kinsey kept a side gig during the first two seasons of 'The Office' to prepare for uncertainty in show business, emphasizing the need to strategize for future opportunities.
Women
#etfs
#investment
fromIndependent
1 week ago
Education

Eoin McGee answers: 'I have 15k saved for my children's education. Should I take it out of low-interest account and put it to work elsewhere?'

fromIndependent
1 week ago
Education

Eoin McGee answers: 'I have 15k saved for my children's education. Should I take it out of low-interest account and put it to work elsewhere?'

fromIndependent
1 week ago

Eoin McGee answers: 'I have 15k saved for my children's education, which I won't need for eight years. Should I take it out of low-interest account and put it to work elsewhere?'

A guaranteed return is preferred for long-term educational savings.
Wellness
fromScary Mommy
1 week ago

What Is "Micro-Retirement"? Experts Unpack This Mid-Career Trend

Micro-retirements are intentional breaks from work lasting a few months, allowing individuals to rest or pursue personal interests.
fromBusiness Matters
1 week ago

Inheritance tax haul hits 2.2bn in just three months amid rising property prices and frozen thresholds

Inheritance tax revenues reached £2.2 billion in the first three months of the tax year, increasing by £100 million from the previous year.
fromLondon Business News | Londonlovesbusiness.com
1 week ago

Reverse mortgages in the UK: What you need to know before applying - London Business News | Londonlovesbusiness.com

A reverse mortgage, or lifetime mortgage, allows homeowners aged 55 and over to borrow against their home's equity, requiring no monthly repayments.
Real estate
#retirement-savings
from24/7 Wall St.
1 week ago
Retirement

Where Should I Invest My Extra Retirement Savings as a High Earner with a Pension?

Tax-advantaged accounts have limits, but individuals can save beyond them using different wealth-building tools.
from24/7 Wall St.
3 weeks ago
Retirement

This is How Much You Should Have Saved by 65 - Are You Behind or Ahead?

Financial savings goals by age 65 should be between $1 million and $3 million, emphasizing the importance of liquid assets.
from24/7 Wall St.
1 week ago

With a newborn and a nanny, we barely have time for family - can we afford to dial down while still growing our nest egg?

Spending hours at work while having a newborn at home, even with nanny support, can be challenging. Many new parents may choose to focus on family instead.
Retirement
Careers
fromFast Company
1 week ago

Your 'freedom number' might be smaller than you think

Understanding your freedom number helps manage financial changes when pursuing a new career path.
#home-affordability
fromSFGATE
1 week ago

How the One Big Beautiful Bill Act Could Affect Your Heirs-and Your Home

The One Big Beautiful Bill Act (OBBBA) permanently expands the federal estate tax exemption, allowing families to transfer up to $30 million tax-free without expiration.
Real estate
#dividend-investing
fromComputerworld
2 weeks ago

Rushing into genAI? Prepare for budget blowouts and broken promises

Enterprises adopting generative AI risk high costs and unclear ROI due to poor planning and lack of financial controls.
fromIrish Independent
2 weeks ago

Revealed: Vast majority of public supports long-delayed new mandatory pension scheme

"People who may have previously been putting off pension planning could see their auto-enrolment as a 'job done' moment, when in fact the scheme might not be the most suitable or sufficient option for their individual retirement needs."
Public health
fromSlate Magazine
2 weeks ago

I Have $50,000 in Stocks. Is Cashing It Out a Huge Mistake?

Keeping a low-interest mortgage while investing may yield better financial returns.
fromSFGATE
2 weeks ago

Inheriting a Vacation Home Can Cost You More Than You Think

Inheriting a second home can lead to unexpected financial burdens such as taxes, maintenance, and repairs.
fromBusiness Insider
2 weeks ago

Waze's cofounder thinks you should start thinking about saving for retirement at 18

Saving for retirement should start at age 18 to ensure effective investment growth through compounding.
#retirement
Retirement
from24/7 Wall St.
1 month ago

How do people who get 75% of their income or more from Social Security get by?

Workers should save for retirement to avoid over-dependence on Social Security benefits, which might be insufficient for a comfortable lifestyle.
Retirement
from24/7 Wall St.
1 month ago

2 High-Yield Invesco ETFs That Pay Great Dividends

Focus on dividend-paying ETFs for stable retirement income.
PEY ETF offers a solid yield and low expense ratio.
EFAA and RSPA provide higher dividends than many ETFs.
#dividend-income
fromInside Higher Ed | Higher Education News, Events and Jobs
2 weeks ago

Federal Policy Uncertainty Impacting College Budgeting

"Higher education has not faced this level of financial uncertainty in generations," said Robert Kelchen, chair of educational leadership and policy studies at the University of Tennessee at Knoxville, who reviewed preliminary survey data. Recent history offers one comparison—the early days of the pandemic, when uncertainty was similarly 'off the charts.' However, back then, the federal government 'quickly stepped in to provide support.' Today, by contrast, the federal government 'is causing the uncertainty.'
Higher education
fromBusiness Matters
3 weeks ago

Anna Stopnevich

Anna Stopnevich creates family roadmaps in wealth management, focusing on asset structuring, beneficiary identification, and advisory bodies, while preserving family traditions.
Women in technology
fromFortune
2 weeks ago

It's a cruel summer for student loan borrowers. Here's how HR leaders can make the case for better benefits for their employees

"It's been an evolution and the recognition that student loans are here to stay, and, quite frankly, that the student loan debt crisis is real," says Stacey MacPhetres, senior director of education finance for EdAssist by Bright Horizons, which offers tuition assistance and student loan repayment benefit plans.
Education
fromSlate Magazine
3 weeks ago

My Husband Made $80,000 in a Sleazy Way. Now He Wants to Do It Again.

This is the most impressive way...you’re right to be concerned. I won’t get into the ethical concerns here because...I do know that card counting isn’t illegal.
Parenting
fromThe Good Life France
3 weeks ago

Essential financial advice for US Expats in France - The Good Life France

Connections in both France and the US can lead to significant tax benefits through a financial treaty.
#investing
fromLondon Business News | Londonlovesbusiness.com
3 weeks ago

Thousands of businesses at risk as inheritance tax charge on pensions threatens commercial premises - London Business News | Londonlovesbusiness.com

Pension assets will become subject to inheritance tax in April 2027, risking liquidation for many small and medium-sized businesses.
Wearables
from24/7 Wall St.
3 weeks ago

I'm juggling multiple jobs, real estate, and a startup in my early 20s - how do I maximize my odds of reaching generational wealth?

Living below your means and investing wisely is crucial for achieving lasting wealth and a comfortable retirement.
fromFast Company
3 weeks ago

How AI is transforming corporate finance

The role of CFOs is evolving, requiring agility and the integration of AI for proactive decision-making.
Real estate
fromSFGATE
4 weeks ago

We Asked AI How Much Is Needed To Buy a First Home and Fact-Checked It With Financial Experts

AI provides a useful budgeting starting point for first-time homebuyers, but may lack specificity for individual financial situations.
fromBustle
4 weeks ago

This Cash Hack Lets You Enjoy A Fun Weekend On A Budget

Implementing a 'cash only' weekend helps control spending and promotes mindfulness about financial habits.
from24/7 Wall St.
4 weeks ago

2 WisdomTree Income ETFs For Retirement Income

Inflation is the top concern for US retirees living on fixed incomes.
fromAdvocate.com
4 weeks ago

Chronic but not powerless, why your estate plan deserves a seat at the doctor's office

Most people avoid estate planning because it feels like preparing for death. But if you're living with a chronic condition, it's not about dying - it's about staying in charge.
Health
fromBusiness Insider
4 weeks ago

When my wife and I changed our minds about being childfree, we did 5 things to assess our retirement plan

The couple emphasized that for many years they opted to be child-free but eventually decided to have children, a decision influenced by reflections during the COVID-19 pandemic.
Relationships
fromIndependent
4 weeks ago

Ask a money coach: 'My husband doesn't want us to have a joint bank account - is he trying to hide something from me?'

Marriage finances should operate on a model of shared resources.
Retirement
from24/7 Wall St.
4 weeks ago

We're financially ready to retire, but are parents really spending $25k per year extra during college?

The FIRE movement encourages early retirement, which requires careful financial planning, including considerations for children's education costs.
E-Commerce
fromFortune
4 weeks ago

The S&P is back to record highs-proving yet again the wisdom of a buy and hold strategy

U.S. stock market saw record highs recently, despite prior turmoil in the quarter.
Retirement
from24/7 Wall St.
1 month ago

Should I Cash Out My Pension for a $24k Lump Sum or Get $100 a Month for Life?

Choosing between a pension lump sum and monthly payments requires careful consideration of finances and personal circumstances.
Digital life
fromwww.theguardian.com
1 month ago

How gen Z is rewriting money rules: I thrift, I splurge, I save 25%'

Gen Z manages finances with budgets, favoring subscriptions and alternative spending habits over traditional saving practices.
fromPsychology Today
1 month ago

Advice for Parents of College Students

Set financial parameters early to manage college costs.
Encourage students to communicate directly with professors rather than escalating issues.
Balance communication to support student independence without causing developmental delays.
SF LGBT
fromSan Francisco Bay Times
1 month ago

Redefining Values-Aligned Investing for Our LGBTQ+ Community - San Francisco Bay Times

Financial planning should reflect individual values and lived experiences, especially for the LGBTQ+ community.
Investing can serve as activism and community-building through personalized portfolios.
fromIndependent
1 month ago

Thinking of switching to a 0pc interest-free credit card? Here's how to avoid the most common mistakes

Have a financial plan before switching credit card providers.
Credit card debt can quickly accumulate, making it hard to manage due to high interest rates.
Relationships
fromwww.theguardian.com
1 month ago

How wedding guests are coping with rising costs: the total will come to 3,000 this year'

Weddings are increasingly expensive for guests, often costing thousands of pounds per year due to travel, accommodation, gifts, and events.
fromEntrepreneur
1 month ago

A Business Owner's Guide to Maximizing Summer Profits | Entrepreneur

Summer is a crucial revenue-generating period for hospitality and tourism sectors.
Smart financial planning and analysis of historical data are essential for maximizing summer success.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
1 month ago

17 First-Time Homebuyer Mistakes to Consider and How to Avoid Them

Potential homebuyers should prioritize mortgage rate shopping, credit assessments, and exploring assistance programs to optimize their purchasing power.
Avoid emotional decision-making, which can lead to overpayment or unsuitable purchases by maintaining focus on priorities and a budget.
Critical processes like home inspections and negotiating costs should not be overlooked, as they directly influence purchase quality and expenses.
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