The article argues that credit cards themselves are not solely to blame for users' financial troubles; rather, it is the irresponsible behavior of users that leads to debt. Many Americans procrastinate on payments, often only making minimum payments. While missing one or two payments may not have severe consequences, making it a habit can lead to serious financial issues. The article emphasizes the importance of personal accountability in managing credit card debt, offering potential solutions like utilizing cards with 0% Intro APR to help users escape debt more effectively.
Of course, missing a payment or two isn't all too detrimental, as making it a habit over the span of many years.
It's easy to fix one's relationship with credit cards, so long as one ensures they pay the full amount every single month.
People in credit card debt need to stop blaming cards and take a good look in the mirror.
Did you know some credit cards can actually help you get OUT of debt faster? The secret: using a card with a '0% Intro APR' period.
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