Millennials and Gen-X are heavily targeted by digital marketing, resulting in significant debt levels due to a lack of financial education. Many struggle with student loans and credit card debt, impacting their ability to purchase homes and start families. While a growing minority of financially conscious individuals are embracing DIY finance trends, education on managing finances remains insufficient. Dating challenges arise among Millennials as debt complicates relationship building and planning for the future.
Millennials and Gen-X have become ensnared in significant debt, partly due to 24/7 consumption marketing, which encourages persistent spending without adequate financial literacy.
The rise of DIY finance among a minority of Gen-X and Millennials, influenced by Gen-Z, is leading to increased engagement with investment platforms like RobinHood and cryptocurrencies.
Educational standards have declined to the point where financial literacy is often not taught, leaving many Millennials and Gen-Xers financially uninformed despite earning solid incomes.
Debt-related issues significantly impact dating among Millennials, as many struggle to establish long-term relationships and family planning because of their financial burdens.
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