
"The results mark a significant milestone for the London-based group, which recently secured a full UK banking licence from the Bank of England, a development that unlocks a broader range of lending products and signals its transition from a payments platform into a fully-fledged global bank."
"Chief financial officer Victor Stinga said the launch of credit cards in the UK is now a 'key area of focus' for the business, alongside plans to roll out unsecured personal loans and overdraft facilities to its 13 million UK customers."
"Revolut's financial performance highlights the scale of its expansion. Group revenues rose 46 per cent to £4.5 billion, while profit margins increased to 38 per cent, underlining the efficiency of its technology-driven model."
"Stinga noted that the company now has 11 different product lines each generating more than £100 million in annual revenue, evidence of a more diversified business model."
Revolut achieved pre-tax profits of £1.7 billion in 2025, a 57% increase from the previous year. The company secured a full UK banking license, enabling it to offer a wider range of lending products. Plans include launching credit cards, unsecured personal loans, and overdraft facilities for its 13 million UK customers. Revolut aims to deepen user relationships by becoming a primary banking provider. Revenues rose 46% to £4.5 billion, with profit margins at 38%. The user base expanded to over 70 million globally, with significant growth in business accounts.
Read at Business Matters
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