Homeowners in the U.S. are gradually accepting that mortgage rates below 6% are not expected to return soon. The TurboHome-ResiClub Housing Sentiment Survey reveals that acceptance of higher rates is increasing, with 52% of homeowners willing to accept a rate up to 6.0% in Q3 2025, up from 41% in Q1 2025. Despite this shift, there is a prevailing sense of pessimism, with 72% believing that average 30-year fixed mortgage rates will remain above 6.00% for the next year.
Homeowners are slowly coming to terms with the likely reality that ultralow 3% and 4% mortgage rates are not returning anytime soon.
In the TurboHome-ResiClub Housing Sentiment Survey, 52% of homeowners would accept a mortgage rate up to 6.0% on their next purchase, an increase from 41% a year prior.
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