#financial-security
#financial-security

3 days ago

U.N. Report Says We're Missing the Real Fertility Crisis

Governments misunderstand the fertility crisis, focusing on personal choices rather than the financial barriers influencing family planning.

This could be the easiest strategy to get more Social Security

Delaying Social Security claims can significantly enhance monthly retirement benefits.

Ready to Retire? 3 Must-Know Questions You Can't Afford to Skip

Prioritize planning for healthcare costs to secure financial stability in retirement.

fromwww.housingwire.com

Americans are living longer but aren't prepared for retirement impacts

Extending retirement by 5 years increases depleting savings risk by 41% for healthy retirees.

4 weeks ago

Retiring with $4M in retirement accounts, $2M home, and VA access - what risks or gaps should we plan for?

Even with substantial savings, retirees should check for financial blind spots and consider hiring an advisor for better financial planning.

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.

In This State-by-State Breakdown, See What Retirement Savings Are Needed Across the U.S.

41% of Americans doubt their ability to afford their envisioned retirement lifestyle due to economic instability.

Rising concerns about retirement finances highlight the importance of savings and income beyond Social Security.

This could be the easiest strategy to get more Social Security

Delaying Social Security claims can significantly enhance monthly retirement benefits.

Ready to Retire? 3 Must-Know Questions You Can't Afford to Skip

Prioritize planning for healthcare costs to secure financial stability in retirement.

fromwww.housingwire.com

Americans are living longer but aren't prepared for retirement impacts

Extending retirement by 5 years increases depleting savings risk by 41% for healthy retirees.

4 weeks ago

Retiring with $4M in retirement accounts, $2M home, and VA access - what risks or gaps should we plan for?

Even with substantial savings, retirees should check for financial blind spots and consider hiring an advisor for better financial planning.

3 Changes to the 401(k) Laws Congress Should Make - But Probably Won't

Automatic enrollment in 401(k) accounts could significantly boost retirement savings for low and middle-class Americans.

In This State-by-State Breakdown, See What Retirement Savings Are Needed Across the U.S.

41% of Americans doubt their ability to afford their envisioned retirement lifestyle due to economic instability.

Rising concerns about retirement finances highlight the importance of savings and income beyond Social Security.

more#retirement-planning

#dividend-stocks

Retirement

I have invested in dividends for 20 years-Here are my most reliable dividend paychecks

Startup companies

3 Cash-Cow Monthly Dividend Stocks to Buy and Forget

Retirement

Better Dividend Stock: Dominion Energy (D) Vs. Southern Co. (SO)

Retirement

2 High-Quality Dividend Stocks Under $50 for Retirees

Retirement

2 High-Yield Stocks for a Lifetime of Safe Income

Retirement

I have invested in dividends for 20 years-Here are my most reliable dividend paychecks

Startup companies

3 Cash-Cow Monthly Dividend Stocks to Buy and Forget

Retirement

Better Dividend Stock: Dominion Energy (D) Vs. Southern Co. (SO)

Retirement

2 High-Quality Dividend Stocks Under $50 for Retirees

Retirement

2 High-Yield Stocks for a Lifetime of Safe Income

Could More Social Security Changes Be Coming in 2025?

Social Security benefits and wage cap increased, and the Fairness Act may significantly raise benefits for over 3 million seniors.

Most seniors depend on Social Security and would care deeply if payments stopped - new data confirms what we already knew

Social Security is vital for millions of Americans, with 90% of surveyed participants deeply concerned about losing their benefits.

fromwww.mercurynews.com

Social justice

Oakland immigrant blindsided by loss of Social Security benefits, reimbursement demand

Social justice

7 Key Moments in the History of Social Security

Retirement

Will My Grandfather Lose His Social Security Benefits Without An Online Account?

Could More Social Security Changes Be Coming in 2025?

Social Security benefits and wage cap increased, and the Fairness Act may significantly raise benefits for over 3 million seniors.

Most seniors depend on Social Security and would care deeply if payments stopped - new data confirms what we already knew

Social Security is vital for millions of Americans, with 90% of surveyed participants deeply concerned about losing their benefits.

fromwww.mercurynews.com

Social justice

Oakland immigrant blindsided by loss of Social Security benefits, reimbursement demand

Social justice

7 Key Moments in the History of Social Security

Retirement

Will My Grandfather Lose His Social Security Benefits Without An Online Account?

more#social-security

I grew up financially insecure, and having a side gig makes me feel safe. I've had dozens of jobs over the years.

I've always had at least one side gig on top of a primary job. Through economic dips, my backup jobs have brought me peace of mind for 25 years.

Parenting

fromAol

NYC man lost $114,000 - his entire 401(k) - after his physical check from Paychex was stolen and cashed

Retirement plan administrators continue to use insecure paper checks for rollovers, exposing savers to significant risks and complications.

Cryptocurrency

fromBitcoin Magazine

Jack Mallers Announced A New System Of Bitcoin Backed Loans At Strike

Jack Mallers advocates for Bitcoin as a stable financial solution against inflation and offers loans at lower interest rates.

London startup

fromwww.standard.co.uk

Phone theft victim loses 35,000 after crypto mugging' in Soho

Phone theft is increasingly linked to organized crime, particularly targeting cryptocurrency.

fromBusiness Matters

Pensions at risk as HMRC eyes salary sacrifice schemes in Autumn Budget

Upcoming Autumn Budget may restrict salary sacrifice schemes affecting pension tax relief.

fromSherdog

Muhammad Mokaev Claims He Is Financially Secure for Life

At this stage in my life, I can finish my career. If it's financially, I can finish my career today and just sit and chill and do nothing. Because I invested everything.

MMA

London politics

fromwww.bbc.com

fromNon Profit News | Nonprofit Quarterly

Older Londoners 'losing sleep over money worries'

Older Londoners are facing growing economic hardship, leading to increased anxiety and feelings of isolation.

fromCointelegraph

2 years ago

What is browser-based cryptocurrency mining, and how does it work?

Browser-based cryptocurrency mining resurfaced in 2017, leveraging the easy integration of JavaScript APIs for mining which has contributed to its growing adoption and also the rise of malicious services.

Cryptocurrency

American Wealth Is at a Record High. Sentiment Is Low, and Falling.

The U.S. economy shows record high household net worth but remains distinctly unequal, particularly affecting the lower-income population.

Startup companies

How to Reduce Economic Inequality by Expanding Employee Ownership - Non Profit News | Nonprofit Quarterly

US news

fromNon Profit News | Nonprofit Quarterly

American Wealth Is at a Record High. Sentiment Is Low, and Falling.

The U.S. economy shows record high household net worth but remains distinctly unequal, particularly affecting the lower-income population.

Startup companies

How to Reduce Economic Inequality by Expanding Employee Ownership - Non Profit News | Nonprofit Quarterly

more#economic-inequality

Wellness

fromPsychology Today

Why Success Is Overrated

Hedonic adaptation diminishes lasting happiness after achievements.

Finding joy in 'little-p purpose' surpasses external validation for true fulfillment.

Identity and personal growth hold more value than achieving superficial milestones.

Enduring relationships predict greater happiness than financial wealth.

Cryptocurrency

fromwww.theguardian.com

Gold fever makes a comeback as buyers and bankers recoil from uncertainty

Gold is increasingly seen as a stable currency amid economic uncertainty, reflecting a shift away from traditional banking.

I'm 93 and am not ready to quit my job. I'm not rich but I'm comfortable and fulfilled.

Fay Pacchioli, at 93, continues working as a bookkeeper, driven by passion and the enjoyment of her life, despite financial challenges.

fromAol

Startup companies

5 Ways To Maximize Your Earnings With a Side Hustle

I'm 93 and am not ready to quit my job. I'm not rich but I'm comfortable and fulfilled.

Fay Pacchioli, at 93, continues working as a bookkeeper, driven by passion and the enjoyment of her life, despite financial challenges.

fromAol

Startup companies

5 Ways To Maximize Your Earnings With a Side Hustle

more#entrepreneurship

#journalism

Information security

What is a sim-swap? How you could be targeted by the fraud used to hack M&S

Retirement

Most early pensioners not confident their savings will last,' new research reveals

SF parents

WhatsApp scam known as hi mum' evolving at breakneck speed', expert warns

Information security

What is a sim-swap? How you could be targeted by the fraud used to hack M&S

The surge in SIM swapping fraud poses serious risks to personal identity and financial security.

Retirement

Most early pensioners not confident their savings will last,' new research reveals

fromwww.travelandleisure.com

SF parents

WhatsApp scam known as hi mum' evolving at breakneck speed', expert warns

more#journalism

#retirement

Retirement

This Is How Much Money Americans Say They Need to Feel Rich

fromwww.cbc.ca

Retirement

Trump turmoil forcing this retiree back to work | CBC News

Retirement

I retired 22 years ago with no savings plan, but now have $1.3 million. Stressing about retirement isn't worth it.

Retirement

Should I Retire at 49 with $8,000 Monthly Pension and $1.2 Million Net Worth?

The Reddit user can consider retirement confidently due to a secure $8,000 pension.

Retirement

Is $3 Million Enough to Retire on in America?

Retiring with $3 million may not guarantee financial security due to varying costs of living and unexpected expenses.

fromwww.travelandleisure.com

This Is How Much Money Americans Say They Need to Feel Rich

Over one-third of Americans believe $500,000 is necessary to feel financially secure.

fromwww.cbc.ca

Retirement

Trump turmoil forcing this retiree back to work | CBC News

Retirement

I retired 22 years ago with no savings plan, but now have $1.3 million. Stressing about retirement isn't worth it.

Retirement

Should I Retire at 49 with $8,000 Monthly Pension and $1.2 Million Net Worth?

Retirement

Is $3 Million Enough to Retire on in America?

I'm secretly working 3 remote jobs but never clock more than 40 hours a week - this is the insane amount of money I make each year

Juggling multiple jobs is common among workers seeking higher incomes and financial security.

Remote teams

5 people who made up to $470,000 secretly juggling multiple jobs explain the best roles for making it work

Remote teams

fromNew York Post

I'm secretly working 3 remote jobs but never clock more than 40 hours a week - this is the insane amount of money I make each year

Juggling multiple jobs is common among workers seeking higher incomes and financial security.

Remote teams

5 people who made up to $470,000 secretly juggling multiple jobs explain the best roles for making it work

Can Europe cut its dependence on US credit card firms? DW 05/02/2025

Europe is reevaluating its dependence on U.S. payment systems amid security concerns linked to geopolitical shifts.

Christine Lagarde emphasizes the need for European independence in digital payments.

#family-support

Retirement

How to budget for what happens after you're gone - London Business News | Londonlovesbusiness.com

NYC parents

Medicaid Is a Middle-Class Benefit. Here's What to Know.

Retirement

How to budget for what happens after you're gone - London Business News | Londonlovesbusiness.com

NYC parents

Medicaid Is a Middle-Class Benefit. Here's What to Know.

Mental health

I Grew Up Broke but Now Earn $300,000 - How Do I Stop Worrying About Money?

Financial insecurity can linger even after achieving financial stability, especially for those who grew up with limited resources.

Retirement

I have $7.5 million but don't feel rich - at what net worth do people actually consider themselves wealthy?

Feeling rich is subjective and depends on personal mindset and spending habits.

A net worth of $7.5 million can provide significant income, but lifestyle choices affect feelings of wealth.

Mental health

I Grew Up Broke but Now Earn $300,000 - How Do I Stop Worrying About Money?

Financial insecurity can linger even after achieving financial stability, especially for those who grew up with limited resources.

I have $7.5 million but don't feel rich - at what net worth do people actually consider themselves wealthy?

Feeling rich is subjective and depends on personal mindset and spending habits.

A net worth of $7.5 million can provide significant income, but lifestyle choices affect feelings of wealth.

more#personal-finance

Digital life

Citizens Bank just gave businesses a less risky way to share their financial data

Citizens Bank developed a secure tool for customers to share financial data, minimizing risks involved with third-party apps.

#cybersecurity

Privacy professionals

fromDatabreaches

Hackers strike Australia's largest pension funds in coordinated attacks

Coordinated cyber attacks have compromised over 20,000 accounts in Australia's pension funds, leading to stolen savings.

Online marketing

fromTechzine Global

Research exposes large-scale investment fraud via the internet

Cybercriminals exploit sophisticated methods for investment fraud, leading to significant financial losses for victims.

Privacy professionals

fromDatabreaches

Hackers strike Australia's largest pension funds in coordinated attacks

Coordinated cyber attacks have compromised over 20,000 accounts in Australia's pension funds, leading to stolen savings.

Online marketing

fromTechzine Global

Research exposes large-scale investment fraud via the internet

Cybercriminals exploit sophisticated methods for investment fraud, leading to significant financial losses for victims.

more#cybersecurity

fromwww.swindonadvertiser.co.uk

My Fiance Wants a Prenup After We Decided We Didn't Need One. Help!

If your fiancÃ© has substantial premarital savings, he should keep them in a divorce just as you should keep your premarital assets.

Relationships

5000 warning issued to Nationwide, Lloyds, NatWest and Santander customers

"Over half of the people surveyed revealed they had less than 5,000 in savings, with nearly a quarter reporting less than 500, raising concerns about emergency funds."

UK news

fromEntrepreneur

Why Paychecks Aren't Enough Anymore - And What Your Team Really Wants Instead | Entrepreneur

Employees today prioritize personalized, holistic benefits packages over traditional compensation, seeking security for themselves and their families.

Mental health

3 Top Schwab ETFs to Buy With the S&P 500 in Correction

The current market downturn has made Schwab's ETFs cheaper for retail investors, encouraging diversification to minimize company-specific risks.

Startup companies

The $500 SPY Maneuver That Could Set Your Portfolio For Life

SPY acts as a powerful investment vehicle, allowing beginners to build wealth through small contributions and the magic of compounding, even starting with just $500.

Startup companies

Why Are People Still Using Debit Cards Without Rewards, and Worse Security When Cash Back Cards Are An Option?

Far too many people focus solely on spending with a debit card, despite its limited safeguards and lack of benefits compared to cash-back credit cards.

Cryptocurrency

New York Mets

fromNew York Post

Mets set to be heavily impacted by quartet of stars with tricky player options

Long-term, lucrative contracts provide financial security for players.

Shorter deals with player options offer flexibility and a safety net.

I'm retiring this year with a paid-off house and $200,000 annual spending budget - why does it still feel terrifying?

Retirement can invoke anxiety even if financially prepared, as it impacts one's social life and daily structure.

Gadgets

fromComputerworld

AI agents can (and will) be scammed

The rapid adoption of autonomous AI agents poses significant vulnerabilities, risking exploitation and financial loss.

By 2028, Gartner predicts that AI agents will be integrated into 60% of IT operations tools.

Employers may need to 'reassess their staffing levels, recruitment plans, and compensation packages' - London Business News | Londonlovesbusiness.com

Workers will experience substantial financial benefits from these changes. Employees aged 21 and above earning the National Living Wage will see a 6.7% pay rise, significantly boosting their annual earnings. Younger workers and apprentices will experience even greater increases, helping improve financial security and reducing income inequality among lower-paid demographics. These measures aim to boost living standards, especially in the face of ongoing economic pressures.

Non-profit organizations

American Fear Of Losing Jobs Soars

66% of consumers expect higher unemployment within a year, indicating significant economic concern.

Privacy professionals

fromwww.npr.org

Federal judge prevents Trump administration from dismantling CFPB

A federal judge temporarily blocks the dismantling of the Consumer Financial Protection Bureau and reinstates terminated employees.

NYC startup

fromAlleywatch

Charm Security Raises $8M to Transform Fraud Prevention with Psychological Insights and AI

Charm Security addresses $1.03 trillion in global losses from scams by focusing on human vulnerabilities using AI and psychological insights.

Real estate

fromSFGATE

Investment Property for Sale: How To Buy Real Estate To Grow Wealth

Real estate can be a lucrative investment providing passive income and appreciation, but demands market knowledge.

Mental health

fromPsychology Today

Young People Want a New American Dream

Young people desire the American Dream, but 74% find it hard to achieve, prioritizing financial security and health over traditional milestones.

fromBuzzFeed

Online Community Development

Ellen Pompeo Reflected On The Backlash She Faced When Her $20M "Grey's" Salary Was Made Public

"The people directly around me? It was quiet as a mouse on set that day."

Parenting

fromNon Profit News | Nonprofit Quarterly

Limited Equity Housing Cooperatives: Why They're a Solution for Our Times - Non Profit News | Nonprofit Quarterly

Limited-equity housing cooperatives offer an affordable pathway to home ownership for lower-income individuals amidst rising urban rent costs.