My house used to have Thai Tuesday. We'd order takeout from our favorite local spot, happily trading time at the stove and a sink full of dishes for curries and noodles that arrived hot and delicious. At a little more than $10 a plate, it felt like a splurge but a manageable one. An easy-to-rationalize indulgence on a random weeknight when everyone was tired and hungry, and no one wanted to talk about quinoa.
I am a medical student in my 30s. I live with my boyfriend, "John," who is a registered nurse. Neither of us have student loans or debt other than our credit card. My father still helps me with expenses-not a lot, but I have always had an "allowance." John pays for all the house expenses, as I don't really "work." I do part-time side jobs, but I do pay
I was mid-meltdown one Christmas, with toys to buy, impossible relatives to search for, cards to send, turkeys to secure, families to see (you know the drill), when my friend leant an understanding ear. She took a pause and said, 'Christmas can be any day you know, it doesn't have to be the 25 th.' And for the first time in my adult life, the bauble dropped.
As for their overall budget breakdown, the family is paying $2,150 for their mortgage and utility bills, $180 for cell phones, $1,400 for both health and car insurance, spending an average of $800 per month on groceries, and approximately $200 per month on dining out. Now add to this $850 in car loans, $250 for gas every month, plus another $2,200 across 401(k), kids' college expenses, property taxes, and sports activities, and it's clear that this family is barely able to survive.