#required-minimum-distributions

[ follow ]
from24/7 Wall St.
4 days ago

401k Catch-Up Rules Changed for Workers Earning Over $150,000 This Year

The age when you must start withdrawing from your 401(k) has shifted upward twice in recent years. What was once 72 became 73 in 2023, and will rise again to 75 in 2033 for younger savers. Each additional year of deferral allows your balance to compound tax-free longer, potentially adding tens of thousands in growth for workers with substantial savings.
US politics
Retirement
from24/7 Wall St.
5 days ago

In 2026, RMDs Are Still Costing Retirees a Fortune and It Needs o Stop

Retirees must take Required Minimum Distributions from tax-deferred accounts starting at age 73, triggering taxable income and stiff penalties for missed withdrawals.
Retirement
from24/7 Wall St.
7 months ago

I don't need my RMDs yet. What are smart ways to use the money?

RMDs for those born in 1960 or later start at age 75, with strategies to optimize withdrawals available.
Retirement
from24/7 Wall St.
8 months ago

Will $30K in annuity income offset my $60K RMD?

Withdrawing from retirement accounts can ease tax burdens for heirs.
Annuity income can reduce required minimum distributions based on IRS rules.
[ Load more ]