#chubby-fire tag

2 months ago

Is $5 Million Really 'No Man's Land' for Retirement? My Thoughts on Polarizing Opinions

The sufficiency of $5 million for retirement is debated, considering personal circumstances and lifestyle preferences.

1 month ago

Retirement

My Must-Have Luxuries for Retirement - What Can't You Live Without?

2 months ago

Is $5 Million Really 'No Man's Land' for Retirement? My Thoughts on Polarizing Opinions

The sufficiency of $5 million for retirement is debated, considering personal circumstances and lifestyle preferences.

Retirement

With $3 million saved and a paid-off house, I plan to retire in my late-50s - will my strategy hold up?

Retirement

I'm retiring before 40 in an expensive city with two young kids and $3.3 million saved - am I taking too much risk?

Retirement

I've been told I can bump up my annual withdrawal if the market's up - could a 'dynamic 4% rule' backfire in the long run?

Retirement

I hate my $150K corporate job but I can't pull the trigger on retirement - is my savings and military pension enough to quit?

SF real estate

With over $4 million in the bank, we're looking to retire later this year - what's the best strategy for pulling money from our account?

Retirement

I'm quitting my job and going back to school - should I convert my 401k and 401k Roth to just a Roth IRA?

2 months ago

Retirement

With $3 million saved and a paid-off house, I plan to retire in my late-50s - will my strategy hold up?

I'm retiring before 40 in an expensive city with two young kids and $3.3 million saved - am I taking too much risk?

Retiring early requires careful consideration of lifestyle and expenses, even with a large nest egg.

I've been told I can bump up my annual withdrawal if the market's up - could a 'dynamic 4% rule' backfire in the long run?

The 4% withdrawal rule can be risky due to inflation and market downturns.

Inflation can increase the required withdrawal amount, complicating planning for retirees.

Individual retirement goals and timeframes significantly affect the effectiveness of the 4% rule.

Retirement

I hate my $150K corporate job but I can't pull the trigger on retirement - is my savings and military pension enough to quit?

SF real estate

With over $4 million in the bank, we're looking to retire later this year - what's the best strategy for pulling money from our account?

Couple with a $4.5 million portfolio seeks retirement guidance.

At mid-30s, retiring with $4.5 million is risky due to education and living costs for children.

I'm quitting my job and going back to school - should I convert my 401k and 401k Roth to just a Roth IRA?

Redditor plans to transition funds into a Roth IRA, enhancing retirement investment strategy and flexibility.

more#retirement-planning

I Bought a $2 Million Home and Now I'm Experiencing Serious Buyer's Remorse

Buying a large home can lead to buyer's remorse due to unexpected costs and maintenance responsibilities.

I want to retire at 58 with $3.4 million and leave my tax-advantaged accounts untouched - is my plan solid?

Reducing spending is crucial for achieving FIRE by 62 years old.

With $2.5 million in a 403(b) and $4 million in taxable accounts, what's our smartest strategy for housing short-term Treasuries?

The Redditor's tax strategy revolves around leveraging long-term capital gains and deductions to minimize tax liability.

5 months ago

I just retired at 53 and paid off my cash-flowing rental properties - why am I still nervous to spend my nest egg?

His story demonstrates how valuable real estate is as an investment.

SF real estate