#credit-reporting

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California
fromwww.housingwire.com
1 week ago

Californians report unraveling mortgage relief after the fires

California's mortgage relief program is facing compliance issues, with homeowners receiving unwarranted demands for repayments despite the voluntary guidelines established.
#cfpb
fromFast Company
2 weeks ago
US politics

Your credit score could be negatively impacted by this controversial court ruling about medical debt

fromFast Company
2 weeks ago
US politics

Your credit score could be negatively impacted by this controversial court ruling about medical debt

fromFortune
2 weeks ago

Your medical bills will remain on your credit report after all

Medical debt can now be included on credit reports, affecting individuals' financial futures.
A federal judge has ruled that only Congress can create rules regarding credit reporting.
fromwww.housingwire.com
3 weeks ago

Pulte's VantageScore bombshell sends the mortgage industry scrambling

Fannie Mae and Freddie Mac are unprepared to adopt VantageScore 4.0 due to FHFA's requirements.
The industry anticipates no decline in report costs with the current credit bureau requirements.
fromwww.housingwire.com
3 weeks ago

Lawsuit claims Xactus, Equifax violated Fair Credit Reporting Act

Xactus seeks to transfer a lawsuit regarding unlawfully collected debts and inaccurate credit reporting to federal court.
#student-loans
fromBusiness Insider
1 month ago
US politics

Trump voters with student loans are having 'buyer's remorse' over his latest debt collection moves

Student-loan borrowers who supported Trump feel frustrated with the swift restart of collections and associated punishments affecting their credit.
Many borrowers acknowledge Trump's stance but argue for more careful handling of student loan policies.
fromBusiness Insider
2 months ago
NYC parents

The number of student-loan borrowers falling behind on payments surged this year - and they're at greater risk under Trump's collections restart

The ending of the five-year pause on credit reporting resulted in a significant spike in student-loan delinquency rates.
fromBusiness Insider
2 months ago
NYC parents

The number of student-loan borrowers falling behind on payments surged this year - and they're at greater risk under Trump's collections restart

fromwww.housingwire.com
1 month ago

MBA's Broeksmit talks GSE release as trigger leads ban nears

H.R. 2808 aims to ban the use of trigger leads, impacting credit reporting agencies that profit from selling leads after credit pulls.
SF real estate
East Bay real estate
fromKqed
2 months ago

Paying Rent in California? It Could Now Help Your Credit Score | KQED

California's AB 2747 requires landlords to allow tenants to share on-time rent payments with credit bureaus, potentially improving tenants' credit scores.
fromwww.housingwire.com
3 months ago

MBA leads coalition of support for trigger leads legislation

The letter stresses that the burden is on the consumer to opt out of trigger leads, allowing CRAs to sell individual information without consumer approval.
SF real estate
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