#home-equity-conversion-mortgages

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Real estate
fromwww.housingwire.com
9 hours ago

Home equity investments come under regulatory, legal pressure

Shared equity products are gaining popularity, but legal disputes and regulatory scrutiny are increasing as homeowners face repayment challenges.
fromwww.housingwire.com
7 hours ago

Freddie Mac has strong Q1 2026 as lower rates drive refi growth

Freddie Mac's net income for the first quarter was $3.6 billion, with net revenues reaching $6.1 billion, largely due to a 10% increase in net interest income to $5.6 billion.
SF real estate
#retirement-savings
Retirement
fromSlate Magazine
1 day ago

I'm Saving for What Used to Be a Normal Goal. Now It Feels Like a Pipe Dream.

Balancing retirement savings and homeownership goals is challenging, especially in expensive areas.
fromSlate Magazine
3 days ago
Privacy professionals

My Grandmother's Savings Strategy Was Bizarre. But the Way the Economy is Going Has Me Thinking She Was Onto Something.

from24/7 Wall St.
2 days ago
Retirement

Does Your Job Title Dictate Your Retirement? The Best and Worst Saving Sectors

Industry significantly influences retirement savings, with notable disparities in participation and deferral rates leading to substantial differences in median account balances.
Retirement
from24/7 Wall St.
1 week ago

9 Expenses to Cut the Week You Turn 65 Before They Cost You Another $30K

Cutting unnecessary expenses at 65 can save $25,000 to $30,000 annually, extending retirement savings significantly.
Retirement
fromSlate Magazine
1 day ago

I'm Saving for What Used to Be a Normal Goal. Now It Feels Like a Pipe Dream.

Balancing retirement savings and homeownership goals is challenging, especially in expensive areas.
Privacy professionals
fromSlate Magazine
3 days ago

My Grandmother's Savings Strategy Was Bizarre. But the Way the Economy is Going Has Me Thinking She Was Onto Something.

Protecting retirement savings involves understanding risks and utilizing existing insurance protections rather than resorting to extreme measures like burying cash.
Retirement
from24/7 Wall St.
2 days ago

Half of Americans Are Falling Short of the 15% Retirement Savings Target

High earners should save at least 15% of their income for retirement, but many fall short of this benchmark.
Retirement
from24/7 Wall St.
2 days ago

Does Your Job Title Dictate Your Retirement? The Best and Worst Saving Sectors

Industry significantly influences retirement savings, with notable disparities in participation and deferral rates leading to substantial differences in median account balances.
Retirement
from24/7 Wall St.
1 week ago

9 Expenses to Cut the Week You Turn 65 Before They Cost You Another $30K

Cutting unnecessary expenses at 65 can save $25,000 to $30,000 annually, extending retirement savings significantly.
Artificial intelligence
fromFortune
5 hours ago

AI may hurt young workers, but it's helping boost retirees' portfolios | Fortune

AI technology is impacting entry-level job opportunities while simultaneously boosting retirees' investment portfolios.
#real-estate
Law
fromwww.housingwire.com
1 hour ago

HUD says Realtors can discuss crime and school data

Realtor.com, Redfin, and Trulia removed crime data due to racial bias concerns, impacting informed homebuying decisions.
Law
fromwww.housingwire.com
1 hour ago

HUD says Realtors can discuss crime and school data

Realtor.com, Redfin, and Trulia removed crime data due to racial bias concerns, impacting informed homebuying decisions.
#homeownership
Real estate
fromwww.housingwire.com
6 days ago

Homeowners shift toward stay and upgrade' mindset, Citizens finds

Homeowners prioritize financial security and renovations over relocation, with a strong demand for home improvement and a need for better financing education.
Boston real estate
fromBoston.com
5 hours ago

Healey expands eligibility for first-time homebuyer assistance program

Massachusetts expands first-time homebuyer assistance with $25,000 interest-free loans to help residents purchase homes amid high prices.
SF real estate
from24/7 Wall St.
6 hours ago

The Housing Boom Made Two-Thirds of Americans Wealthier and Priced Out the Rest

Homeowners experienced significant wealth gains post-pandemic, while non-owners faced increasing barriers to homeownership and affordability challenges.
Real estate
fromwww.housingwire.com
6 days ago

Homeowners shift toward stay and upgrade' mindset, Citizens finds

Homeowners prioritize financial security and renovations over relocation, with a strong demand for home improvement and a need for better financing education.
Parenting
fromwww.businessinsider.com
13 hours ago

I'm 73 and raising 3 great-grandchildren. Money is tight, and I don't know if I'll live to see them grow up.

Ira Brown, a 73-year-old great-grandmother, has raised multiple generations of her family, stepping in as a guardian for her great-grandchildren.
#mortgage-industry
fromwww.housingwire.com
6 days ago
Real estate

We may finally be near the bottom of the mortgage market cycle

The mortgage industry is cyclical, requiring a focus on fundamentals during unstable times to ensure long-term success.
fromwww.housingwire.com
3 weeks ago
Real estate

Reverse mortgage brokers say lender contracts help with limits

Programs are evolving to enhance broker-lender relationships and prevent borrower churning in the mortgage industry.
Real estate
fromwww.housingwire.com
2 days ago

Mortgage credit score changes raise gamification concerns

Lender choice between FICO 10T and VantageScore 4.0 may increase costs for borrowers and reshape pricing grids in the mortgage industry.
Real estate
fromwww.housingwire.com
6 days ago

We may finally be near the bottom of the mortgage market cycle

The mortgage industry is cyclical, requiring a focus on fundamentals during unstable times to ensure long-term success.
fromLondon Business News | Londonlovesbusiness.com
2 days ago

Short-term lender, Cashfloat, highlights improvements in consumer transparency offered by direct lenders - London Business News | Londonlovesbusiness.com

Our approach is all about equipping potential borrowers with vital information and guidance before they apply, rather than later on in the loan application process.
London startup
#reverse-mortgages
SF real estate
fromwww.housingwire.com
1 month ago

C2 Financial's Urwin on reverse mortgage broker-lender evolution

New lender agreements are enhancing broker protections, but the reverse mortgage market must attract new borrowers beyond refinances.
Real estate
fromwww.housingwire.com
1 week ago

10 Myths Loan Originators Believe about Reverse Mortgages and the Reality that Could Change their Business

Senior homeowners hold $14.6 trillion in housing wealth, presenting a significant opportunity for mortgage originators through reverse mortgages.
Real estate
fromwww.housingwire.com
3 weeks ago

Private-label reverse mortgages surpass HECMs in Q1 2026

Private-label reverse mortgage originations are increasing, with significant growth in proprietary loans projected for the future.
Retirement
fromLos Angeles Times
11 years ago

Family-funded reverse mortgage can help elderly parents keep home

A new family-funded reverse mortgage option allows multiple family members to pool resources and provide flexible credit to senior homeowners at lower rates than commercial alternatives.
SF real estate
fromwww.housingwire.com
1 month ago

C2 Financial's Urwin on reverse mortgage broker-lender evolution

New lender agreements are enhancing broker protections, but the reverse mortgage market must attract new borrowers beyond refinances.
Real estate
fromwww.housingwire.com
1 week ago

10 Myths Loan Originators Believe about Reverse Mortgages and the Reality that Could Change their Business

Senior homeowners hold $14.6 trillion in housing wealth, presenting a significant opportunity for mortgage originators through reverse mortgages.
Real estate
fromwww.housingwire.com
3 weeks ago

Private-label reverse mortgages surpass HECMs in Q1 2026

Private-label reverse mortgage originations are increasing, with significant growth in proprietary loans projected for the future.
Retirement
fromLos Angeles Times
11 years ago

Family-funded reverse mortgage can help elderly parents keep home

A new family-funded reverse mortgage option allows multiple family members to pool resources and provide flexible credit to senior homeowners at lower rates than commercial alternatives.
fromwww.housingwire.com
7 hours ago

Housing firms urged to prepare for 'historic' wealth transfer wave

Trust & Will has helped more than 1 million families create estate plans through its digital platform, providing a solution to avoid the lengthy probate process that can create friction for loved ones.
Real estate
#social-security
Retirement
from24/7 Wall St.
9 hours ago

Social Security Tax Reprieve Has a Shocking Cost for Retirees

New tax deduction for seniors reduces Social Security taxes, but higher earners may still be taxed and the deduction expires after 2028.
Retirement
fromwww.housingwire.com
2 days ago

Bill targets Social Security earnings limits as retirement trends shift

A proposal to eliminate the Social Security retirement earnings test aims to support working retirees without penalizing their benefits.
Retirement
from24/7 Wall St.
2 days ago

Want the Maximum Social Security Benefit? It May Not Be Possible, but You Can Do This Instead

Relying solely on Social Security for retirement can lead to financial struggles due to low average monthly benefits.
fromwww.housingwire.com
1 day ago

Atlantic Avenue remains top dog in HECM broker report

Atlantic Avenue recorded 901 endorsements over the past 12 months, including 64 in February, far ahead of its closest competitors, according to the report.
Real estate
US politics
fromwww.housingwire.com
6 days ago

The outlook for mortgage rates as DOJ clears Fed path for Warsh

DOJ's decision to end the Fed renovation investigation clears the way for Kevin Warsh to potentially become chair of the Federal Reserve.
#retirement
Retirement
from24/7 Wall St.
6 hours ago

The Spending Paralysis Trap: Why Retirees With $2.4 Million Live Like They Have $400,000

Many retirees with substantial savings underspend due to fear, resulting in significant lost experiences and enjoyment.
fromwww.theguardian.com
5 days ago
Retirement

Will I ever retire? It doesn't look like it | Dave Schilling

Retirement feels increasingly unattainable for many, especially in the face of financial instability and societal changes.
Retirement
from24/7 Wall St.
6 hours ago

The Spending Paralysis Trap: Why Retirees With $2.4 Million Live Like They Have $400,000

Many retirees with substantial savings underspend due to fear, resulting in significant lost experiences and enjoyment.
Retirement
fromwww.theguardian.com
5 days ago

Will I ever retire? It doesn't look like it | Dave Schilling

Retirement feels increasingly unattainable for many, especially in the face of financial instability and societal changes.
SF real estate
fromwww.housingwire.com
1 day ago

UWM adds VantageScore alongside FICO for conventional loans

VantageScore may benefit borrowers with limited credit histories and improve pricing for those already qualifying under FICO.
#401k
Retirement
from24/7 Wall St.
9 hours ago

The 401(k) Paradox: Record Highs Mask a Growing Financial Crisis for Millions

The 401(k) landscape shows record account balances alongside increasing hardship withdrawals, highlighting financial strain among American households.
Retirement
from24/7 Wall St.
3 days ago

The $110,000 Illusion: Why Vanguard's "Average" Retirement Balance is a Lie

The average 401(k) balance is misleading; the median balance reveals a stark disparity in retirement savings among American workers.
Retirement
from24/7 Wall St.
9 hours ago

The 401(k) Paradox: Record Highs Mask a Growing Financial Crisis for Millions

The 401(k) landscape shows record account balances alongside increasing hardship withdrawals, highlighting financial strain among American households.
Retirement
from24/7 Wall St.
3 days ago

The $110,000 Illusion: Why Vanguard's "Average" Retirement Balance is a Lie

The average 401(k) balance is misleading; the median balance reveals a stark disparity in retirement savings among American workers.
fromwww.housingwire.com
2 days ago

HUD rescinds FHA, USDA energy efficiency rule for new homes

Today, I am rescinding this onerous rule because it literally can bring an increase of $20,000 to $31,000 per single family project.
SF real estate
#housing-market
Real estate
fromwww.housingwire.com
2 hours ago

Why LGI Homes is the clearest read on entry-level buyer math

LGI Homes demonstrates strong performance in a challenging housing market, balancing revenue growth with disciplined pricing and inventory management.
Real estate
fromwww.housingwire.com
1 day ago

Housing market 2026: Why it looks like 2017

The housing market is recovering, showing signs of increased listings, sales, and inventory, indicating a shift from a slowdown to normalization.
#retirement-planning
Retirement
from24/7 Wall St.
1 day ago

That $95,000 Retirement Income Only Looks Stable Until Year 15 When the Pension Runs Out

A retiree's income drops significantly at age 80 due to a pension ending, risking financial stability during increased healthcare costs.
Retirement
from24/7 Wall St.
1 week ago

What Retirement Really Looks Like at 60 With $2.3 Million and a Mortgage Still on the Books

Retiring with a mortgage can complicate financial decisions, balancing investment growth against cash flow needs.
Retirement
from24/7 Wall St.
1 day ago

That $95,000 Retirement Income Only Looks Stable Until Year 15 When the Pension Runs Out

A retiree's income drops significantly at age 80 due to a pension ending, risking financial stability during increased healthcare costs.
Retirement
from24/7 Wall St.
1 week ago

What Retirement Really Looks Like at 60 With $2.3 Million and a Mortgage Still on the Books

Retiring with a mortgage can complicate financial decisions, balancing investment growth against cash flow needs.
SF real estate
fromwww.housingwire.com
6 days ago

Tennessee set to legalize proprietary reverse mortgages

Tennessee's new legislation improves access to proprietary reverse mortgages for seniors, addressing gaps in the federal HECM program.
#mortgage-lending
Real estate
fromwww.housingwire.com
6 hours ago

Class Valuation aims to cut appraisal risk with underwriting program

Class Valuation's CVUE program streamlines mortgage lending by reducing appraisal revisions and risk, allowing lenders to accept appraisals without internal review.
Real estate
fromwww.housingwire.com
3 days ago

The mortgage industry optimized for affordability. It ignored capital efficiency.

The mortgage industry prioritizes affordability over capital efficiency, leading to misalignment with modern borrower needs and financial priorities.
Real estate
fromwww.housingwire.com
6 hours ago

Class Valuation aims to cut appraisal risk with underwriting program

Class Valuation's CVUE program streamlines mortgage lending by reducing appraisal revisions and risk, allowing lenders to accept appraisals without internal review.
Real estate
fromwww.housingwire.com
3 days ago

The mortgage industry optimized for affordability. It ignored capital efficiency.

The mortgage industry prioritizes affordability over capital efficiency, leading to misalignment with modern borrower needs and financial priorities.
Real estate
fromwww.housingwire.com
6 hours ago

Keri Findley bets on MSRs and HEIs at Tacora Capital

Tacora plans to acquire $300 million in home equity investments from Point amid regulatory scrutiny and evolving mortgage market dynamics.
SF real estate
fromwww.housingwire.com
6 days ago

New credit scores models raise questions on LLPAs and liquidity

New credit score models aim to lower mortgage costs while managing lender risk, incorporating more borrower data for FHA loans.
#reverse-mortgage
Real estate
fromwww.housingwire.com
3 days ago

Rate reverse mortgage chief details product strategy

Rate has significantly grown its reverse mortgage division by leveraging existing infrastructure and expanding product offerings.
Real estate
fromwww.housingwire.com
1 week ago

How Atlantic Avenue became the top reverse mortgage broker

Atlantic Avenue Mortgage became the top reverse mortgage brokerage in 2025, driven by compliance education, direct mail, and proprietary volume growth.
Real estate
fromwww.housingwire.com
3 weeks ago

Elly Johnson on reverse mortgage liquidity and compliance

Elly Johnson emphasizes the evolution and improvements in the reverse mortgage industry, focusing on compliance, consumer protection, and operational complexities.
Real estate
fromwww.housingwire.com
4 weeks ago

REVERSE plus integrates Smartfi proprietary reverse mortgages

ANALYZER Pro helps loan officers model reverse mortgage scenarios, compare options, and enhance borrower understanding and confidence.
Real estate
fromwww.housingwire.com
3 days ago

Rate reverse mortgage chief details product strategy

Rate has significantly grown its reverse mortgage division by leveraging existing infrastructure and expanding product offerings.
Real estate
fromwww.housingwire.com
1 week ago

How Atlantic Avenue became the top reverse mortgage broker

Atlantic Avenue Mortgage became the top reverse mortgage brokerage in 2025, driven by compliance education, direct mail, and proprietary volume growth.
Real estate
fromwww.housingwire.com
3 weeks ago

Elly Johnson on reverse mortgage liquidity and compliance

Elly Johnson emphasizes the evolution and improvements in the reverse mortgage industry, focusing on compliance, consumer protection, and operational complexities.
Real estate
fromwww.housingwire.com
4 weeks ago

REVERSE plus integrates Smartfi proprietary reverse mortgages

ANALYZER Pro helps loan officers model reverse mortgage scenarios, compare options, and enhance borrower understanding and confidence.
Real estate
fromwww.housingwire.com
15 hours ago

Builders Don't Have a Rate Problem, They Have a Reliability Problem

Trust issues in financing are causing delays and hesitations in construction projects, despite apparent market stabilization.
Retirement
from24/7 Wall St.
2 days ago

Pay Off Student Loans or Invest in the Market? George Kamel's Advice

Paying off student loans can provide financial freedom and peace of mind, outweighing potential investment gains.
Real estate
fromwww.housingwire.com
1 day ago

CCM's Leonhardt says Two Harbors deal locks in servicing control

CrossCountry increased its offer for Two Harbors to $11.30 per share, aiming to enhance borrower experience and servicing economics.
Real estate
fromBitcoin Magazine
1 day ago

How Bitcoin Loans Are Powering New Homebuyers

Bitcoin-backed mortgages offer a solution for home ownership by allowing holders to use Bitcoin as collateral without selling their assets.
Real estate
fromwww.housingwire.com
1 day ago

Fannie Mae posts $3.7 billion profit in Q1 2026 as expenses decline

Fannie Mae is focused on providing liquidity and stability in the housing market despite economic challenges.
#mortgage-rates
Real estate
fromwww.housingwire.com
1 day ago

Mortgage applications drop 1.6% as borrower intent shrinks

Mortgage rates rose slightly, leading to a decline in refinance applications but an increase in purchase activity compared to last year.
Real estate
fromwww.housingwire.com
1 day ago

Mortgage applications drop 1.6% as borrower intent shrinks

Mortgage rates rose slightly, leading to a decline in refinance applications but an increase in purchase activity compared to last year.
Real estate
fromwww.housingwire.com
1 day ago

Multifamily players spot recovery signs amid risks and headwinds

The multifamily sector shows cautious optimism for improvement despite high vacancy rates and stagnant rents.
SF real estate
fromwww.housingwire.com
4 weeks ago

Finance of America launches new reverse mortgage line of credit

HomeSafe Second Line of Credit offers a nonrevolving reverse mortgage option for accessing home equity without new monthly payments.
Renovation
fromwww.housingwire.com
1 month ago

How seniors can tap home equity for renovations and ADUs

Block Renovation provides a trusted platform for homeowners to plan and hire contractors for major renovation projects, addressing the complexity and cost uncertainty of home renovations across all 50 states.
Real estate
fromEntrepreneur
2 days ago

Why Property Owners Are Struggling in Today's Market

Climate change is significantly increasing rental property insurance premiums, impacting landlords' profitability and necessitating smarter risk management strategies.
Retirement
fromwww.housingwire.com
2 weeks ago

Reverse mortgages should reenter retirement plans amid policy risk

Older Americans are delaying retirement and shifting investments due to increased financial uncertainty and anxiety about policy changes.
Real estate
fromwww.housingwire.com
3 days ago

Ginnie Mae to pause counting FHA TPP loans as delinquent

Ginnie Mae will exclude FHA Trial Payment Plans from delinquency calculations due to rising rates, expecting normalization as new policies mature.
#home-equity
Retirement
from24/7 Wall St.
2 weeks ago

Why Financial Advisors Are Telling Retirees Over 65 to Stop Sitting on Home Equity

Home equity can be a vital part of retirement planning, offering options for cash-poor retirees to access funds without selling investments.
Real estate
fromwww.housingwire.com
5 days ago

Home Equity Emerges as a Generational Growth Strategy for Originators

Home equity is becoming a key strategy for lenders as homeowners seek liquidity without refinancing low-rate mortgages.
Retirement
from24/7 Wall St.
2 weeks ago

Why Financial Advisors Are Telling Retirees Over 65 to Stop Sitting on Home Equity

Home equity can be a vital part of retirement planning, offering options for cash-poor retirees to access funds without selling investments.
Real estate
fromwww.housingwire.com
4 days ago

Homeowners Insurance is Reshaping the Real Estate Transaction

Rising homeowners' insurance costs are reshaping the homebuying process, introducing uncertainty and affecting borrower eligibility.
Retirement
fromwww.housingwire.com
2 weeks ago

As retirement slips further away, workers prioritize stability and senior home equity

Workers prioritize job security over new opportunities, with many delaying retirement due to rising living costs and health care expenses.
Real estate
fromwww.housingwire.com
6 days ago

ICE First Look shows mortgage delinquencies fall in March 2026

Mortgage performance improved in March 2026 with declining delinquencies and rising prepayment activity, despite higher serious delinquencies and foreclosure inventories.
#hecm
Real estate
fromwww.housingwire.com
3 weeks ago

NRMLA webinar to cover reverse servicing and maturity events

Understanding post-loan processes is crucial for originators, especially for elderly borrowers, to prevent risks like losing their homes over unpaid obligations.
Real estate
fromwww.housingwire.com
3 weeks ago

NRMLA webinar to cover reverse servicing and maturity events

Understanding post-loan processes is crucial for originators, especially for elderly borrowers, to prevent risks like losing their homes over unpaid obligations.
Real estate
fromwww.housingwire.com
2 weeks ago

The rise of HELOCs: What it means for originators in today's market

Homeowners are increasingly using HELOCs to access cash while retaining low mortgage rates, creating opportunities for originators.
Real estate
fromwww.housingwire.com
2 weeks ago

Guild's Jim Cory on Bayview deal and reverse mortgage trends

Bayview's acquisition of Guild has been smooth, maintaining management and enhancing product development in the reverse mortgage sector.
SF real estate
fromwww.housingwire.com
1 month ago

Finance of America expands HomeSafe Second reverse mortgage

Finance of America launches HomeSafe Second, a second lien product for homeowners 55+ to access home equity without refinancing or making monthly payments.
Real estate
fromwww.housingwire.com
1 month ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.npr.org
2 months ago

At retirement's edge, homebuying math gets harder. Here's how to navigate it

Older adults weighing relocation must balance financial costs, maintenance responsibilities, and proximity to family when choosing between buying a home or continuing to rent.
Real estate
fromwww.housingwire.com
1 month ago

Reverse mortgage metrics fall sharply in February

HECM reverse mortgage endorsements hit their lowest level since April 2020, with all regions and top lenders reporting declines in February, while proprietary reverse mortgage products increasingly compete for market share.
fromwww.housingwire.com
2 months ago

Paul Fiore on driving reverse mortgage growth at HighTechLending

I've known HighTech over the years, back when Don Currie was running the company. And I've been in the reverse mortgage industry for a very long time, so HighTech was a name I knew quite well. Really, I started getting to know them better as David Peskin joined and some of my old colleagues did too. I kind of knew Kevin Blakeney, who was working on their call center.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Loren Riddick on reverse refi churning, HECM misconceptions

HECM mortgage insurance premiums should be restructured to better align with actual risk, particularly reducing upfront costs for low-LTV line-of-credit scenarios while addressing unnecessary refinancing practices.
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