#mortgage-affordability

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#housing-market #financial-planning #down-payment-assistance #missing-middle #homeownership-strategy
fromwww.housingwire.com
1 week ago

Stop leaving deals on the table: how lenders can use DPA to win the missing middle

First of all, we're working hard to use the word assistance less often. Saying assistance means that down payment programs are just a lifeline for people who can't afford to buy a home otherwise. These programs have, indeed, helped many otherwise eligible borrowers who lack funds for their down payment or cash to close to qualify. But in fact, down payment programs aren't only for cash-strapped, first-time or underserved buyers.
Real estate
Real estate
fromwww.housingwire.com
3 weeks ago

All-cash home sales hold strong as high mortgage rates persist

Cash buyers—investors, second-home purchasers, high-net-worth individuals, and older homeowners—remain prominent, giving them advantages over mortgage-dependent buyers in high-cost markets.
UK news
fromwww.independent.co.uk
1 month ago

Average UK house price falls as market catches its breath'

UK house price growth slowed in August with prices dipping 0.1% month-on-month and affordability remaining stretched amid high mortgage costs.
Relationships
fromSFGATE
2 months ago

Buying a Home Together: 5 Things To Know When One Of You Makes More Money

Partners with unequal incomes should use clear communication, legal agreements, and deliberate financial planning to determine affordability and protect both parties when buying a home.
Real estate
fromwww.independent.co.uk
3 months ago

Lack of job security becoming an increasing barrier to home ownership, survey says

Increasing job insecurity and mortgage affordability are significant barriers to homeownership for younger renters.
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