#securitisation

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Artificial intelligence
fromwww.housingwire.com
1 day ago

GSE AI governance rules hit lenders and servicers

Fannie Mae and Freddie Mac established new AI governance standards for mortgage lenders, impacting operations beyond underwriting and requiring comprehensive documentation and controls.
#private-credit
Business
from24/7 Wall St.
3 weeks ago

Private Credit Could Crush the Stock Market: 5 Financial Dividend Giants With Zero Exposure

Private credit poses significant risks due to leverage and debt, with potential liquidity mismatches exacerbating financial instability.
Business
fromFortune
1 month ago

In the $3 trillion private credit market, the 'shadow default' rate is increasing as more money chases lower-quality deals | Fortune

Private credit market enterprise value rose while debt quality weakened: slower Ebitda growth, higher leverage, increased shadow defaults, and lower investor yields.
Business
fromwww.businessinsider.com
1 day ago

Private credit funds faced a $20 billion redemption rush. Here are 3 charts showing how much investors got.

Investors withdrew $19.5 billion from private credit funds in Q1, but only $10.4 billion was paid out, indicating faltering confidence.
Business
fromwww.businessinsider.com
2 days ago

JPMorgan exec says the bank is 'broadly comfortable' with its $50 billion private credit exposure

Wall Street banks reported significant exposure to private credit, with executives expressing comfort despite scrutiny over loan quality and potential risks.
Business
fromwww.theguardian.com
2 days ago

Jamie Dimon says private credit defaults are not threat to major banks

JP Morgan's CEO believes the private credit market downturn won't threaten financial stability, requiring significant losses to impact major banks.
Business
from24/7 Wall St.
3 weeks ago

Private Credit Could Crush the Stock Market: 5 Financial Dividend Giants With Zero Exposure

Private credit poses significant risks due to leverage and debt, with potential liquidity mismatches exacerbating financial instability.
fromFortune
1 month ago
Business

In the $3 trillion private credit market, the 'shadow default' rate is increasing as more money chases lower-quality deals | Fortune

Cryptocurrency
fromFast Company
2 days ago

Money market funds: 3 things you should know about using them in your portfolio

Money market funds invest in short-term, high-quality debt instruments, aiming for a stable $1.00 net asset value while offering higher yields than savings accounts.
from24/7 Wall St.
1 day ago

The 3 Best ETFs to Buy and Hold Through Any Market in 2026

The Vanguard S&P 500 ETF offers pure market beta at an expense ratio of 0.03%, with top holdings like NVIDIA and Apple making up over 36% of the fund.
Venture
#debt-management
Bootstrapping
fromFortune
2 days ago

Debt management plan vs. debt relief | Fortune

Debt management plans and debt relief programs offer strategies for managing debt, with specific benefits and drawbacks for each option.
Bootstrapping
fromFortune
6 days ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
Bootstrapping
fromFortune
2 days ago

Debt management plan vs. debt relief | Fortune

Debt management plans and debt relief programs offer strategies for managing debt, with specific benefits and drawbacks for each option.
Bootstrapping
fromFortune
6 days ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
UK news
fromTheregister
2 days ago

UK state bank considers lengthening disastrous IT program

The UK's NS&I faces a £3 billion overhaul crisis, with delays and budget overruns prompting a review of its digital transformation plans.
Information security
fromTechCrunch
4 days ago

Trump officials may be encouraging banks to test Anthropic's Mythos model | TechCrunch

Bank executives are encouraged to use Anthropic's Mythos model to detect vulnerabilities, despite its limited access and ongoing legal issues.
London politics
fromwww.bbc.com
5 days ago

At-risk traders anxious despite court reprieve

Traders at Brixton Plaza are fighting eviction to make way for a supermarket, but a High Court injunction has temporarily halted the process.
#federal-reserve
Non-profit organizations
fromFortune
6 days ago

Fed seeks details on U.S. banks' exposure to private credit firms | Fortune

The Federal Reserve is investigating US banks' exposure to private credit due to rising redemptions and troubled loans in the industry.
Non-profit organizations
fromFortune
6 days ago

Fed seeks details on U.S. banks' exposure to private credit firms | Fortune

The Federal Reserve is investigating US banks' exposure to private credit due to rising redemptions and troubled loans in the industry.
Online Community Development
fromwww.housingwire.com
6 days ago

CDFIs could draw institutional capital for climate projects

There is a strong desire for collaboration between institutional investors and community development financial institutions, but barriers exist due to perceived risks and lack of standardization.
London startup
fromBusiness Matters
6 days ago

Retail backers of SEIT face wiping out half their money as green trust raises the white flag

Thousands of investors in SDCL Efficiency Income Trust face over 50% losses after the board opted for a managed wind-down instead of a rescue plan.
fromReadWrite
1 week ago

Inside the CFTC lawsuits reshaping prediction markets and the law

"The current administration has signaled that it is very pro-business and wants to make it as easy as possible for these new fintech business models such as prediction markets and crypto to operate."
Intellectual property law
from24/7 Wall St.
1 day ago

Why JPMorgan's JEPI Strategist Says Your Bond-Replacement Strategy Is Setting You up for Failure

If you are using this as a fixed income substitute, you're going to have some really mad clients if and when there is an actual bear market.
Business
Cryptocurrency
fromnews.bitcoin.com
1 day ago

Wisdomtree Suggests Stablecoin Market Faces Structural Repricing as Institutions Shift Toward Yield

Tokenized money market funds can provide liquidity and income, addressing inefficiencies in idle capital associated with stablecoins.
Venture
fromTechCrunch
2 days ago

Financial risk management platform Pillar raises $20M seed in round led by a16z | TechCrunch

Pillar raised $20 million to automate hedging for commodity-driven businesses using AI to manage financial risk.
Artificial intelligence
fromwww.theguardian.com
6 days ago

US summoned bank bosses to discuss cyber risks posed by Anthropic's latest AI model

US Treasury secretary convened bank chiefs to address cybersecurity risks from Anthropic's AI model, Claude Mythos, which poses unprecedented threats.
Cryptocurrency
fromnews.bitcoin.com
2 days ago

Bank of Korea Pushes Crypto Circuit Breakers to Prevent Sudden Market Breakdowns

South Korea's Bank of Korea urges crypto exchanges to implement circuit breakers and stronger safeguards to prevent market disruptions.
Real estate
fromwww.housingwire.com
2 weeks ago

Mortgage rates rise despite $200B GSE MBS expansion signal

Fannie Mae and Freddie Mac are cautiously active in the MBS market, influenced more by Treasury volatility and geopolitical risks than their $200 billion expansion.
Cryptocurrency
fromnews.bitcoin.com
3 days ago

New SEC Guidance Targets DeFi Interfaces, Self-Custodial Wallets, and Execution Routing Disclosures

Crypto trading interface operators can avoid broker-dealer registration if they meet 12 specific conditions outlined by the SEC.
#fintech
Venture
fromTNW | Fintech-Ecommerce
2 weeks ago

Credibur hits 2B in debt facility volume on its private credit infrastructure platform

Credibur has rapidly connected clients managing €2 billion in structured debt portfolios to its monitoring platform within six months of its pre-seed funding.
fromTearsheet
2 months ago
US politics

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce - Tearsheet

Venture
fromTNW | Fintech-Ecommerce
2 weeks ago

Credibur hits 2B in debt facility volume on its private credit infrastructure platform

Credibur has rapidly connected clients managing €2 billion in structured debt portfolios to its monitoring platform within six months of its pre-seed funding.
fromTearsheet
2 months ago
US politics

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce - Tearsheet

Real estate
fromwww.housingwire.com
3 weeks ago

Mortgage experts weigh in on GSE condo updates

GSEs will require full project reviews for condo loans, increasing costs and documentation requirements for homeowners associations starting Aug. 3.
Cryptocurrency
fromnews.bitcoin.com
3 days ago

Tokenized US Treasuries Near $14B as Circle, Blackrock Lead RWA Market Growth

Tokenized U.S. Treasuries reach $13.53 billion, dominating the real-world-asset market valued at $29.22 billion.
Business
from24/7 Wall St.
1 week ago

CLO equity stress test reveals the danger behind 22% yields

Oxford Square Capital Corp. faces risks to its high yield due to declining performance in its CLO equity investments.
#prediction-markets
Law
fromFast Company
4 weeks ago

Traders flocked to prediction markets-now a criminal case is testing the model

Arizona filed criminal charges against Kalshi, a prediction market platform, for operating an illegal gambling business and allowing bets on political races, despite the platform being federally legal as a financial trading platform.
US politics
fromwww.npr.org
1 month ago

With boom in prediction markets, some lawmakers worry about how to police themselves

Prediction market bets on geopolitical events lack regulatory oversight, enabling potential insider trading by government officials without financial disclosure requirements.
Law
fromFast Company
4 weeks ago

Traders flocked to prediction markets-now a criminal case is testing the model

Arizona filed criminal charges against Kalshi, a prediction market platform, for operating an illegal gambling business and allowing bets on political races, despite the platform being federally legal as a financial trading platform.
US politics
fromwww.npr.org
1 month ago

With boom in prediction markets, some lawmakers worry about how to police themselves

Prediction market bets on geopolitical events lack regulatory oversight, enabling potential insider trading by government officials without financial disclosure requirements.
Cryptocurrency
fromnews.bitcoin.com
6 days ago

Hong Kong Grants First Stablecoin Licences to HSBC, Standard Chartered Consortium

Hong Kong awarded stablecoin licenses to HSBC and a Standard Chartered-led consortium, advancing its digital asset ambitions.
Business
from24/7 Wall St.
6 days ago

7 Dividend ETFs Built to Survive a Recession and Pay You Through It

Recession indicators suggest caution; seven ETFs are designed to provide income and limit losses during downturns.
Privacy professionals
fromwww.housingwire.com
1 month ago

Reducing risk: Why logging, protection, and review matter

Application logs are critical cybersecurity safeguards that provide visibility into system behavior, enabling early detection of security threats and operational issues in real estate and mortgage lending organizations.
Europe politics
fromwww.thelocal.com
1 month ago

What you should know about the EU's plan to tap your savings

The EU revives its decade-old Capital Markets Union plan, now called the Savings and Investments Union, to compete with the US and China by unifying fragmented national financial markets and redirecting €10 trillion in citizen savings from bank deposits into investments.
fromnews.bitcoin.com
6 days ago

Securitize Integrates With TRON to Bring Tokenized Real-World Assets to One of the World's Largest Blockchains

Tokenization is about bringing real-world financial assets onto infrastructure that can support global scale and continuous market access, said Carlos Domingo, Co-Founder and CEO of Securitize.
Cryptocurrency
Business
from24/7 Wall St.
6 days ago

The 3 Most Recession Resistant ETFs to Buy Ahead of Tariff Uncertainty

Trump tariff policies have boosted US business but pose potential market volatility risks for retirees.
fromwww.housingwire.com
6 days ago

Rocktop Digital aims to cut inefficiencies in mortgage asset trading

The transition here is a little bit of a fork. Rocktop Technologies is focused on some of the generative AI applications and data and documents, as well as automating some of the processes attached to default servicing and some of the trade operational pieces and capital markets.
Cryptocurrency
#basel-iii-capital-requirements
Real estate
fromwww.housingwire.com
4 weeks ago

Proposed capital rules set LTV-based mortgage risk weights

Basel III proposals reduce Tier 1 capital requirements for banks while increasing risk sensitivity for mortgages through LTV-based risk weights and eliminating MSR capital deductions in favor of 250% risk weighting.
Real estate
fromwww.housingwire.com
4 weeks ago

Banks eye mortgage growth if Basel III capital rules ease

Bank executives anticipate Basel III recalibration could increase mortgage and MSR attractiveness through lower risk weights and LTV-sensitive capital requirements, though implementation is expected to be gradual.
Real estate
fromwww.housingwire.com
4 weeks ago

Proposed capital rules set LTV-based mortgage risk weights

Basel III proposals reduce Tier 1 capital requirements for banks while increasing risk sensitivity for mortgages through LTV-based risk weights and eliminating MSR capital deductions in favor of 250% risk weighting.
Real estate
fromwww.housingwire.com
4 weeks ago

Banks eye mortgage growth if Basel III capital rules ease

Bank executives anticipate Basel III recalibration could increase mortgage and MSR attractiveness through lower risk weights and LTV-sensitive capital requirements, though implementation is expected to be gradual.
Business
from24/7 Wall St.
1 week ago

Geopolitical Risks are Seriously High. Why I'd Shift to Dividends for Safety and Stability

Geopolitical uncertainties persist, impacting markets and oil prices, while Verizon presents a potential safe investment with a strong dividend yield.
#eu-capital-markets-integration
Europe politics
fromThe Local Germany
1 month ago

What you should know about the EU's plan to tap your savings

The EU revives its decade-old capital market integration plan, now called the Savings and Investments Union, to compete with the US and China while addressing market fragmentation and investment barriers.
Europe politics
fromThe Local France
1 month ago

What you should know about the EU's plan to tap your savings

The EU revives its decade-old capital market integration plan, now called the Savings and Investments Union, to compete with the US and China while addressing market fragmentation and investment barriers.
Artificial intelligence
fromEntrepreneur
4 weeks ago

Why 97% of Traders Lose Money - But AI Is Changing That

Only 3% of day traders make money; AI tools now enable traders to operate systematically without emotional bias, potentially improving success rates.
Business
from24/7 Wall St.
1 week ago

Bonds are Taking a Hit. A Steadier Place to Diversify Further

Bond funds face challenges due to potential Fed rate hikes and escalating geopolitical tensions, impacting consumer inflation and investment strategies.
Real estate
fromwww.housingwire.com
4 weeks ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
Online marketing
fromSocial Media Explorer
1 month ago

Balancing Credit Building with Credit Caution - Social Media Explorer

Build credit steadily and intentionally through consistent, responsible use rather than aggressive account opening, as time and payment history matter more than rapid activity.
Miscellaneous
fromBusiness Matters
1 month ago

Programmatic Risk Management for Derivative Trading

Leverage in derivatives requires real-time programmatic risk controls embedded in trading architecture to prevent rapid account depletion from market moves.
Real estate
fromwww.housingwire.com
1 month ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
Cryptocurrency
fromnews.bitcoin.com
3 weeks ago

SEC Chief Reinforces Crypto Framework With Clearer Token Classification Boundaries

Regulatory clarity for digital assets is evolving, with a focus on defining tokens under federal securities laws and compliance for entrepreneurs.
Business
from24/7 Wall St.
3 weeks ago

High Yielding ECC's CLOs Are Unrated For A Risky Reason

Eagle Point Credit cut its monthly distribution significantly, reflecting underlying risks in its investment strategy involving unrated collateralized loan obligations.
#mortgage-underwriting
Real estate
fromwww.housingwire.com
1 month ago

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
Real estate
fromwww.housingwire.com
1 month ago

Private credit didn't fix middle-market CRE. It delayed a reckoning

Private credit's market expansion masked fundamental inefficiencies in commercial real estate lending that now surface as refinancing accelerates in a higher-rate environment.
#trump-finances
Information security
fromSecuritymagazine
2 months ago

How Banks Can Protect Their Most Valuable Asset: Customers

Banks must secure money, property, data, and reputation because incidents—crime, insider misuse, fraud, or IT failures—threaten safety, customer trust, regulatory standing, and brand.
Business
fromFortune
1 month ago

The $265 billion private credit meltdown: How Wall Street's hottest investment craze turned into a panic | Fortune

Private equity stocks surged dramatically from mid-2023 to early 2025, then collapsed sharply starting September 2024, erasing over $265 billion in market value as retail investors demanded redemptions from private debt funds.
fromLondon Business News | Londonlovesbusiness.com
1 month ago

What are my rights as a borrower? - London Business News | Londonlovesbusiness.com

Taking out a loan can feel like stepping into unfamiliar territory. Questions pile up fast. How much can they charge me? What happens if I miss a payment? Can they call my workplace? Here's what most borrowers don't realize. Singapore's Moneylenders Act grants you significant legal protections. These aren't suggestions lenders can ignore. They're enforceable rules backed by the Ministry of Law. Every licensed money lender operating in Singapore follows them. No exceptions.
Law
fromFortune
2 months ago

The U.S. has 'escalation dominance' in a debt war as Europe would face a violent market crash if it dumps Treasuries | Fortune

The dollar has continued to sink, and top investors in Northern Europe are reportedly re-evaluating their exposure to U.S. assets, while Danish pension funds have already dumped Treasury bonds. Part of that is because of concerns over U.S. debt, but Trump's Greenland crisis and his continued unpredictability have also fueled calls for Europe to weaponize its capital. In fact, European investors own $8 trillion in U.S. stocks and bonds, with $3.6 trillion of that in Treasury debt alone.
Miscellaneous
Cryptocurrency
fromBloomberglaw
1 month ago

Deposit Insurance Off-Limits for Payment Stablecoins, FDIC Says

The FDIC will prohibit payment stablecoin holders from receiving federal deposit insurance coverage, even when assets are held at insured banks, and bar issuers from advertising such coverage.
Real estate
fromwww.housingwire.com
1 month ago

Redwood Trust closes $391 million non-QM securitization

Redwood Trust closed a $391 million non-QM securitization through its new Aspire platform, targeting high-quality borrowers underserved by traditional mortgage programs.
Real estate
fromwww.housingwire.com
1 month ago

The 200-Basis-point gap: Why many lenders are leaving money on the table

A persistent 200 basis point performance gap between top and bottom tier lenders reflects structural industry inefficiency, not cyclical conditions, with top lenders earning 139 basis points while bottom lenders lose 70 basis points.
fromTearsheet
2 months ago

Micro case studies: The feud over interest rate caps and the murky future of agentic commerce - Tearsheet

If this is enacted-and that's a big if, though part of me hopes it is-we would likely see a significant contraction in industry credit card lending. Credit card issuers simply won't be able to sustain profitability at a 10% rate cap,
US politics
Business
fromBusiness Insider
1 month ago

Everything you want to know about the drama in private credit but were too afraid to ask

Private credit, a $3 trillion market where investors loan directly to businesses, faces scrutiny after major firms experienced significant redemptions and fund freezes, raising concerns about potential bubble risks.
fromwww.housingwire.com
1 month ago

AD Mortgage launches its largest non-QM securitization yet

The deal represents a defining milestone for the firm. It reflects not only the continued strength of the non-QM RMBS market, but also the confidence investors place in our platform and in AD non-QM mortgages as a premier asset class.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Basel capital rules may be revised to boost bank mortgage lending

Overly strict capital treatment of mortgage servicing rights has reduced bank participation and made mortgage activities disproportionately costly relative to their risks.
Real estate
fromTelecompetitor
1 month ago

Vertical Bridge completes $1.94B asset-backed securitization

Vertical Bridge issued $1.94 billion of tower revenue notes secured by 10,425 tower sites, marking the largest tower ABS issuance and attracting 78 investors.
fromFortune
2 months ago

As risk skyrockets, current and former CFOs are in demand for audit committees | Fortune

As audit committees confront a rapidly expanding risk landscape, their role in corporate governance is being reshaped. Boards have often turned to current and former CFOs as independent directors, particularly for audit committees, because of their ability to translate complex operational and financial realities into effective oversight.For example, this month, J. Michael Hansen, former EVP and CFO of Cintas Corporation, was appointed to the audit committee at Paychex.
Business
Real estate
fromwww.housingwire.com
1 month ago

The mortgage industry doesn't have a speed problem. It has a trust problem.

Mortgage industry speed improvements haven't reduced costs or risks because the real bottleneck is trust in fragmented, inconsistent data, not processing velocity.
fromFast Company
2 months ago

4 strategies for building a 'good enough' financial plan and portfolio

Step away from those individual stocks. Forget I bonds and laddered portfolios of individual Treasury Inflation-Protected Securities. If you're a satisficer, they're not for you. Reduce your number of accounts and the holdings within them.A portfolio with fewer moving parts is easier to oversee and simpler to document in case your loved ones or a financial advisor needs to take the wheel.
Business
Real estate
fromwww.housingwire.com
1 month ago

Kiavi closes $350M RTL securitization

Kiavi's rated securitization and two-year revolving feature create substantial new liquidity and funding capacity while leveraging its AI-powered platform and expanded product capabilities.
Real estate
fromwww.housingwire.com
1 month ago

Regulators urged to ease bank capital rules for mortgages

Trade groups asked regulators to recalibrate bank capital requirements for residential mortgages, MSRs, and warehouse lending to better reflect current risk and protections.
Business
fromFast Company
1 month ago

How to prepare for a market crash

Inventory retirement accounts, assess exposure to rising consumer costs and AI-driven volatility, and prepare financial defenses to withstand a possible market correction.
Real estate
fromwww.housingwire.com
2 months ago

GSEs boost foreclosure prevention as forbearances surge

Forbearance and permanent loan modifications rose sharply in October, while delinquency modestly improved, foreclosures increased, and refinance activity grew as rates fell.
fromFortune
2 months ago

Bonds 101: What investors need to know about the 'shock absorber of the portfolio' | Fortune

Many investors regard bonds as the frumpier cousins to stocks. Their prices rarely pop or plummet. They usually deliver a lower return, and-aside from a glamorous cameo in the 1980s thriller Die Hard-they are not part of popular culture in the same way as, say, GameStop or Tesla shares. They are, though, a critical part of any well-managed portfolio, and with the stock market looking particularly frothy, this may be more true than ever.
Business
Real estate
from24/7 Wall St.
2 months ago

How Investors Should Play The $200B Mortgage Bond Initiative In the US

Raising Fannie and Freddie purchase caps from $40B to $200B aims to boost mortgage liquidity, benefiting underwriters, builders, and retailers while hindering privatization.
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