#temporal-discounting

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Psychology
fromSilicon Canals
18 hours ago

Research suggests that high intelligence doesn't protect against bad decisions - it makes people better at constructing convincing justifications for the bad decisions they were already going to make - Silicon Canals

Higher intelligence can lead to greater polarization rather than alignment on contested facts.
#procrastination
Productivity
fromFast Company
2 days ago

3 tips from a cognitive scientist on how to beat decision fatigue

Cognitive effectiveness is influenced by circadian cycles and decision fatigue, which can be managed through effort-accuracy tradeoff strategies.
E-Commerce
fromTasting Table
2 days ago

The Grocery Store Deal That's Specifically Designed To Make You Spend More - Tasting Table

Grocery stores use loss leaders to attract customers, often selling items at a loss to encourage additional spending on other products.
Mindfulness
fromPsychology Today
4 days ago

Mental Time Travel Is Our Ticket for a Healthier Society

Short-term thinking can lead to regrets; mental time travel enhances decision-making and benefits organizations through Future Design.
Artificial intelligence
fromEntrepreneur
3 days ago

How to Draw the Line Between AI Insights and Human Decisions

High-performance teams leverage clear ownership and decision velocity to enhance AI-informed decision-making in competitive environments.
Business intelligence
fromFortune
5 days ago

More people are using AI to manage their money- but they won't let it make decisions alone | Fortune

Employees embrace AI for productivity but prefer human decision-making authority.
#risk-taking
Poker
fromBusiness Matters
5 days ago

Why People Love Taking Chances: From Holiday Deals to Game Shows

Taking risks triggers excitement and dopamine release, motivating behavior through the anticipation of rewards.
Poker
fromBusiness Matters
5 days ago

Why People Love Taking Chances: From Holiday Deals to Game Shows

Taking risks triggers excitement and dopamine release, motivating behavior through the anticipation of rewards.
#motivation
Careers
fromPsychology Today
6 days ago

The Surprising Psychology of Being First or Last

Rank affects motivation, with top and bottom performers increasing effort, while mid-ranking individuals often disengage.
fromSilicon Canals
13 hours ago
Psychology

Psychology says people who want to change their lives but never start aren't lazy - they're waiting for a feeling of readiness that behavioral science confirms almost never arrives on its own - Silicon Canals

Careers
fromPsychology Today
6 days ago

The Surprising Psychology of Being First or Last

Rank affects motivation, with top and bottom performers increasing effort, while mid-ranking individuals often disengage.
Psychology
fromSilicon Canals
13 hours ago

Psychology says people who want to change their lives but never start aren't lazy - they're waiting for a feeling of readiness that behavioral science confirms almost never arrives on its own - Silicon Canals

Feeling ready to act is often a byproduct of taking action, not a prerequisite.
#decision-making
Philosophy
fromThe Atlantic
1 week ago

How to Make Better Decisions

Decision-making quality shapes life outcomes, with two main models: heroic-visionary and technocratic, each having significant flaws.
Mindfulness
fromInfoQ
6 days ago

Hidden Decisions You Don't Know You're Making

Decision-making is a fundamental aspect of work and life, influencing culture, relationships, and future choices.
Philosophy
fromThe Atlantic
1 week ago

How to Make Better Decisions

Decision-making quality shapes life outcomes, with two main models: heroic-visionary and technocratic, each having significant flaws.
Mindfulness
fromInfoQ
6 days ago

Hidden Decisions You Don't Know You're Making

Decision-making is a fundamental aspect of work and life, influencing culture, relationships, and future choices.
Mental health
fromSilicon Canals
2 weeks ago

There's a specific kind of financial anxiety that has nothing to do with how much money you have. It belongs to people who finally became comfortable but never updated the internal math that was written during scarcity, so every purchase still runs through a threat calculator from 1997. - Silicon Canals

Financial anxiety often stems from past experiences rather than current financial realities, affecting decision-making even in improved circumstances.
Mindfulness
fromPsychology Today
6 days ago

How Financial Anxiety Clouds Your Brain

Financial worries impair cognitive functions, affecting decision-making and performance, rather than reducing inherent intelligence.
#prediction-markets
Law
fromFast Company
2 weeks ago

Traders flocked to prediction markets-now a criminal case is testing the model

Arizona filed criminal charges against Kalshi, a prediction market platform, for operating an illegal gambling business and allowing bets on political races, despite the platform being federally legal as a financial trading platform.
fromFuturism
1 month ago
Startup companies

An Analysis Just Found Something Extremely Unflattering About What Happens to Users of Prediction Markets

Law
fromFast Company
2 weeks ago

Traders flocked to prediction markets-now a criminal case is testing the model

Arizona filed criminal charges against Kalshi, a prediction market platform, for operating an illegal gambling business and allowing bets on political races, despite the platform being federally legal as a financial trading platform.
fromFuturism
1 month ago
Startup companies

An Analysis Just Found Something Extremely Unflattering About What Happens to Users of Prediction Markets

Careers
fromPsychology Today
1 week ago

Time Is Not Running Out

Sunk cost fallacy prevents many from leaving unsatisfying jobs despite transferable skills and opportunities for change later in their careers.
Psychology
fromPsychology Today
5 days ago

People Don't Just Update Beliefs, They Test Them

Understanding psychological change requires recognizing the role of control and mastery in actively pursuing change despite familiar limitations.
E-Commerce
fromTasting Table
3 weeks ago

How To Outwit The Grocery Store 'Decoy Effect' That Causes You To Overspend - Tasting Table

The decoy effect is a retail marketing tactic that manipulates customer perception of value by introducing a strategically priced third option to make expensive items appear more valuable than budget alternatives.
Psychology
fromPsychology Today
1 week ago

Our Inner Life Rules: Habit or Choice?

Inner rules governing self-treatment are often inherited and unexamined, with therapy providing a chance to consciously choose them.
Philosophy
fromThe Conversation
3 weeks ago

Making good choices when life gets messy - practical wisdom relies on human judgment, not rules

Practical wisdom involves making sound judgments in complex situations where rules are unclear and competing values conflict.
fromMedium
1 month ago

The justification tax

Kantar's codebase was legacy old. The kind of technical debt that isn't a line item on a sprint board but a structural reality that shapes every decision the company makes. Rebuilding the architecture to support what I'd designed would have cost more than the organization was willing to invest, regardless of the Barilla deal sitting on the table.
UX design
Mindfulness
fromPsychology Today
3 weeks ago

How Money Impacts Your Attention and Pleasurable Thinking

Financial scarcity reduces pleasurable thinking despite common beliefs that it increases escapist mental activity.
Mental health
fromPsychology Today
4 weeks ago

What If Your Money Anxiety Isn't Actually About Money?

Early childhood experiences with money shape lifelong beliefs about financial security, scarcity, and sufficiency that persist regardless of adult earnings.
E-Commerce
fromRetail Brew
3 weeks ago

Consumers say they're financially worse off and it's changing how they shop

One in four Americans report worsening financial situations, driving widespread cost-cutting across groceries, personal care, dining, travel, and discretionary spending, with consumers increasingly favoring budget retailers and value-focused options.
Digital life
fromSilicon Canals
1 month ago

Psychology says people who always carry cash even though they rarely use it display these 8 traits-and most of them are connected to a generation that learned the hard way what happens when systems you trusted stop working - Silicon Canals

Cash carriers maintain physical money as insurance against system failures and to preserve spending autonomy, despite having digital payment options available.
Retirement
from24/7 Wall St.
1 month ago

From Saver to Spender: The Retirement Shift That Trips Up Even Smart Investors

Retirees struggle psychologically with spending savings despite adequate funds, as decades of saving discipline create loss aversion that makes withdrawals feel wrong rather than purposeful.
Psychology
fromPsychology Today
3 weeks ago

The Science of Buying

Effective influence requires understanding how individuals process information, assess risk, and build trust rather than applying standardized pressure tactics.
Mindfulness
fromPsychology Today
1 month ago

Why We Ignore Our Own Advice

People easily give advice about difficult decisions to others but struggle to follow their own wisdom when facing personal risk and discomfort.
Psychology
fromSilicon Canals
4 weeks ago

Behavioral economists found that people with substantial savings who live modestly aren't being frugal - they've discovered that the security of untouched wealth provides more psychological satisfaction than any material display ever could - Silicon Canals

Financial security from modest spending and consistent saving provides greater psychological satisfaction than wealth displays or increased consumption.
Environment
fromThe Atlantic
1 month ago

Why We Can't 'Nudge' Our Problems Away

Individual responsibility narratives and behavioral nudges shift focus from systemic solutions, making people feel morally responsible while industries avoid regulation.
Philosophy
fromPsychology Today
1 month ago

Why Expert Predictions So Often Fail

True expertise is judgment under constraints, focused on diagnosing present problems and weighing tradeoffs, not predicting uncertain futures.
Psychology
fromPsychology Today
4 weeks ago

It's About Time: Timing Issues in Consciously Guided Action

The conscious field enables simultaneous evaluation of stimuli processed at different speeds, allowing their associated action plans to collectively influence action selection.
fromPsychology Today
1 month ago

The Observer Effect in Everyday Life

In behavioral science, identity follows action. If you're generous, you'll begin to see yourself as generous. If you're a patient person, you'll come to see that as part of who you are. Over time, the brain will wire itself to repeat these patterns.
Psychology
Education
fromPsychology Today
2 months ago

4 Decision Games That Changed Me

Tactical Decision Games (TDGs) using realistic scenarios strengthen mental models and produce long-lasting learning and memorable tactical insights.
Relationships
fromPsychology Today
2 months ago

Executive Function and Money

Executive dysfunction and personal money narratives can impair financial habits, but reframing money's emotional charge and using executive-function strategies can improve financial decisions.
fromPsychology Today
2 months ago

When Thinking Becomes Optional

Minutes into teaching my business school class, I asked what seemed like an innocent question: What is one word that describes how you feel about AI right now? One word. That's it. My students looked up, looked down, looked anywhere to avoid eye contact. Silence. "I promise," I said, "this is a safe space." Something I'd repeat throughout the course-and I meant it. Then the answers came quickly, and the energy in the room shifted as they arrived. You could feel the sheen of performance
Marketing
fromSilicon Canals
2 months ago

8 shopping habits that look "cheap" but are actually signs of intelligence and discipline - Silicon Canals

We live in a world where spending freely is often seen as a sign of success. Flash your credit card without checking the price tag, and you're "living your best life." But here's what I've learned after running my own businesses and studying consumer behavior: The shopping habits that look "cheap" are actually the ones that separate the financially intelligent from those drowning in debt. The truth? Those "cheap" behaviors are about discipline, long-term thinking, and understanding the real value of money.
Business
Real estate
fromwww.mercurynews.com
2 months ago

Asking Eric: I'm afraid I'm on the verge of another bad financial decision

Consult a financial adviser, involve family, and evaluate housing near care to choose a reversible retirement location that fits health, budget, and social needs.
Venture
fromEntrepreneur
2 months ago

Fear and Uncertainty Stopped Me From Investing - Here's the Simple Framework I Used to Never Hesitate Again

Act when roughly 70% confident rather than waiting for perfect certainty, because early-stage opportunities are lost to hesitation and over-analysis.
Psychology
fromPsychology Today
1 month ago

The Power of Happenstance in Consumer Experiences

Unexpected product encounters generate stronger emotional connections and higher product evaluations than anticipated encounters.
#ai
UX design
fromMedium
2 months ago

The safest decision is rarely the right one

Data often becomes a safe substitute for judgment, enabling teams to avoid accountability and favor incremental, low-risk product choices over bolder, unproven innovations.
US politics
fromPsychology Today
1 month ago

When Everyone Agrees, Nobody Sees

A multicultural military harnesses immigrant experiences and diverse perspectives to strengthen national defense and improve collective decision-making.
fromPsychology Today
1 month ago

Who Is to Blame for Our Choices?

Do you blame others for the choices you are making? Have you blamed others for the previous choices you have made? To shed more light on these questions, you might also ask yourself: "What am I responsible for, and what power do I have?" From there, you might agree with this self-reflective response: "I am responsible for, and I've got the power over what I think, do, say, learn, and choose" (Purje, 2014).
Philosophy
Artificial intelligence
fromHarvard Gazette
1 month ago

When you do the math, humans still rule - Harvard Gazette

Mathematicians launched First Proof to test AI on recently solved research problems, showing AI excels at routine tasks but struggles with creative, conceptual breakthroughs.
#attention
Productivity
fromPsychology Today
2 months ago

The Case for Taking the Easy Path

Ease often reveals genuine strengths; concentrating effort on strengths builds deep expertise while selectively addressing essential weaknesses prevents spreading energy too thin.
Mental health
fromPsychology Today
2 months ago

Mojonomics: The Supply of, and Demand for, Self-Confidence

Self-confidence acts as an invisible, scarce social resource that fuels competition, taboo, hoarding, and unequal distribution, harming individuals and societal sustainability.
Business
fromFortune
2 months ago

The 'smart money' isn't acting like we're in a bubble, top economist says. The AI ballgame is in its 'early innings' | Fortune

U.S. market shows frothy valuations but lacks typical bubble indicator: smart-money exit via equity issuance; corporations are reducing equity sales.
Mindfulness
fromSilicon Canals
2 months ago

Psychology says people who eat the crust first display these 6 traits about delayed gratification that predict financial success - Silicon Canals

Crust-first eating reflects a tendency toward delayed gratification linked to traits associated with financial stability and long-term decision-making.
Psychology
fromPsychology Today
1 month ago

How the Brain Chooses What Matters

Selective sensory prioritization can improve clarity by letting one modality dominate when multisensory integration would create competition or reduce precision.
fromFast Company
2 months ago

Why it pays to believe in luck

The oil tycoon J. Paul Getty was rumoured to have said that his three rules for how to become rich were: Rise early. Work hard. Strike oil. It's one of those eminently quotable remarks because it captures something we all know to be true, that luck and chance have as much to do with success as anything else. Yet we don't value people for their luck.
Philosophy
fromPsychology Today
1 month ago

When Answers Cost Less than Thought

Back in the day, a simple fact rang true: understanding required construction. If you wanted clarity, you had to build it from the inside out. You struggled with ambiguity and lived with uncertainty longer than was comfortable. But after all, you were building something. Importantly, this "cognitive building" didn't appear fully formed but emerged brick by brick and thought by thought. That work wasn't a barrier to thought; it was the architecture of thought itself.
Artificial intelligence
Philosophy
fromVaughntan
2 months ago

Judgment from the ground up - Vaughn Tan

Organizations must train junior staff in critical thinking and subjective decisionmaking through low-stakes, real decisions to avoid bottlenecks and succession crises.
fromSilicon Canals
1 month ago

Psychology says people who always pay with exact change display these 7 personality traits that go beyond just being organized - Silicon Canals

They're displaying a fascinating set of personality traits that go much deeper than having their finances sorted. 1) They have exceptional impulse control Think about what it takes to always have exact change ready. You need to resist the urge to spend those coins on vending machines or leave them as tips. You have to plan ahead, knowing what you'll buy and preparing accordingly.
Psychology
Psychology
fromPsychology Today
2 months ago

Too Optimistic in Time Planning?

People systematically underestimate task completion time (planning fallacy), causing delays and costs; time management improves by grounding plans in past experience and social consequences.
Psychology
fromPsychology Today
2 months ago

Confirmation Bias and the Choices We Make

Confirmation bias leads people to interpret the same events differently, complicating truth-finding during misinformation while open-mindedness and better methods can improve accuracy.
fromPsychology Today
1 month ago

Daily Prophets: How Your Brain Predicts the Future

I am a worrier, and have been for most of my life. At some point, someone dear and smart teased me that I worry about the wrong things. The things that hit me, she noted, were never the things I worried about. For a while that left me feeling like an incompetent worrier-until my research caught up. I realized that the things I worry about often don't end up hurting me precisely because worrying helps me diffuse them ahead of time.
Psychology
Psychology
fromSilicon Canals
1 month ago

Why you keep buying things you don't need-and how to stop, according to experts - Silicon Canals

Emotional states and dopamine-driven reward responses fuel impulsive, unnecessary purchases, causing repeated overspending despite awareness and intentions to save.
Psychology
fromPsychology Today
2 months ago

How You Decide If Something Is Expensive

False urgency, social comparison, and lifelong financial anchors distort perceived value, leading to purchases that prioritize short-term emotion over long-term utility.
Psychology
fromSilicon Canals
1 month ago

The pricing psychology behind $19.99 that your brain falls for every single time - Silicon Canals

Charm pricing exploits left-digit bias, causing consumers to perceive prices like $19.99 as significantly cheaper than $20.
fromPsychology Today
2 months ago

The Cause Illusion

Ever since our ancestors first stood upright and squinted at the horizon, we've been wired to notice patterns. A rustle in the grass might have meant a stalking predator. Dark clouds often meant rain. Those who made these connections and guessed that one thing caused another tended to survive. Over time, this ability to link events became one of our most significant evolutionary advantages. It's how we built tools, tamed fire, and eventually invented Wi-Fi.
Psychology
Psychology
fromPsychology Today
2 months ago

Can the Mere Sight of Something Tempting Affect Your Memory?

Heavier drinkers show attention narrowing: alcohol images are remembered better but impair memory for immediately subsequent items.
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