The deal represents a defining milestone for the firm. It reflects not only the continued strength of the non-QM RMBS market, but also the confidence investors place in our platform and in AD non-QM mortgages as a premier asset class.
Across most states, it takes 18 to 36 months to raise an average FICO score to the 760 prime threshold, assuming an improvement of about 20 points per year. Mississippi and Louisiana require the longest timelines, with borrowers needing 4 years and 3.5 years of consistent progress, respectively. At the opposite end, Minnesota offers the fastest path, with an average timeline of just 0.9 years, due to a high statewide average score of 742.
Estate sales typically last for three days over a weekend: Friday, Saturday, and Sunday. Since sellers are eager to move product, they will often discount items as the days progress. Friday is full price, Saturday is 25% off, and Sunday is 50% off. This can vary, depending on the estate sale, but since the ultimate goal is to clear a space and sell as much as possible, you can usually count on steeper discounts the longer the sale continues.
Most are a great hedge against inflation. After all, when inflation rises, so do a lot of rents. Two, we're seeing a recovery in demand for offices, apartment buildings, warehouses, hospitals, shopping centers, and hotels. We're also seeing bigger demand for e-commerce, logistics, and warehouse demands, as noted by JPMorgan.
Working inside an operating business changed how I look at buildings. You stop seeing square footage and start seeing workflow. That perspective still guides his work today. It helps him understand tenants and advise property owners with more clarity.
The COVID fog shows up when decision-makers treat the 2.65% mortgage trough from January 2021 as a normal frame of reference rather than what it was, an extreme, unsustainable outlier created by a crisis policy response. Mortgage rates rose more than five percentage points from that trough, reaching 7.79% in October 2023 and easing to about 6.2% by September 2024.
Our rental property ambition was based on a very different financial environment: one with more stable investment returns, lower borrowing costs, and more affordable costs to build homes. A fundamental shift in the economic conditions that underpinned the venture when it launched has made this business model unviable for John Lewis moving forward.
Every client deserves to work with an expert. The old model asked one agent to serve everyone. My model asks: who is genuinely the best person for this specific client, in this specific neighborhood? And then I make that introduction.
The difference between a good and a mediocre estate agent in Redbridge isn't a few percentage points on commission, it's potentially tens of thousands of pounds on your final sale price. A well-priced Wanstead semi flies off the market in three weeks with the right agent. The identical house two streets over sits for four months because someone picked the agent with the flashiest leaflet.
When a home is listed on the MLS, that property information is immediately available to virtually every real estate agent in the market who is an MLS member, and by extension, to every serious buyer working with an agent who has access to the MLS. By extension, literally all online real estate portals buyers and sellers have come to enjoy pulling their data from it.
K. Hovnanian, remaining committed to a pace-over-price philosophy, relied on heightened incentives to clear inventory, pushing homebuilding gross profit margins to 13.4%, 490 basis points lower than a year earlier. The comparison is difficult, mainly because we've offered even greater incentives this year to maintain sales pace, which has driven much of the year-over-year decline in profit.
When TRI Pointe went public in 2013, it did so in a fragile but clarifying environment. The housing market had stabilized, but confidence had not yet returned. Capital was available, but cautious. Land discipline was gospel. Leverage was something to be earned carefully. TRI Pointe's IPO told the market something important: disciplined operators with fresh balance sheets and strong sponsorship could scale again.
Luxury auctions are about more than speed. They are about trust, positioning and creating real competitive urgency for extraordinary assets. DeCaro has a legacy built on integrity and results. My focus is on strengthening our relationships with sellers and top agents while scaling the platform thoughtfully and globally.
Our rental property ambition was based on a very different financial environment: one with more stable investment returns, lower borrowing costs and more affordable construction costs. The current climate, higher interest rates, inflationary pressures and a more cautious property market, means the model no longer meets our investment criteria.
Property taxes represent a recurring cost that can significantly affect financial planning, savings capacity, and long-term affordability. Even if a home's purchase price appears manageable, high property taxes can dramatically increase the overall cost of ownership and strain household budgets.
The 2026 Agent Migration Report found that while agent turnover remained relatively stable in 2025, a firm's greatest challenge to capturing high-value agents on the move is the inability of a human recruiter to maintain consistent and personalized contact with the prospective agents over a long-period of time.
The more productive an agent is, the less likely they are to leave. In the U.S., the majority of departing agents continue to be our lowest producing cohort and agents in the highest producing cohorts are multiple times less likely to churn than our low producing agents.
Absorption measures how quickly inventory is being removed from the market relative to what's available. For housing professionals, that metric is one of the clearest signals of negotiating power in real time. When absorption is elevated, homes clear quickly and sellers retain leverage. When absorption falls and supply builds, timelines stretch and buyers gain negotiating flexibility.
By focusing on what others aren't building, solidifying relationships on the ground, improving processes incrementally, and carving out a niche where they can stand apart from peers, private builders can achieve stronger margins, maintain brand value and grow sustainably despite the advantages held by large public competitors.
Portions of the two-level, 1.1-million-square-foot mall were deemed unsafe by county and state fire inspectors who recommended the city shut them down "until all live-saving measures are addressed," the city said in a statement.
Many buyers assume homeownership is out of reach if they earn less than the area's median income - but that's not always true. From FHA and USDA loans to down payment assistance programs, there are real pathways to homeownership - even if you have little savings.
For under a million dollars, one can find all sorts of housing configurations: park- and subway-adjacent studios, one-bedrooms hidden in carriage houses or former shoe factories, and even the occasional true two-bedroom. We're combing the market for particularly spacious, nicely renovated, or otherwise worth-a-look apartments at various six-digit price points. This week, a two-bedroom prewar in Jackson Heights with some modern touches and a railroad worth considering in Carroll Gardens.
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Once a nice-to-have niche urban design concept, TOD has become an essential part of many urban neighborhoods. It has helped address the shortage of housing by enabling the development of higher-density residential communities near transit stations. It has helped revitalize countless once-deteriorating or static urban enclaves near transit hubs by activating sidewalks near the developments. And it has spurred walking and transit use, enabling residents of TODs to reduce or eliminate automobile dependency.
Jeffrey Epstein used high-end real estate as a tool for social leverage, transforming luxury properties into "social currency" to embed himself within elite global networks. Rather than treating real estate as a traditional investment, he used it to manufacture status and provide a venue for the cultivation of powerful relationships. Mechanisms of Social Leverage Property as Stature: Epstein's acquisition of high-profile properties, such as the Manhattan townhouse at 9 East 71st Street, served as a physical symbol of his wealth and "growing stature".
If you own a property in London, you have almost certainly thought about your EPC rating in the past twelve months. Mortgage lenders are paying closer attention to energy performance. Tenants are factoring running costs into rental decisions. And with the government signalling stricter minimum EPC thresholds for rented properties, a poor rating is no longer just a line on a certificate - it is a financial liability.
The plans would affect an area known as Royal Victoria Dock West, which is the end closest to London City Hall and the Cable Car. If carried out, the two biggest changes will be a range of floating walkways reaching into the dock, lined with water plants. The other change will be the introduction of walkways on the south side of the dock for long-term residential boat moorings.
Hundreds of tax-defaulted properties across San Diego County are headed to the auction block next month, with officials opening registration for interested bidders. The County Treasurer-Tax Collector's Office said 686 parcels will be offered during the annual online sale, scheduled for March 13 through March 18, Fox 5 San Diego reported. To take part, prospective buyers must complete the online registration process by March 3.
