#family-contingency-planning
#family-contingency-planning

Arts

Questions to help you get 'financially naked' with your partner

fromSubstack

Retirement

Money, Kids and Generational Wealth with Special Guest Charlotte Geletka - Episode 186

fromwww.npr.org

Arts

Questions to help you get 'financially naked' with your partner

more#financial-literacy

#parenting

21 hours ago

Parenting

My Son Was Caught Climbing the Bookshelves. But My Daughter's Reaction Is a Sign of a Bigger Problem.

Parenting

When I Told My Husband I'm Pregnant, He Made Me a Promise He Hasn't Kept. It's Time for Me to Step In.

Parenting

My Son Is a Bratty Kid. My Husband's "Solution" Is Going to Make Him Worse.

We Moved Across the Country With Our Two Boys. I'm Worried About the Way They've Chosen to "Adjust."

Encouraging children to make friends outside of school can be challenging, especially when they are content with existing relationships at home.

I Want to Have a Baby With My Wife. She Has Some Upsetting Rules for the Process.

Nadia's choice to avoid passing on genetic disorders is reasonable and should be respected.

We Were Always the Most Laid-Back Parents We Know. That All Has to Change Now.

Introducing stricter rules for children can be necessary when managing a larger household, but it may lead to resistance from the kids.

21 hours ago

My Son Was Caught Climbing the Bookshelves. But My Daughter's Reaction Is a Sign of a Bigger Problem.

Encouraging children to report dangerous behavior is beneficial, but parents should guide them on when to tattle versus when to let things go.

When I Told My Husband I'm Pregnant, He Made Me a Promise He Hasn't Kept. It's Time for Me to Step In.

Managing a pet's training requires shared responsibility and consistency from all family members.

My Son Is a Bratty Kid. My Husband's "Solution" Is Going to Make Him Worse.

Karate lessons may help a child learn discipline and respect, countering aggressive behavior towards siblings.

We Moved Across the Country With Our Two Boys. I'm Worried About the Way They've Chosen to "Adjust."

Encouraging children to make friends outside of school can be challenging, especially when they are content with existing relationships at home.

I Want to Have a Baby With My Wife. She Has Some Upsetting Rules for the Process.

Nadia's choice to avoid passing on genetic disorders is reasonable and should be respected.

fromSan Francisco Bay Times

We Were Always the Most Laid-Back Parents We Know. That All Has to Change Now.

Introducing stricter rules for children can be necessary when managing a larger household, but it may lead to resistance from the kids.

The people who never ask for help aren't independent. They learned somewhere along the way that needing something from someone always came with an invoice they couldn't afford to pay - Silicon Canals

Self-reliance often stems from early experiences that teach individuals to avoid asking for help, leading to a belief that needing others is a failure.

#estate-planning

Real estate

California Just Changed the Rules on Probate and Medi-Cal - San Francisco Bay Times

Bay Area estate plans need review due to recent legal changes affecting probate and Medi-Cal eligibility.

fromIndependent

fromSan Francisco Bay Times

Law

'Even the simple distribution of heirlooms can become contentious' - how to divide inheritance in blended families and avoid arguments

Real estate

California Just Changed the Rules on Probate and Medi-Cal - San Francisco Bay Times

Bay Area estate plans need review due to recent legal changes affecting probate and Medi-Cal eligibility.

fromIndependent

Law

'Even the simple distribution of heirlooms can become contentious' - how to divide inheritance in blended families and avoid arguments

more#estate-planning

My husband won't help me manage our money, but he's full of opinions about how I spend it. Am I wrong to ignore him?

Disengagement in financial matters leads to conflict over household decisions and opinions in relationships.

Bootstrapping

fromEntrepreneur

Equity Feels Safe. Debt Feels Risky. Reality Says Otherwise.

Debt-based financing promotes strong fundamentals, while equity can obscure inefficiencies and escalate expectations for growth.

NYC parents

fromTruthout

Heritage Foundation Wants to "Save the Family" by Further Undermining Child Care

The Heritage Foundation's new policy platform aims to steer mothers out of the workforce and promote early marriage through various policy changes.

Careers

fromBusiness Matters

How resilient leaders help their teams thrive through change

Resilience in business means continuing to move forward despite challenges and is heavily influenced by effective leadership.

Mindfulness

What to Do When You Don't Know What to Do

Accepting mistakes and being honest with oneself are crucial for navigating uncertainty in decision-making.

How to Talk About Childhood Issues Without Blaming the Parents

Unresolved parental trauma can manifest in children's psychiatric symptoms, perpetuating trauma across generations unless actively addressed.

Public health

fromHarvard Gazette

Dangers coming from inside the house - Harvard Gazette

John D. Spengler's research significantly advanced indoor air quality awareness and led to smoking bans on airplanes and improved childhood asthma understanding.

SF parents

fromThe Nation

We Need to Tear Down the Adoption Industry

A US military raid in Afghanistan resulted in the death of a family, with conflicting accounts of the event and the fate of a missing infant.

Layoffs Are A Leadership Test For Executives

Effective leadership during layoffs is crucial for maintaining trust and organizational performance.

Careers

You survived a layoff. Now what?

Remote teams

fromForbes

Layoffs Are A Leadership Test For Executives

Effective leadership during layoffs is crucial for maintaining trust and organizational performance.

Careers

fromInside Higher Ed | Higher Education News, Events and Jobs

You survived a layoff. Now what?

Surviving layoffs brings complex emotions like relief, guilt, frustration, and anxiety about job security and workplace relationships.

more#layoffs

Non-profit organizations

What We Learned Supporting Fired Federal Workers (opinion)

An initiative was launched to support federal workers impacted by job cuts, providing free career advising and resources to over 1,000 individuals.

#family-dynamics

My family of 5 moved in with my parents. We pitch in with household bills and cooking, and we give each other space.

Living with parents can create a supportive family dynamic with established ground rules and shared routines.

A clinical psychologist explains that the adult children who check on their aging parents most often aren't the favorites - they're usually the ones still hoping for a conversation they stopped expecting years ago - Silicon Canals

The favored child often receives love, while the other sibling seeks recognition and validation through ongoing efforts and communication.

Why "Difficult" Daughters Matter in Families

Porcupine daughters challenge family dynamics by addressing uncomfortable topics and disrupting established patterns.

My Family Cut Me Off for a Cruel Reason. I'm Haunted by an Outstanding Question.

Cutting off toxic family can lead to guilt, especially regarding potential inheritance and executor responsibilities.

My Parents Already Pay for My Middle Aged Sister's Life. Then She Dared Ask for Something More.

Estranged siblings can complicate estate management, but planning can mitigate potential issues for surviving family members.

My Wife Wants to Cut Our Son Out of the Will. Her Reason Is Cruel.

Cutting a child out of a will for not wanting children is punitive and can damage family relationships.

My family of 5 moved in with my parents. We pitch in with household bills and cooking, and we give each other space.

Living with parents can create a supportive family dynamic with established ground rules and shared routines.

A clinical psychologist explains that the adult children who check on their aging parents most often aren't the favorites - they're usually the ones still hoping for a conversation they stopped expecting years ago - Silicon Canals

The favored child often receives love, while the other sibling seeks recognition and validation through ongoing efforts and communication.

Why "Difficult" Daughters Matter in Families

Porcupine daughters challenge family dynamics by addressing uncomfortable topics and disrupting established patterns.

My Family Cut Me Off for a Cruel Reason. I'm Haunted by an Outstanding Question.

Cutting off toxic family can lead to guilt, especially regarding potential inheritance and executor responsibilities.

My Parents Already Pay for My Middle Aged Sister's Life. Then She Dared Ask for Something More.

Estranged siblings can complicate estate management, but planning can mitigate potential issues for surviving family members.

My Wife Wants to Cut Our Son Out of the Will. Her Reason Is Cruel.

Cutting a child out of a will for not wanting children is punitive and can damage family relationships.

When Did Escapism Become Leadership's Go-To Strategy?

Avoidance erodes trust and long-term results; empathy is a strategic advantage for building resilient teams.

What Retirement Really Looks Like With $4.5 Million When One Spouse Wants to Keep Working

Asymmetrical retirement readiness between spouses creates financial complications that require careful planning and strategy.

Retirement

It's not too late to de-risk your portfolio if you're retired, or about to be

Investors nearing retirement should consider reducing stock exposure and increasing bond investments for lower volatility and better risk management.

from24/7 Wall St.

What Retirement Really Looks Like With $4.5 Million When One Spouse Wants to Keep Working

Asymmetrical retirement readiness between spouses creates financial complications that require careful planning and strategy.

It's not too late to de-risk your portfolio if you're retired, or about to be

Investors nearing retirement should consider reducing stock exposure and increasing bond investments for lower volatility and better risk management.

more#retirement-planning

Bootstrapping

Why Business Owners Delay Exit Planning

Exiting a business can threaten identity and relevance for owners, complicating succession planning despite awareness of its necessity.

In a Mental Health Crisis, Families Need Help, Too

Community and family support are essential for improving mental health outcomes in young people.

Mindfulness

There's a specific kind of resentment that builds in a marriage where one person does the invisible work and the other person benefits from it without ever realizing it exists - and it doesn't show up as anger, it shows up as the slow withdrawal of a woman who got tired of being the operating system for a life that everyone in the house treats like it runs on its own - Silicon Canals

Invisible work in a household often goes unrecognized, leading to imbalance and resentment in relationships.

The most dangerous phase of any long marriage isn't the first year or the seven-year mark - it's the year after the kids leave, when two people who have been co-parenting for two decades have to suddenly remember how to be two people who chose each other, and most couples have forgotten what that looks like and aren't sure they'd choose again - Silicon Canals

Empty nest syndrome reveals the challenges of reconnecting with a partner after years of focusing solely on parenting.

Careers

My Company's CEO Died. Everything That's Happened Since Has Me Reconsidering My Future.

Making a confident decision is more important than the choice itself.

fromIndependent

'It's a tool, not a trophy' - what would money experts do if they received a windfall of 10,000?

Some financial experts recommend enjoying a portion of the windfall while allocating the rest towards savings or investments to ensure long-term benefits.

Retirement

Psychology suggests there's a certain type of anger that lives inside the most agreeable people - it's the anger of swallowing every small injustice, every dismissive comment, every overlooked contribution for decades, and the reason the calmest person in your family might one day explode over something trivial isn't the trivial thing, it's the fifty years of larger things they never allowed themselves to react to - Silicon Canals

Agreeableness can lead to emotional accumulation, resulting in explosive reactions over seemingly trivial matters due to suppressed feelings.

The Grief of Family Rejection

Family rejection leads to ambiguous loss, causing isolation and grief for survivors, necessitating recognition and support for healing.

fromBustle

Crickets In The Family Group Chat? You Might Be Dealing With "Sibling Drift"

Sibling drift is a gradual emotional distancing between siblings that can lead to a lack of connection and communication.

The people who seem to have endless patience with difficult family members aren't necessarily more forgiving. Many of them long ago concluded that the emotional cost of asking for change was higher than the cost of absorbing the behavior, and they've been paying the cheaper price for so long they forgot there was ever a choice. - Silicon Canals

Conflict avoidance is often mistaken for patience, but it can lead to relationship breakdown and is linked to anxiety and attachment insecurity.

The Day the 'Sandwich Generation' Got Real

The 'sandwich generation' faces challenges balancing care for children and aging parents amid emergencies.

My Partner Just Got Laid Off From His Job of 12 Years. What He's Doing Now Boggles the Mind.

Understanding the importance of budgeting during a job transition is crucial for financial stability.

There's a specific kind of tiredness that belongs to people who are the default contact for every family emergency. It isn't the emergencies themselves. It's the low-grade readiness that never switches off, the phone always near, the nervous system perpetually on call for a shift that never formally ends - Silicon Canals

Being an emergency contact involves a constant state of anticipation and stress that affects overall well-being, not just during crises.

#divorce

Parenting

Why Divorce Can Lead to Sibling Cutoffs and Parental Alienation

3 Steps to Setting Boundaries During Divorce

Renegotiating boundaries during divorce is essential for personal growth and maintaining healthy relationships.

Relationships

I'm Going Through a Bitter Divorce. I Only Want One Thing Out of It, But I'm Not Sure How to Get It.

Parenting

After my divorce, my kids move between homes every week. Buying 2 of everything reduced their stress.

Why Divorce Can Lead to Sibling Cutoffs and Parental Alienation

Divorce significantly increases the likelihood of sibling estrangement and distance among children compared to those from intact families.

3 Steps to Setting Boundaries During Divorce

Renegotiating boundaries during divorce is essential for personal growth and maintaining healthy relationships.

Relationships

I'm Going Through a Bitter Divorce. I Only Want One Thing Out of It, But I'm Not Sure How to Get It.

Parenting

After my divorce, my kids move between homes every week. Buying 2 of everything reduced their stress.

Help! The Stunt My Sisters Pulled at a Family Party Is Making Me Rethink Their Invites to My Wedding

Sisters' behavior at a family event raises concerns about their participation in a wedding.

from24/7 Wall St.

We're 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

Gifting wealth to adult children can provide immediate financial relief, but it must not jeopardize retirement security.

NYC parents

I started raising my grandson just a few months into my retirement. My wife and I want to give him a good life, but it's financially draining.

Martin Odum and his wife are raising their grandson Noah, who has spina bifida, after previously raising their granddaughter.

How Co-Parenting Apps Can Reduce Conflict for Co-Parents

Using custody apps can streamline communication and reduce stress in co-parenting arrangements.

Why Partnerships Fail, and How to Break the Cycle

Partnership failures often stem from unexamined trust patterns and early relational dynamics, impacting long-term alignment and evaluation of partnerships.

Public health

fromwww.npr.org

4 weeks ago

'What if I die first?' Making a plan is key for family caregivers. Here's how

Family caregivers for adults with disabilities worry most about the future and lack of planning for care after their own death.

Start Strong But Never Finish? 4 Causes and 4 Solutions

Starting strong and quitting is common due to tedium, poor planning, and discouragement; recognizing patterns and seeking support can help overcome this.

Feeling Stuck in Your Relationship Despite Your Efforts?

Couples often become too cautious in their efforts to improve relationships, leading to unresolved issues and a lack of genuine connection.

Having Fun With Stepchildren

Stepparents can build positive bonds with stepchildren through play, allowing children to lead activities and pace.

Starting a Family: If Not Now, Then When?

Cultural pressures create a double bind around timing, leading to self-blame and uncertainty in major life decisions like parenthood.

from24/7 Wall St.

Single Mom Gets Relationship and Financial Advice, and the Two Are Related

Shayna needs to address her financial situation and combine finances with her partner before the baby arrives.

fromMindful

Raising Happy Children In Challenging Times: Practices that Build Essential Skills For Well-Being

Happiness is attainable and essential for well-being, even amid life's challenges.

The hardest thing about being the calm one in a family is that your steadiness becomes load-bearing. Everyone leans on it, nobody asks what holds it up, and the day you finally crack, people don't comfort you. They panic. Because your collapse threatens the architecture, and the architecture was always more important than you were. - Silicon Canals

The calm family member often bears the burden of emotional labor, managing others' feelings while suppressing their own.

fromDaily Mom magazine

Parenting

The Work Day Schedule For Stay At Home Mom

Working from home with kids requires survival strategies rather than perfect balance or multitasking mastery.

The people who always have a backup plan aren't pessimists. They grew up in environments where promises were unreliable, and redundancy became the only architecture that didn't collapse when someone changed their mind without warning. - Silicon Canals

Obsessive planners are often generous, driven by past experiences that teach them to prepare for uncertainties.

My Fiancee Reconnected With Her Useless Mother. Now She Has Some New "Ideas" About What Our Life Should Look Like.

The couple faces significant disagreements about children, finances, and family relationships, raising concerns about their future together.

Fundraising

I've been putting money into my daughter's savings account every month for 22 years without telling her - and the plan was always to give it to her when she needed it most, but the thing nobody warns you about secret generosity is that you start to need the secret more than she needs the money - Silicon Canals

A father's twenty-two-year secret savings account for his daughter evolved from genuine protection into a source of personal identity and validation, revealing how hidden acts of care can become about the giver rather than the recipient.

fromwww.theguardian.com

My father-in-law lives with my young family but I don't want to sandwich parent'. What should I do? | Leading questions

Caring for an aging parent while raising a child can create overwhelming responsibilities and emotional challenges.

Travel

My husband and I moved in with my grandparents to save money. The temporary adjustment period was worth it.

Living temporarily with grandparents before moving abroad revealed familiar routines, required negotiating boundaries, and deepened appreciation for family time.

Miscellaneous

When the Family Helper Needs Help

Family helpers or overfunctioners take on excess responsibility at the expense of their own well-being, often leading to burnout, frustration, and isolation.

Family Therapy: Overcome Core Family Challenges

Family therapy involving significant family members improves communication, rebuilds trust, and effectively supports youth and families facing mental health crises and life transitions.

I asked 9 divorce attorneys what they notice about couples who stay together versus couples who split and not a single one mentioned love. Every answer described the same invisible skill most people never think to develop. - Silicon Canals

Successful marriages depend on the ability to repair after conflict and maintain a shared "couple identity," not on passion or love alone.

I Squandered My Grandmother's Final Gift. But I Have a Chance for a Do-Over.

When I was 22, my grandmother died. She was my favorite person. She didn't have a lot of money, but each of us grandchildren got a check for $3,000 from the will. I really, really wanted to do something special with that money, something to honor my grandmother, but I was young and dumb and broke, and it evaporated into rent and burritos and drinks and cigarettes and all the other "necessities" of my young, dumb 22-year-old life. I have had an "IOU" to myself for that money ever since and promised myself that one day, when I had an "extra" $3,000, that would be "grandma's money," and I'd do something special with it.

Retirement

I'm polyamorous and my 2 partners and I live with our kids. Here's how we navigate coparenting together.

A woman maintains simultaneous romantic relationships with two male partners while raising two children together as a polyamorous family unit.

My Parents Asked Me About Their Plan to Leave Their Estate to My Brother. They Hated My Answer.

Parents who solicit input on estate distribution should accept the recipient's honest suggestions without anger, even when disagreeing with the proposed allocation.

Our Parents Don't Have 401(k)s, They Have Children

Immigrant parents prioritized investing in their children's education and opportunities over personal retirement savings due to economic constraints and survival needs, creating an implicit expectation that the next generation would provide financial support.